-
ICICI Bank
I have opened a ICICI Bank account while looking at my online bank account which is linked to the ICICI bank account I noticed I had two Direct Debits for ICICI. I did not open them so I wrote to ICICI and asked them why there were two Direct Debits against my account. ICICI wrote back here is the text of there reply;…
-
where to save long term?
Hi i am a money geek, i have read all the info on savings but it is still mindblowing to me, so my question is: I have £250 to save over the next 25 years where should i invest it? Can i still trust a pension? if so which one is the best? Thanks!!!
-
Transparent interest rates
Banks bring out new rates to attract new customers,then reduce them ,with just an ad in a newspaper,should it be in the banking code that they inform you personally
-
Premium Bonds - are they a good investment?
Hi, I am thinking of investing 30K into premium bonds and wonder if anyone has any success stories or otherwise of whether or not this is likely to be a worthwhile investment long-term (i.e. is the return likely to be more than I would get in a normal savings account). There are a lot of people out there who have invested…
-
Standard - Get informed & vote
Standard Life directors are keen for the proposed demutualisation to have a proper mandate from members. They want a high turnout. Whatever your views - for or against - it is important for members to express them. This IA thread summarises, assesses and provides links to the key assurances that Standard have given to…
-
Premium Bonds, can someone explain them to me please?
Hi, I keep seeing in peoples signatures that they are getting premium bonds with their savings. Is this preferable to just putting into a savings account? Do you have to keep a premium bond for so long, or can you cancel it and get your money? I really don't know too much, if anything, about them - how to get one, what the…
-
ICICI Bank
Following on from recent news about First Direct's e-savings rate reduction. Has anyone experienced ICICI bank, currently offering 5.15% ? http://www.icicibank.co.uk/personal-banking/savings-account.html Seems a good rate and a straight foward account, but not what you'd call a 'household name'. Can anyone recommend them ?
-
BT Shares - Sell or Keep
I've been offered the special share dealing service from BT to sell the 110 shares I'm holding for my son. the cost to sell them is 15p per share - £16.50 - is this a good deal and should I sell now or wait? Thanks
-
Principality Regular Saver Bond Issue 2 +
Principality Regular Saver Bond Issue 2 Rate 6% fixed. Max per month £500. I've only just discovered that you can open more than 1 of these accounts, confirmed on the phone today. When rates are generally dropping, it's a good rate. This is the link: http://www.principality.co.uk/Default.aspx?page=1019&lang=en Likewise,…
-
Best place for my money short term
Hello Need some advice please for a friend, they want to get a decent current account and another account for savings, however the following are factors: - current take home approx £1200 PCM - temp employment so DO NOT wish to enter fixed monthly saving amount - current savings approx £2.5k so ISA may not be suitable -…
-
Apologies for what will be a stupid question to most.
This is a very obvious question to many, but not to me, so apologies for asking a silly question. If an accounts interest rate is advertised as 4.65% gross (3.72% net), fixed for 1 year, does this mean that for every £1000 saved in that year, then £37.20 will be earnt in interest? Is it really as simple as that or am I…
-
Foriegn markets
The way I like to invest is, when I see something good I like to invest in it. Thing is, most companies these days (due to tax) are offshore listed on foriegn markets like: - Hong Kong - Germany - USA How do I invest in companies listed on those exchanges? Yes, I know Motley Fool offer a premium forum for this. Guess I'll…
-
Standard Life will you be buying disconted shares if it goes plc
If Standard Life gets the yes vote. Will any of you be taking up the offer to buy further shares on the discounted share offer that standard life may offer to its members. Just wondering if its worth doing if does go ahead?
-
Investment Trusts - any thoughts?
Was looking to start seriously saving and thought about Investment Trusts (wrapped up in an ISA) to take advantage of tax free allowance and get into stocks and shares without paying the extortionate trading fees. The annual fees seem ok at around 1.5%. Anyone have any thoughts on them? Any pitfalls to be aware of? Any…
-
Investment Bonds
Hi, Have been advised by an IFA to invest £25K in a Select Investment Bond from Canada Life - 50% UK Property (no management fee) 50% Defensive Managed (.163% fee) as I've been identified as a cautious guy I guess. .8% bonus added every 5 years. His commission is £1250 I know you're not allowed to recommend specific…
-
property proceeds, what to invest?
Hi Moneysavers, we are selling are flat in Edinburgh this summer and will not be using the proceeds for between 3-6 months after. We will have around £200,000 to invest for this period. We are not looking for a high risk investment but are looking to work this money harder than in a regular savings account. As this money…
-
Abbey - are they really trouble?
My gran wants to set up an ISA but doesn't want internet/telephone banking but 'proper' High Street account with a passbook. As far as I can see Abbey's 4.6 per cent is the best deal available in the circumstances so I've suggested she try them. However, I was reading the money pages in the Sunday papers over the weekend…
-
Overseas trading
Can some share savvy person please enlighten me on the following point: If I buy some US shares via a broker, and the broker holds the shares in escrow, will I see any share certificate or registration in my name, or will the shares be held in the name of the broker? In other words, is the transaction between me and the…
-
Problems with viewing EMM external accounts
Anyone else having problems viewing their Egg Money Manager external accounts this week. Several times when I log on they keep saying there are problems which they are trying to resolve. At least the last 3 - 4 days.
-
Intelligent Finance - Direct Access Savings rate cut
Intelligent Finance have reduced the interest rate on their Direct Access Savings account from 4.50% AER/gross to 4.40% AER/gross wef 31st March 2006. They say they have done this due to "recent competitor interest rate moves", and go on to reassure account holders that "you can be confident that you're still receiving a…
