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penaltys for regularly switching savings
Are there any penaltys to pay if you keep moving money around so its always getting the best rate in a savings acc. My account with citi loses its opening bonus this month so i will be opening a new one with better rate. Do i then leave the account open for future, or just close it and keep chasing the best rate with…
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ICICI/Sainsburys/Nationwide - Linked Accounts
Sorry if this has been covered before: I've moved most of my money from my Nationwide Flexaccount/Esaver accounts to Sainsburys. Now that Sainsburys have dropped to 6% I am thinking about joining ICICI with their 6.41% rate. Is it possible to transfer from either Sainsburys or Nationwide to ICICI? Thanks.
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Halifax (HBOS) Web Saver
I was just browsing their site and came across this. Currently offering a great rate of 5.38% AER/6.00% gross (with cash card). Includes 1.25% gross bonus until 18 July 2008. It used to be that, you get roughly 0.5% less if you decide to get a cashcard. So, it is beneficial NOT to have a card option. Im sure many of you…
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stocks isa
is it a good time to invest in stocks isa now the footsie 100 has dropped below 6,000 ?
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Icesave/ICICI/Asda alternative...
Delete please...
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Wobbble COOLOING OFF PERIOD IS THERE 1 ?
hI My other half and I have just sought advice about a medium risk portfolio. We clearly understood the need for it to run for 5 years plus. We signed all the documents but are now having a MAJOR WOBBLE !!!! Is there a cooling off period when you can withdraw from the agreement even if you signed willingly and with all the…
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18, Self-employed and looking to save.
After reading the MSE forums for the past week or so, I thought it was about time I joined. I'm 18yo and operate my own photography business so i'm self-employed, and have roughly £15,000 to put to good use. So i've been browsing about to see what my best options are for my money. Since then, I've applied for an ICICI…
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Bradford & Bingley 3 Year Cash ISA
I set up a cash ISA in July 2005 just so I could have somewhere to put the funds from my recently matured child savings account. Well, I'm currently without a job (or any regular income thanks to being in further education and not EMA-eligable) and with a (nearly max'ed) £500 overdraft at smile.co.uk/The Co-Operative Bank.…
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Savings for a group of people
Does anyone know the best savings accounts for a club. I have been running a Christmas Club for years but would like to move the account to a place where I get a better rate. Currently a Nationwide instant access !!!:eek:
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CGT query
i've just switched my Midas Balanced Growth fund into another fund using Cofunds switching service. the Midas fund was worth less than the amount I originally put in -- does anyone know if this counts as a loss for CGT purposes? in other words, is a 'switch' the same as a 'sale'? both funds are held outside ISAs.
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Children - investing
Hi I have two children and I am looking to invest their monthly Child Tax credit and Child Benefit until they are 21. They are 3months and 6 years old and the total will be around £75 per month each until they are 21 (I know it stops earlier)? In addition I will add a few lump sums during the year as they receive gifts…
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Britannia BS punishes savers again
Following the recent 0.25% cut in base rate, Britannia Building Society has informed its savers of the new rates. The rates on most accounts seems to have fallen by 0.3 or 0.35%, when rates were increasing they sometimes failed to pass on the full increase. They have always favoured their borrowers over savers but this is…
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Nationwide Fixed Rate Bond rate drop
Hope this is not already posted: I have just nipped into the Nationwide to get their fixed rate bond at 6.50% only to be told that the rate changed at close of business yesterday. This is confirmed on their website. This might save a few people a wasted trip...:mad:
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Halifax Stocks and Share ISA
Good morning everyone i wonder if you be so good to share your opionions and advice with me 12 years ago i took out a stocks and share isa which was to be used to pay off mortgage of an old property. When i sold the property the value of the isa was so low becuase of the drop in share prices etc i did not cash it in but…
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how much interest will i be paid?
if I open a direct isa with ns&i on monday & stick the max £3000 in there? I believe the rate is 6.05%. Plan is to add another £3600 ome April & new tax year.
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A little amount to invest help please
I am a pensioner 66 years old with £5000 cash to invest plus £200 per month. I have no other savings, isa etc. Can someone please suggest how I should invest this. I have no real need to access this funds in the short term Thank you
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inflation
so many of you prognosticate inflation. Hoping to put some money aside for a deposite I'd like to protect the money. How can I do it in our current situation? I was reading people advised keeping them in Swiss franks, is it reasonable? How can it be done?
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Opening Savings Accounts - CCJ?!
Does a CCJ (which has been satisfied) ever get in the way of opening a savings accounts? x
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£1k per month for the next 8 months
best place appears to be Alliance & Leicester's 6.50% eSaver account - anyone know of any other decent accounts i should consider?
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How many subscribers here are over the FSA guaranteed savings limit?
Just wondered how many people on here have savings in one institution over the guaranteed FSA compensation limit? And do they feel reasonably comfortable about it in the current climate?
