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Kent Reliance Warning !!! - They cannot add up !
My two year Fixed Cash ISA at 5.35% has matured and I have been shortchanged by over £100 ! I.e. £3000 invested has only matured with a value of £3227. Instead of about £3329 ! I am sending a letter to them straight away So if you bank with kent reliance check your statements as they cannot add up !
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closing 1 acc leave other open
Have a Lloyds online acc and classic Can I close the classic ac but still keep the online one and use the online facilities thanks
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static pension
I have 10000 sitting in pension fund which i stopped paying into 3 years ago because of lack of funds.I am now in postion to invest some cash usually 150 -250 per month i have recently been investing this in shares should i reinvest in the pension again. i am 36 years old
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Advice on land investment - where to invest £20,000
Hello all, I am hoping to get some advice on investment. Within the next couple of months I might be inheriting around £20,000 and before spending wanted to invest. I have just opened an ISA with NS&I and put £1000 in it. If I receive the money before April I will invest £2000 here in March and £3000 in April. This leaves…
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Investing c£92k for income, for 60+year-old widow & misselling complaint (w/prof bond
Hi This is my first post - I'd be very interested to hear any advice the MSE community can offer! I'm trying to help my mother sort out her savings. There's a lot here, but any thoughts on bits of it would be helpful. She's in her early 60s. She has approx £100,000 invested in a Scottish Mutual with-profits bond (from…
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Most Efficient way of investing £125 a month into a fund?
I would like to invest £125 a month into a fund - probably the jupiter special sits. What would be the most efficient way to do this...I've read all the information about discount brokers and isas etc, but now am a bit confused..could someone help me out please:confused: Thanks James
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Lloyds 'Save the change' scheme
I'm not sure if anyone has given a heads up on this already as I haven't been on for a while but when I went into my branch yesterday I found a new scheme. Basically, every time you use your debit card, Lloyds will round the amount up to the nearest pound and put this into one of your savings accounts. So, for example, buy…
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Best Regular Saver
Hi guys - bit confused between two regular savers - Martins guide says the best one is Lloyds @ 8% for two years. However the A&L one promises 12% for one year, but, unlike Barcleys, doesnt seem to have a catch to maintain the account there? Could anyone help and advise me which is the best to choose? Cheers
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Help please re Dad's Pension
My Dad is still working & has no intention of stopping just yet but is coming up to his 65th birthday shortly. He has a number of pensions & the various companies have started to write & ask him what he wants to do with the money. One of them is less than £15,000 - can he draw the whole fund from this even tho' he has a…
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savings for non-resident children
My brother and his family live in South Africa, and I would like to put money in a British account for the two kids for when they visit Uk and Europe. Most of the building societies refuse to open an account for non-resident children, though the inland revenue informs me that many accounts are available and I just need to…
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Post Office Investment account
I have about £2000 in the post office Investment account, and the interest rates are around 3%. I feel my money is wasted in this account, are there any other accounts available that would do better with my investment. I have also exhausted the £3000 limit the the mini cash ISA account. Thanks
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childrens savings
my partner has just got a lumps sum she wants to put the money away for the kids but dip into it when neeeded xmas etc.is ther anyway we could put it in the kids names and use it when needed for the kids .anyone any ideas:money:
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Whats the best way to leave someone on benefits money?
Me and my Mum and Dad are unsure how we should leave money to me. I'm not allowed to have more than £3000 in my account. If i have more I have to phone the council straight away otherwise i'm breaking the law. An example where this has caused problems is when i had four grand mal epileptic seizures and broke my saxophone -…
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Reg Savings
My A&L 10 a/c is due to mature in Feb.....which means i have an extra amount to put away each month......can anyone recommend another Reg Savings product other savings plan.....that will give me a good return. Done ISA /// done Barclays/Lloyds/Scarborough and Halifax Reg savers so exclude those in recomendations.
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Scarborough BS
Does anyone know Scarborough BS take on the BoE rate rise ...... I have a mySavings with them currently paying 6.25%. It would be a result if tehy took it up to 6.5%
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Fidelity Multi Manager Growth / Income funds
Hi I have a regular investment and my IFA has advised on the following funds and I have to date paid in £14k @ £2k per month Fidelity Multi Manager Growth Portfolio (Acc) @ £1.5k per month Fidelity Multi Manager Income Portfolio (Inc) @ £0.5k per month My question is? are these funds any good. Also considering I informed…
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AKbank - anybody using them?
Noticed in the week-end press that Akbank are paying 5.9% interest on one year savings bonds. Have never heard of them and wonder if anybody else here has saved with them? Whilst I'm tempted because of the good rate, I'd like to know their history first.
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Barclays regular saver 12.5% and 10%
My sister has a barclays currents account and a 10% barclays regular saver, she phoned up for telephone banking and they suggested she could also open a 12.5% regular saver. She questioned this saying that she already has a 10% saver and has read on the internet that you cannot have both. They said that this was not a…
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Best Web Site to Monitor & Manage Investments
Any thoughts on the best web site and reasons why? Starter for 10: I am currently using Citywire which is very good. One issue is that they are saying everything is free until February, so not sure what they will be charging for from then. Main problem is that they do not seem to cover all shares and funds. The london…
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Help picking funds
Hi, I would like to make use of my 4k ISA allowance and get some money into 4 funds (£1000 x 4) before the end of March. This will be my first time investing (have only ever used mini cash ISA's). Due to my lack of experience and also the fact I am not spreading my investment over time (the 4k will be a lump sum, most…