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1st Birthday Present - £100 shares
Our nephew soon to be one years old - We were thinking of buying something unusal and thought maybe we could buy him £100 worth of shares to see him on the money investment ladder. Hopefully this £100 will have grown abit - we dont want to invest in a company that may colapse before he is 18. We are not accustomed to the…
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Saving for children webchat Mon 19, 2pm
In case anyone is interested, there is a webchat about saving for children on the moneyweek website later today (Monday 19 March, 2pm) http://www.moneyweek.com/file/27025/webchat---saving-for-children.html
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What to do with money in cash-rich business
Hello all Please could you advise on what could be done with, say, £100K in a cash-rich business, other than investing in shares. I have heard of 'treasury accounts' where - as I understand it - you can get a better rate of interest by moving money to one of those accounts for a time period decreed in advance. Also, are…
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Unsolicited mail from Arc equities ltd
I have received several unsolicited letters from these people - the latest is trying to get me to buy smart implant holdings ltd which quite frankly I wouldn't touch with a barge pole. Has anyone else been hassled by this company ?
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Request to moneysaving towers
A quick thank your for your excellent site. it is a constant spur to me to keep my finances in order.:j However can you please distinguish when giving details of ISAs which of them allow transfers in and out. This extra detail will help highlight those 'table topping' accounts which do not allow transfers in.:mad: many…
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best child saving from inheritance
My 2 children aged 8 and 13 haVE been left £5000 each in their grandfathers will. THEY were born before the government child trust came into to effect. Where can the put be put to grow and not be touched, well hopefully added too.
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NatWest Young Savera Account ?
Post deleted by bradc.
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Offshore IFAs
We have recently moved abroad and have been approached by an IFA about investing. We would like to invest regularly in a fund of some sort but what we seem to have been offered is a fund which comes with life insurance. We're not that keen on the life insurance component as we already have separate life cover in place. Are…
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what to do with 10k????
hello moneysavers, my wife and i have just received our yearly statement from s******* life for an endownment policy to which i have been lumping a hundred a month in for the last ten years which was supposed to reach a target amount of 60k in 25 years but i feel is going to impossible considering it has made NOTHING so…
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Property v Financial Products for investment purposes?
I am about to be divorced and will be in receipt of a settlement of approximately 80k, my husband is buying out my share of the marital home. I am unsure whether to invest this money in a small property being as I would be forced to take out a mortgage of approximately 50k. I am 47 and only earn 14,500 per annum. Ploughing…
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Is icesave still the best option?
Hi folks, I've done a bit of searching on the forums about icesave, and it's come back with mixed opinion - I know their rate is still pretty decent, but i'm not so sure about their service now! :eek: I want to start saving, even though it won't start as much, maybe a few hundred pounds, but obviously I want the best…
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Sainsbury's Bank paid £1000 into my account
When I first opened my Internet Saver account with Sainsbury's Bank, they paid a cheque for £1000 into my account along with my own cheque for £10. I think the problem arose because by opening the account I got 1000 Nectar points and maybe that's where the confusion lay? However, they have been sending me letters asking me…
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Best place for my savings?
Can someone please help me sort out the best places for my savings. I currently have the following accounts: Icesave - £300 paying 5.70% A&L Direct Issue 2 ISA - £3,700 (really confused about the interest rate on this - it was earning 5.70% I think but not sure what it is now) Cahoot - £50 paying 5.25% PEP - Invesco…
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Bankrupcy and saving
How do you obtain a savings account if you have been declared bankrupt?:money:
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PORTMAN BUILDING SOCIETY-bonus
jUST RECEIVED A LIST OF THE PROPOSED BONUS TABLE FOR SAVERS WHO QUALIFY £100 - bonus £200 £500 £200 £1000 £200 £2000 £200 £4000 £230 etc Rang them to establish why a £2000 saver should get the same as £100. saver. After 20 minutes (call cost me my bonus) they could not give me an explanation. Insisted these figures are…
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Portman unanswered questions
Despite previous assertions that former Lambeth members would be eligible for the Portman-Nationwide merger bonus, the full merger details (received in the post today) do not appear to confirm or clarify this point. If anything, they seem to indicate that they will not be eligible. Have I just missed an appropriate…
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savings
:undecided Any Finacial Advisers out there ??? I have £70.000 to save and not touch for approx 1Yr.... I dont know where or who with to place it... I need advice... please... its Bewildering out there..:eek:
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Volatile Market just now, what should l do with 50k?
Hi members, Ok l'm currently investing in several unit trusts (8 to be exact) with most things covered. My portfolio is £50k 1) Attuned my attitude to risk to my portfolio 2) Diversify my portfolio 3) Have used up my ISA £7k this tax year. Etc etc etc. So my question is, l was wanting advice on the current outlook of the…
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Anyone missed out on interest?
Not sure where this thread goes? I am gutted that I lost out on I am guessing £765 worth of interest over 9 years. My mum put 2.4k in a account which was untouched for 9 years giving around 1.16% gross interest per year. If I had put the same money in a E-saver giving say 5% gross interest per year, then I would of been…
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When is interest paid on the Nationwide e-savings account?
I've had a look on their website, but can't find anything that tells me. Also, is interest added to the balance of the e-savings account, or is it paid into the Flexaccount?