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Bradford & Bingley - a cheeky catch in the T&C???
Hi all, I think most of you know about Bradford & Bingley's saving accounts (easy access or ISA), and obviously they have some very attractive interest rates. I think there however might be a catch? The minium openning balance is £ 1000, which is fine. But the T&C says that only the balance over £ 1000 pays 4.85%, the…
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Alliance & Leicester 10% gross pa/AER
Does anybody know if there's a catch with this offer,other than having to open a current account too and not being able to touch the money for the full year(unless you close the account)? ________________________________ Premier Regular Saver A great regular savings account when you open one of our Premier current accounts…
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Day trading
I have recently been made redundant and between my redundancy, savings and some shares have a considerable amount of spare cash sitting in my account (not very MSE as I haven't put it in to any ISA's etc - just sitting as cash at mo :o ) I have often considered (and looked at from a distance) the merits of day trading. I…
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Interest Rate Calculator
Hi, does anybody have an interest rate calculator? So I can input amount of savings and the interst rate, tax etc and then work out what is profit?! Thanks
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Best Saving Account
What Is The Best Saving Account
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Claim back tax paid on savings?
I have spent my pre-MSE life not really wanting to think about money (or lack of it) and before finding this site I just bunged any money into accounts and thought little about it. Now I realise that as a non-tax payer I should fill in a form to not pay tax on my accounts. Thing is, I have been paying tax for years…
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Student Banking
Hello, im goin to be going to uni in septemberish time and i was thinking about accounts and whatnot, ive just gotten a little confused i think. i have an account with natwest, which may or maynot turn into a student account automaticly (i cant quite recall it was a while ago when i started it up) this account is the…
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Stroud and Swindon
Regular saver at 7% is brilliant but since closing Bromley I no longer live anywhere near a branch. Anyone had any success with opening branch accounts by post with these people?
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Glossary question, sorry if in the wrong place
I was just wondering if there is a glossary anywhere on the site (can't find one) - I'm new here and not familiar with alot of the terms such as PPI - I don't want to be a pain pestering for answers - so just wondered if these are listed anywhere? Thanks
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Is my IFA cheating me?
Last July my husband & I hired an IFA to help us manage our finances. We paid him a fee of £500 for his services. He immediately recommended we move OH pension (it was legitimately a non-performer, I agreed there) and were slammed with a stiff penalty. The IFA insisted I start a letter writing campagne with the pension…
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ZOPA Lending
I've been looking at lending some money through ZOPA. I was just wondering if anyone had had any experience of this and what there thoughts on it were. Thanks Donny
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National deposit finance co.
What is nationaldeposit finance co, their website dose not tell much.
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How much interest will i get?
I have searched everywhere to find out how to calculate AER, unfortunately, i am terrible with maths and have no clue, was wondering if anyone could tell me roughly how much interest i would make if i saved £140 per month for 12 months in the halifax 7% AER regular savings account? or if not, how i could find out? thnx x
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Good investment vehicle
I have £50k to invest and would like to try and double my money by next year - can anyone recommend a good investment vehicle?
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First Direct e-savings account - Highly recommended
Hi...I have been banking online with first direct for ages now. I have an online savings account with them but have also recently opened their e-savings account. I occasionally dip into my savings account but there is a real incentive not to touch the money in my e-savings account because if I do I don't earn any interest…
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Post Office @4.75%
I have 100k in equity from my house sale and am in rented whilst trying to locate a new house. I need to get my cash in a high interest account were I can get to it with no hassle when the right house comes up. I picked up a 'flyer' in the post office were th ere paying 4.75% with no apparent tie ins etc. Anyone have any…
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Questions regarding Investment Trusts
It took me a while until I became aware of the (possible) benefits of Investments Trusts. With so much advertising of UTs/OEICs it's not too difficult to completely overlook them. Also you only read about managers from UTs/OEICs – some seem to be enjoying an almost celebrity status! (but that’s another topic). Could…
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Best place for £160k
Hi all, No I do not have £160k, but I do know somebody that does. Need absolutely no risk and monthly interest which can be transferred to another account to support day to day living. Can commit the funds for one year. Any IFA's or clever people out there that can help? Advice much appreciated. :beer:
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Royal Bank of Scotland - Direct Saver Account
If anyone has one of these accounts, check your annual interest when you receive it to make sure it's right. I just got a letter through today advising me of my interest for the year, which was around £300 less than it should have been. I phoned customer services and they checked it for me and told me there had been an…
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Standard Life Demutualisation
I have 191 shares in a Standard Life Assurance scheme where my employers pay a small amount towards my contributions. I have now been advised that they are wanting to demutualise and I need to let them know whether to sell my shares or hang on to them. Any advise would be helpful, Thanks ps. They need 75% to vote in favour…
