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Virgin Climate Change Fund?
Hi all, I received something through the post this morning about Virgin's new Climate Change Fund. It actually looks quite good, but I'm a novice on this kind of thing. Just wondering if anyone else out there has received and if so, what are your thoughts? Any feedback or comments welcome :T Thanks, Chris.
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Investing For The Future!
Good Afternoon. I'm posting this thread to take advantage of the wealth of knowledge thats out their from all you fellow MoneySavers! I wish to start investing in the stockmarket, making regular contributions over the next 10+ years (probably longer) to pay off an Interest-only mortgage I currently have on my Investment…
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abbey
New into this ... has anyone any views on the Abbey Superbond with an interest rate of 8.1% for year 1? I know it has to be linked to their Premium Investment Account. Have just sold up in France and have put capital in my e-saver but want to help the kids and probably will have £100k that can remain untouched for at least…
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Nationwide - proof of address?
I recently signed up to nationwide via online banking. They have sent me a letter saying I need to send them some docuements for proof of ID and address. Now I have proof of ID (passport) but not address (I Live with my parents). It says on the letter that they might accept other forms of proof of address. I am going to my…
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Any better ways to save my money.
Im currently banking with natwest and have a mini cash isa and a reward saver with them. I have put all of the £3k into the mini cash isa and there is around £2.2k in the reward saver in which I put £50 a month. Im quite happy with my savings but I feel there must be better options for it. Any recommendations? I cant…
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Can a Leopard change its spots?
During my working life I have worked with some frugal people (to put it politely). You know the sort, people who will always look for the best bargains, people who will not part with a penny if they can avoid it. In fact, I once knew a guy who would cycle home on the inside of another cyclist so he didn't have to put his…
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Derbyshire BS woes ... more to follow?
http://www.reuters.com/article/rbssFinancialServicesAndRealEstateNews/idUSL1849335420080118 Don't have any savings in Derbyshire, (but do in "similar" West Bromwich BS) Prob good chance they will be swallowed up by Nationwide round mid year when things get worse for them Pauli
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Transferring a Chelsea ISA & maintaining membership
My g/f has an ISA with Chelsea. I've just noticed how poor the interest is I think she should transfer to Icesave. 1. Anyone think of anywhere better? 2. How best can she maintain her Chelsea membership? I.e. any recommendations for what account to open or how to open it? I know that way back in the Carpetbagging days when…
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Best place to put child benefit
I am aware that there are many regular high interest saving accounts ( already have some :money: ), but I read on here somewhere a while back that there was an account that paid high interest if you had your child benefit paid into it, have trawled through and cant find it, can anyone point me in the right direction…
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NatWest 3 Month Fixed Rate Bond
Apologies if already posted; searched but could not find. NatWest are currently offering a limited edition 3 month Fixed Rate Bond. 6.25% AER. 6.11% Gross. Minimum investment is £2.5K, doesn't appear to be a maximum although I remember £50k being mentioned as possible max. Usual penalties apply for early withdrawal.
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Alliance & Leicester 7% bond
Is it still available? I've been on the A&L website but can't see it anywhere!!! http://www.alliance-leicester.co.uk/savings/index.asp?page=home&ct=primarymenu
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Transferring savings from Italy to the UK -Any tax payable?
A friend of mine is a long term resident in the UK with an Italian Passport and Nationality. He has £100k savings in Italy in an Italian Bank. If he transfers the 100k to a UK savings account will the 100k count as income on which he has to pay Income Tax? If not will the transfer be subject to any other form of UK…
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Savings Account for my baby daughter
Hi all Can anyone offer me some advice please? I'm new to the savings thing - am much more used to dealing with debt! Have had a look through the stickies and recent threads but am struggling to find out what I need to know..... My baby daughter is 1 tomorrow and since she's been born, we've been looking to open a savings…
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Bank Accounts and Savings whilst abroad
I've had a bank and savings in the UK now for many years and I'm a UK citizen. However, I have now lived abroad for over 3 years now and I'm just about to sell my house and have a lot to save. I'll have no home address in the UK but my mother inlaw has allowed me to use hers. Do banks/building societys allow you to live…
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Antarctic Embryonic Mining Fund
Junior miners are so yesterday, for example http://www.juniorminers.com/ Now the latest craze is apparently investing in embryonic mining companies that dont even yet exist. For example, there is talk of a new Antarctic Embryonic Mining Fund that invests in investment companies that are expected to form Antarctic-based…
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HBOS sharesave scheme
I currently work for HBOS and joined the sharesave scheme putting away £250 per month for 3 years with the option to buy the shares for £7.92 on completion. I now have £3500 in the sharesave account with just under 2 years to go before i can sell the shares. With all the credit crunch talk and the share price close to £6…
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Whats the best tax free ISA at the moment ?
hi everyone could anybody tell me what is the best place to open a tax free ISA at present, im looking to open one for the new tax year and was wondering if anybody knew what the top account was at present???? Also could anybody suggest a way in which I could use the interest gained each year to max my income from my the…
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Another ISA question
When would be the best time to open a ISA or get the best deal? I fill my ISAs at the beginning of the Tax year and have used the NS&I for the last two years along with B&B and A&L the years prior to this.
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Troble with ICICI, what's next best?
I've been trying to open a HiSave account and have run into some problems. I have just received a letter from them and a return of my £1 cheque - the reason for the return is because it's a business account. That's not all, I'll quote the last paragraph from the letter... "As per FSA regulations, it is a mandatory…
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ISAs - Baffled
Hi I have a mini cash ISA and was looking to fill my remaining allowance with shares but I have no idea where to start? Do you just buy a mini-share ISA? What does this mean? Is it just a bucket you fill with your own choice of shares/funds? Well I did say I was baffled! Any help would be appreciated, could someone…
