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Opening Savings Accounts - CCJ?!
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me1234
Posts: 35 Forumite
Does a CCJ (which has been satisfied) ever get in the way of opening a savings accounts? x
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Comments
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Would doubt it - they occasionally do searches with credit reference agencies, but they're just prove you're who you claim to be. No point doing a credit check as they'll never be lending you anything (unlike a current account).0
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CRAs tend to be used for identification purposes for savings accounts - all they check is who you are and where you live, and such searches are usually only made visible to the person they relate to, not anyone looking at the report.
CCJs will only show on a full credit check which is only asked for if you're applying for credit of some sort (loan, mobile phone contract etc.)Conjugating the verb 'to be":
-o I am humble -o You are attention seeking -o She is Nadine Dorries0 -
i dont think that the CCJ might come in your way of opening a savings account...No Links in Signatures by Site Rules - MSE Forum Team 20
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