Savings accounts with "pots"

Sammz

I'm looking for a savings account that I can split my savings in to a few different savings pots. I know they exist but I'm just not sure where.

Can anyone tell me?

pavlovs_dog

ing direct offer this facility (i believe you can have 10/12 pots per account) but their interest rate is not as favourable as it once used to be (they have not increased their interest rate in line with the bank of england interest rate rises).

im sure lloyds tsb also offer something similar

Sammz

Thank you. I will check out both of these. Interest rate isn't particulary important as it will be small amounts of cash.

[Deleted User]

See earlier thread here

Sammz

Thank you! I did search but must have gone wrong somewhere as I didn't see that thread.

pavlovs_dog

alternatively, get one high interest account and use eager learner's spreadsheet to track your would-be pots

Caixta

I remember this came up once in a discussion on budgeting:

http://forums.moneysavingexpert.com/showpost.html?p=1422485&postcount=56

This way you have the control of choosing a savings account with the best interest rate, and making up the "pots" yourself. It takes a little bit of admin on your part, but can be kinda fun.

david78

I think "pots" and "jars" savings accounts have gone out of fashion with the providers. I agree with the above posts. Keep your own records in a spreadsheet or note book and ensure all your "virtual pots" are in an account paying a good interest rate.

Sammz

Thanks. I have that spreadsheet but not sure it's for me. Will think about it though