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A quick question about A & L's 10% savings account from last year
Hey all, my first ever post and just a quick question it is too. Regarding an account Martin's email recommended this time last year. I've just recieved a letter from A&L saying that at the end of the year my money in their Premier regular savings account (the 10%interest one) is coming to an end and that I've earned an…
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Halifax Bond
I've got a 2 year Halifax fixed rate bond that matures this month and they have sent a letter with lots of options to invest further with them. As they offer quite bad rates I want a cheque that I can invest elsewhere. Can I go into the branch on the day the bond matures, with id, and ask for a cheque or should I write to…
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Help,I need some serious saving/investing advice
Hi all This is embarassing but im about to tell you all my business and would appreiciate any advice. Basically ive got a small mortgage of £40,000 on my house that is now worth £190,000-£200,000,ive had it for about 14 years. Ive had it rented for the last five years as ive been staying in Asia :j living it up off of the…
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Portfolio re-balance
Your thoughts and assistance would be apprectiated. I am looking to rebalance one of our portfolios which has been languishing for quite some time for a number of reasons, and now is the time to get moving. The portfolio is for the longer term (10 years +) with an optimistic and adventurous outlook on investment. The total…
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Instant Access Savings?
I need an instant access savings account to deposit ~£3000 into, with an interest rate of 5%+. Don't mind if it's an online only account but if I could get an ATM card for it like Yorkshire Building Society used to provide with their Internet Saver, that'd be ideal. Needs to be an account that people aged 16 or over can…
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Halifax Children's Regular Saver 10%
We currently have Family 1st account with the Coventry Building Society which we have had for 2 years collecting Child Benefit and now earns a poor 6.25% AER (Net 4.86%). We were planning to open a Halifax Children's Regular Saver and transfer £100 a month in order to get a final end of year balance of £1200 which I…
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New Rights for small shareholders
Hi all, Thought I would post this as I saw it on the BBC News website: http://news.bbc.co.uk/1/hi/programmes/moneybox/6139132.stm Looks like you will get all shareholder perks even if your holding is in a nominee account! At last! Yippee :j
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money
my credit card has offered me 0% for 6 mths and 2.5% of transfer fees any suggestion that i can invest that money to get some returns thanks for your suggestions in advance
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Free £20 John Lewis Voucher With An HSBC Online Saver
What's the deal? Open an HSBC online saver before 19 November, deposit £500 and you will be sent a £20 John Lewis voucher. The interest rate on the account is 4.75% (the rate goes up to 5% on 5 December), which is reasonable though still about 0.5% down on the best buy account ICICI* (see top savings article) and it won't…
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Easy access with decent interest for a Trustee account??
Can anyone advise? My aunt bequeathed a discretionary trust to benefit various relatives. A solicitor plus three of us are trustees. Most of the money's invested in a bond, but we want to place a further £10,000 in a deposit/savings account. Even though in a typical year we'd make no withdrawals, we need the possibility of…
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share options question
Hi, I'm being granted some share options by the company and I wonder if there is anything I could do to check (from my side) that the offer is properly made? Is there any document that outlines what a share options offer must look like? Is there any place where I could go and check this (i.e. solicitor, FA, someone else)?…
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Investment High Risk Idea
Hi All, Given that the More M&S Balance Transfer card is so cheap now (3.9 percent), and that transferring balances and loans is free (if you have an egg money card too) - has anyone thought about using that money to invest? Either: Put into a managed fund, or even shares. Corporations I know do this, in fact the US has…
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Can only pay on the 4th of each month?
hi all, ive recentlt signed up to fundsnetwork (part of fidelity). ive just found out there that they can only accept payments on the 4th of each month. this is no good to me because sometimes i dont get paid until the 10th of each month (i work for a small company). so im being faced with instantly going overdrawn each…
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Saving is important, Investing is Smart!
Hi, I'm a new member. I'm no expert at saving but I do know that it's very important because you can build interest from the bank but investing is quite smart because it's really actually possible to make money. Oh well, I'll be looking for some good programs that you can actually profit from.
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monthly interest?
which is better interest paid monthly or paid yearly ie which give me more
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Don't want to pay tax on savings !!
I currently have £3000 in my cash isa and £3700 in my ICICI savings account. Also I save £550 per month. My mum is a non tax payer so I am thinking of getting rid or my ISA (Halifax paying 5%) and closing my ICICI account and opening an ICICI account in my mum's name and putting all my money into the one ICICI account (do…
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Worst case investing - collapse of Western Economy
Plenty of pundits point to the systemic risks in the western economy - fossil fuel dependency, US printing $$ hand-over-fist, productive manufacturing gone to India/China, Islamic terrorism, Nuclear war in Middle East, demographic implications for health care, off-balance sheet liabilities on PFI schemes etc. Other than…
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And so it begins!
http://www.thisismoney.co.uk/saving-and-banking/article.html?in_article_id=414509&in_page_id=7 The Interest Rate roller coaster has left. Wonder where it will land in the next six months?
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personal injury trust fund
:confused: please can somebody tell me about personal injury trust funds as i have just been awarded some compensation and i am told if i use a trust fund it will not affect my entitlement to benifits in the future
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Where to invest £5000
I have £5000 to invest. I do not need to get to it for at least five years and I have been looking at the Barclays FTSE plan. Is there somewhere better? I could probably invest more than that (about £15k more) but my mind will not let me! I currently have the money in Premium Bonds I have had them for years and every now…
