-
A&L direct saver
I was thinking of opening this account with approx £10k, the thing is i might have to occasionaly make a withdrawal from this account, but on reading Martins column he said its best to avoid if you are going to have to withdraw, so is there another savings account that i would be better putting my money in that doesn't…
-
Preparing for recession
http://news.sky.com/skynews/article/0,,30400-1256664,00.html Where's the safest place to go ? Cash and bonds ?
-
Investment Software
I was at the Ideal Home Show yesterday and a stall there was selling some Investment Software for £750 apparently it usually sales for £950. I thought it was a bit steep so didn't buy it. Anyone got any thoughts on whether these things are any good or tried/use anything similar? I am an absolute beginner and frankly would…
-
Are taxpaying savers all losers?
The February RPI inflation number was: 4.6%. This is the highest recorded RPI figure since 1991 when the base rate was more than double the current 5.25%! Icesave only yields 4.56% after tax for basic rate taxpayers (5.7*0.8). With three rate rises (total of +0.75%) since August savers may think they're getting a good deal…
-
how many deposits per month in YBS reg saver
Hi everyone, Does anybody know how many deposits are permitted per month on the yorkshire building society regular saver - 7%? I was told in branch as many as desired up to the value of £500, but thought that I'd read somewhere it was one per month. Can any one advise please? Many thanks
-
HSBC regular saver ended, start another?
I bank with HSBC and had a regular saver which ended after 12 months, since then I have invested that money. Question, is there anything to stop me opening a new regular saver with HSBC? Phil
-
Best way to invest/save £2,000?
Hi, i recently put 3k into an ISA (5.8) with ING. I have about £2000 - £2500 left over to invest/put into savings. I just dont know where the best place for it is. Ive looked at Witans Wealth Builder Share plan, as their history in the share market provides good returns for investors. But is this the best place for it? Any…
-
Looking for a notice account - any ideas?
Raphaels banks seems to offer a good rate but the notice period is a year, its just too long. Can anyone help?
-
Help Do I Need to Do a Tax Return
Hi, I am not sure if I have put this in the correct place but I couldnt see another obvious place to put it. I use to own a limited company and earn quite alot of money as a consultant. I gave it up nearly 7 years ago and closed down the company.So I was no longer a Director which is why I had to do Tax Returns. Until last…
-
Share Options/CGT
Hi, Last July, I excercised 10,000 share options at 100p each in the FTSE company which I work for. It is an approved CSOP scheme and I'd had the options since March 2003. The shares are now trading at 600p. I do expect to stay with the company for the forseeable future (2 years +). Can someone clarify for me if these are…
-
Northern Rock Silver Savings Interest Rate. What's going on?
NR increased (only slightly) their monthly interest rate last month from 5.70%to 5.71%!, so I figured that my interest this month would be ever so slightly higher.No way! In fact, it's gone down about £6 and I haven't made any withdrawals. I have sent them an email to query this and I would suggest that all MSE'rs with…
-
Shares
Im very much interested in doing a bit of share buying and selling but havnt got a clue where to start! anyone know any sites that you can use that are good and trusted? just fancy using a couple of hundred to see how i go on seems like fun (although i know its serious!)
-
Help!!!!investing Proceeds Of House Sale
hi there hope all you experts out there can help.house sale will be through in 3 weeks and we will have £200000 to invest.isa funded for this tax year and we are only looking short term as we hope to leave for oz in next 2 years .which saving account has the best return or is there anything out there to beat above over 2…
-
Student saving ISA or high interest - whats the best option
I'm a PhD student with a reasonable tax free Stipend (lucky me) but fear it may run out before i finish so am looking to set up a savings account incase the worst happens. I'm new to this saving business and not really sure what the best course of action is since i am a student and subsequently dont pay tax on my stipend…
-
moving abroad
hi all quick question does anyone know of the best place i can put quite a bit of money over a period of roughly six months to earn the best interest on it it will be coming from a house sale and me and my partner are emmigrating to new zealand and initially renting over there in about six months we will be buying a house…
-
stashng £600 for 8 months?
Hi all due to a tax !!!! up the rev have refunded me £600. I have told my acountant and he has informed the rev. BUT they dont want it back untill they can figure out what it is all about . Due to my lack of dicipline i now need somewhere to put this £600 preferably where it will earn me a little in the meantime. any ideas…
-
Some advice please...
Hi, I' have read through different articles on this site and looked at different threads regarding shares, but I am hoping someone could offer me some personal advice/opinions of my situation as I do not feel very confident making decisions yet. I was given 500 shares in 'BANCO SANTANDER CENTRAL HISPANO' (code BNC) for my…
-
Barclays regular saver at 12.5% - has it gone?
Hi, I was having a look for the regular saver account with Barclays, but I can't find it anywhere. Has it been wiped? Shame if so, as it was so high at 12.5%....anyone know?
-
Differences between direct debit and transfering?
I read up on direct debit, and not sure what the differences is? Isn't it the same as transfering money from one account to another?
-
Savings Accounts and Tax??
I'm new to this site and would be grateful for advice! I am an over 60s non taxpayer and would like to know if I would pay tax on any interest if I put some money into a Savings Account {Not an ISA} I want to open an account with around £500 and would need instant access in case of it being needed for emergency. I MAY be…
