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Got £12900, newbie to saving - HELP!
Hi everyone, I'm a full time university student and have £12900 in savings at the moment - from various sources including savings set up for me as a child and insurance payouts. Recently I opened up an A&L Direct Saver account, 5.38%, thinking this was the best option. However now I'm not so sure. I'd like to keep some of…
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Help!I'm got £40,000 & wanna put it in savings,any ideas?
Hi there, At the moment its tied up in the a halifax web saver,but(next week) when it matures thinking of moving it,as i would prefer instant access to at least some of it.Obviously I'm putting 3k of it in an isa,its what do do with the rest of it,not interested in stocks & shares,any ideas?? Regards gibbage
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Short Term Savings Account
We often have small amounts (up to approx £300) available for a few weeks. Rather than just leaving it in our current account, is there anywhere we can put this money to gain a few pounds interest? We have savings accounts, but they are more longer term and tied savings. Short of placing it on a short odds horse in the 3…
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ICICI and Icesave question
I have an ICICI account and am comparing it with Icesceave in terms of interest. I know that it is AER that is the important rate to look at. ICICI pay their interest monthly but if I leave the interest in the account am I right in assuming that at the end of the year I will have the same total amount of money as if I had…
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ICICI / Landsbanki - identity problems
I want to set up a savings account for my mother, for whom I have Power Of Attorney (PoA), who is in a nursing home, and who has neither passport nor driver's licence. Does anyone have any comments or advice on what follows, please? ICICI are OK with PoA but tell me they insist on passport or driver's licence and accept no…
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First Savings Account...
Hi there.. I was after some saving advice; I have just managed to reach the point with my finances where I am debt free :j and looking to put away approx £300 from my salary per month (for the time being, looking to increase this in line with salary increases). Obviously I want to make my savings work the best for me so at…
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Where to put £2626.50 for a month or so?
I will receive a payment of £2626.50 at the end of the month, an advance for my travel seaosn ticket, which I purchase on a Tesco credit card to get £13 in clubcard vouchers. In addition, as I pay for the season ticket with a credit card the money stays in my account from 30 Nov until 8 Jan, when the statement is due. Im…
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Debit Card for 16 Year Old
Hi, I am 16 years old and currently hold a debit card with NatWest bank using their CardPlus account. They currently offer a great service and there isn't anything I can really grumble about. I was just wondering, is there any better debit card accounts that I can open that would give me more interest or anything better…
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Best instant access account with passbook?
Is there anywhere that beats the SKipton - believe their instant access with a passbook pays 4.75%
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Coventry Building Society FR Bonds
Their fixed rate bonds look attractive. However, the terms and conditions say that, if you close the account at the end of the term (rather than transfer to another Coventry account), it is treated as a withdrawal and you lose three months interest. This seems bizarre. Do they really penalize savers in this way?
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Joint Savings -
Me and My Girlfriend are looking into setting up a joint savings accounts - Are there any out there that can accept joint applications with a reasonable interest rate purely online based. We both work long shifts and can't really get to a bank / building society to set one up and the few I have looked at so far only accept…
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Birmingham Midshires Internet Saver
This account looks rather promising, 5.00% and it looks like I can open an account (I'm 16). Question is, since it's essentially a subsidary of HBOS, would transfers between it and my Bank of Scotland account be quicker than to any other bank account? (I know transfers between BOS and Halifax accounts are instant as long…
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Savings help needed
Hello Everyone. Need some advice on the savings front. My OH and I are looking to open an savings account so we can put away a little each month to go towards an house deposit. Everyone I see advertised requires you to make monthly deposits of £1000 for over. What does everyone suggest we do? What are the best accounts out…
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Official rules for discussing investment and other products
Rules for discussing investment and other products in the Forum Recently I’ve had some complaints about differences of opinion over ‘good and bad advice' on these boards. It’s made me do some thinking and I wanted to write this note so everyone knows what the official MoneySavingExpert.com position is on this, and what is…
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Icesave - advice from users of this account
I am tempted to open an Icesave account and indeed started to do so before backing out mid way. My concern is this. I reached a point in applying where Direct Debit instructions to Icesave were mentioned. I use Internet banking with my current account and there is no DD involved. That is, I can log into my current account…
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Advice needed for new saver
I wonder if anyone can please advise me.
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Alliance and blinking Leicester
I've had a online saver with A&L for about a 1 and a half years now. They pop up quite a lot on this site, but to me there is a side to them I wished I had been warned about. The direct saver is there newest little saver and after three phone calls (today)and being put back on hold after each question I asked, I put the…
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How safe are internet accounts?
My oh said he read in the paper recently that someone had an internet saving account (not sure which provider) and someone managed to hack in and take all the money, about 25k!:eek: Basically Im asking do people think internet accounts are a safe place to keep lots of money? We have an internet savings account and now my…
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Elson Associates
Have just had a letter From Elson Assoc. offering their services for portfolio management etc. Anyone used them/are they any good and value for money.
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Regular saver + High interest account
Hi everyone, I need help sorting out my finances... I'm a full-time student (so I don't pay tax). I'm in my 2nd yr, and I've taken out the maximum loan out this yr and the last. I want to maximise the interest I get but I'm not sure how. I have about £3,500 right now to play with; this will increase when I get my next loan…
