looking for a savings account that .....

bibbly

gives me instant access ... not concerned about interest rate as there's going to be a small bits and bobs going in and probably taken out quite quickly!

i'd like to get some cashback too, for opening it really, via one of the cashback sites.

i've looked at cahoot, where i can get £10 back via quidco or freefivers ... how do i make withdrawals on that ... does it go straight into my current account and how long does it take to clear? also how do i deposit into it?

i'm so sorry, i feel like such a green newbie here. i currently have lots of different joint accounts with my husband, but we are separating so i want to set up my own. he's never used internet for any of it, good old fashioned paper and pen man (!) so any help greatly appreciated.

also, i did try doing a search on this, but all i could find were high interest account recommendations and this site is so HUUUUGE.

thank you.

bibbly
x

bootman

Well yesterday I decided to open the Sainsbury's Internet Savings account. its 5.25% instant access and you can make as many withdrawals and payments as you like.

I liked it because you can also pay money in at the store. Cash or cheques which I thought made it a bit more flexible.

No quidco though! My husband opened a cahoot just for the cash back and it never ever tracked.

tom188

Almost all high interest accounts are easy access. Eg set up transfer out on monday, in the current account on wednesday/thursday. Payments in are either by direct debit or BACS and depending on the product initiated by phone or internet.

If you need access more quickly, go with your current account provider.

I suggest you have a look at the savings articles and https://www.moneyfacts.co.uk

Dan29

Quidco give £30 for an approved Citibank Sterling Saver Account.