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Friends Provident With Profit Bond
I took out a with profit bond S6 in 2000, and last year the final bonus rate was 0% with no MVA. Friends Provident made an announcement last week about their bonus rates and the WP fund apparently grew by 8% but my final bonus rate is still 0% with no MVA. Does this mean that I have received no increase at all from the 8%…
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accounts abroad forbetter interest lump sums
any saving schemes abroad with better interest then in uk for lump sumps say 30k plus do you get taxed twice? any ideas
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working out interest...
hi guys, hope you can help me with this.... iam saving £250 per month at 12.5% how do i work out the amount i will have at the 1 year maturity point, after tax? cheers. oh, also, what would this senario work out as if i were putting the £250 per month into a 5.25% ISA instead of the 12.5% saver. thanks!!!!
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Premium Bonds.- Reinvest or high interest account
My son has £500 in Premium Bonds which were bought for him around his 5th birthday. (1 and half years ago). Had a cheque through post winning him £100. This is a good return of 13.33% per year since they started, however prizes are not guarenteed and cancelling any bonds does not take into account inflation on returning…
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where to buy shares?
my son is 21 soon & i would like to buy him some shares in Mancheseter City, but haven't a clue on the best way to do it. any advice would be much appreciated. lisle
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Best place for 130k house money?
I'm selling my house and the equity will be around 130K. Because there are no other houses at the market at the mo, I'm thinking of a short term rent so not to lose our buyer. These means I need to put the equity somewhere where I can get the best monthly interest and get it out in a reasonable time frame i.e 30 days. Any…
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AXA/Sunlife With Profits Bond
I've got an ASL With Profits Bond with a current value of £16.5k. Trouble is it's only making 2.5%. The MVA is 3% making a surrender value of just over £16k. My options are: I can switch to different ASL funds, but this still incurs 3% MVA. I can withdraw 7.5% annually without penalty. I can take the money and run and try…
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Mums payout from Death of Stepdad
Hi All, I need to give my Mum advice on what to do with her money following the death of my stepdad. She basically has 120,000 K from which to live on for the rest of her life. Flat she lives in is paid for and hers, she has a £3500 a year pension and a job that pays £350 a month. She will not and indeed I don't want to do…
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looking for a savings account that .....
gives me instant access ... not concerned about interest rate as there's going to be a small bits and bobs going in and probably taken out quite quickly! i'd like to get some cashback too, for opening it really, via one of the cashback sites. i've looked at cahoot, where i can get £10 back via quidco or freefivers ... how…
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Christmas Savings: How to earn up to 15% on your cash Article Discussion
This discussion relates to the Christmas Savings: How to earn up to 15% on your cash To discuss click reply
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225k no mortgage or take one to invest more
hi all just sold business where me and my partner endup with a house worth 185k no morgage fully completed. Is it worth getting a morgage out up to the value of the property to invest as it is cheapest way to borrow or is it not a viable idea.Plus we have 225k liquid capital to invest. we shall have plenty of time to play…
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Ice Save raise rate to 5.7% from 19 Jan
From This is Money website: see http://www.thisismoney.co.uk/saving-and-banking/article.html?in_article_id=416441&in_page_id=7&ct=5&ito=1453 Ice Save rate to go to 5.7% from 19 Jan
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Savings accounts with "pots"
I'm looking for a savings account that I can split my savings in to a few different savings pots. I know they exist but I'm just not sure where. Can anyone tell me?
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Please help a newbie!
I have NEVER had any spare cash to save before and I'm really confused now! I have about £3000 of a career development loan to stash away until its needed so I don't spend it on clothes. Any tips on where/who to get advice from? Thanks
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Where to stash my cash
My dad is giving me £20,000 from the sale of his house and I just need some help/advice in where to put it (no personal bank account details please :) ). My wife and I have an ISA each already and put in £3,000 a year so we can't put it in them. Is the A&L Direct Saver account a good bet for the money? We wont need access…
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Letters to Liz - Telegraph
Guys Have you read the following article? http://www.telegraph.co.uk/money/main.jhtml?xml=/money/2007/01/08/cmlets08.xml I'm specifically referring to the last letter she responds to - about regular saver accounts Her penultimate paragraph is disappointing in that it fails to understand that you can invest your money…
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where to hide?
after much soul searching i have decided to plunder my savings into paying off a third of my huge credit card bill. but for other personal reasons i want to keep some off it around the house. other than the obvious method of years ago of stuffing it under the mattress, i was wondering what ideas you may have of other not…
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Barclays 12.5% Reg Saver
Hi guys, i recently opened a 12.5% barclays saver. in thre T&C's it states that the regular payment date cannot be changed once opened, if it is changed, the lower 5% interest will be paid on the whole amount!!!! now, i have no intention of changing this date, but iam quiet suprised to find that it is as simple as a 'click…
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Cheltenham & Gloucester - Offshore rates
Cheltenham & Gloucester - Offshore rates On the above, you would still need to pay 15% tax on savings up to 2008 then this goes up to 20% thereafter, but is there anything similar to this in the UK that pays more? The reason for asking is that I’ll have a sum of £50k to put into a ‘robust’ bank that pays the max interest…
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Personal Inflation calculator (merged)
Those nice people at the governmental statistics department are releasing a "personal inflation calculator" for us to play with at https://www.statistics.gov.uk. Apparently it's to counter concern as to the accuracy of the official inflation figures! Says it will be available from 7am on Jan 15th - not there at 7:10:-)
