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What shall I do with my money?
I run a small business and have some cash to spare this year.Not sure whether to pay off some of the hugh loans or to make a drawing and invest.Have a look and have your say. Mortgage on own home £55,000 4.99% repayment fixed till next year.(worth £450.000) Mortgage on building for work £340,000 interest only 4.99% (worth…
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The Halifax 7% Regular Savers Account
I am with the Halifax and have been for years I am running an ISA with them at the moment which is 4.75% int. The Regular Savers Account is 7% int. which I am allowed to also run alongside my ISA. But it is taxed, I am not the to sharp on saving details, so I am trying to ascertain, would it be good to start one of these ?…
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Buying precious metals?
Hi If one wanted to invest a few grand in precious metals what would be the best way to do it? Do you trust places like https://www.goldmoney.com to not lose your investment if the economy starts going mammeries up? Thanks
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ICICI HiSAVE - Tax Certificates - Had one yet?
"Dear Mr XXXXXX We thank you for your e-mail. Please be informed that the tax certificate for the year 2005-2006 has been despatched to your communication address on 10/04/2006. You will receive the same by the end of this week. Regards Account Manager" But nothing yet. Has anyone else received theirs? Or any reply…
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Children left some money in a will
My children have been left some money in a relations will. The executor wants to give this money as a bond - this wasn't in the will - it just says that they should get the money. Can the executor do this? I don't want a bond I would rather choose the investment vehicle myself.Help. :confused:
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nsandi online
this has just caught me out I had an old £10 Premium Bond still registered at an old address I decided to buy some more this week and put my new address on the online form thinking that will change my address on the old bond how wrong could I be :confused: they sent my new bonds to the old address :confused: I can…
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A & L Direct ISA
I am sorry if its a daft question. I moved my cash mini ISA last March when the advertise rate was 5.20% but I understand that the rate has now dropped to 4.5% does it mean it will be applicable on my account? Many thanks. I'm sorry I'm in the wrong board.
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Prop invest: is buying off plan still possible?
I have the opportunity to buy off plan on a 60 home development. Site is expected to be finished 12 and 18 months time. I am looking at sale and leaseback option. Will receive 6% from developer for duration of site development. Hoping to see capital growth of 15 - 20k and sell at the end as showhome. The income at 21k net…
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Advice on what to do with inheritance
My mum died two years ago and left me a house worth around £230,000. The insurance has paid off the mortgage so I own it outright. The house is in Newcastle and I live in London with no intention of moving back. I'm 31 years old and live with my girlfriend in a shared, rented flat in central London. People say I'm mad…
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Investment Loans
Hi everyone I'm new here but really excited about the site. Its a brilliant place to shear ideas and gain a bit of knowledge. I just managed to stumble into an amazing semi commercial property investment opportunity and have been having sleepless nights as to how to raise the capital. I have had my mortgage approved in…
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AXA Sunlife AVOID AT ALL COSTS
Just a quick question, just wondered if anyone can say they have had more problems with this conmapny than me in the last few months. it feels like i have had them on the phone more times in this time than anyone else in my phone book. Jan 06 - Set up DD with axa to pay quaterly. DD was taken with a totally random amount…
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How to obtain stock history?
Does someone know of a website from which I can obtain a stock's history?. By "Stock history" I mean (e.g.) the date the stock was first issued, the price at which it was issued, the dates of any stock splits and the related terms/prices .... etc. Thanks
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Selling Overseas shares
Hi All I've had been contributing to a share option scheme via my employer which has just matured. The problem I have is that my employer is American (AIG Group). Can anyone tell me the best way to sell my shares for cash? I have the certificated and have been looking at the on-line dealer but am totally confused.…
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BT shares
I inherited some BT shares and some MM02 shares recently. Being new to this share dealing lark, I'm having problems finding an up to date price for these. As there is the same amount of both, it seems like they split some time back. Are they both still valid - and are they worth anything?
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Best place to put £250 a month
Hi I wonder if anyone could help me. I have an extra £250 a month (regularly every month) which could be used for savings. Where is the best place to put this? I have heard talk of ISAs e.g. Natwest which offers 5.00%AER, however, is this better than a regular savers account (e.g. Halifax at 7% AER/gross p.a. or Alliance…
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Coventry First
Has nobody anything to say about the Coventry First [combined current/savings] account? No article? No chat on the forum? (I "chose a search" but found nothing). I would've thought this'd be a good'un to go for (and I have) - well, for 12 months anyway. 5.10% variable, including 0.85% bonus for 12 months, provided you…
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Savings advise please...
Hi, I'm new to this forum business so hope this comes across correctly... I have £50K I wish to invest in a high interest rate account but don't know where is best to put it? I have searched most of this site and the savings advice seems to be based on £1 - £35k and is very complicated. I simply want an instant access…
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CTF - Rules of the game have changed
Thanks to Investors' Association lobbying of the Portman BS The rules of the CTF game have now changed. Children may now be eligible for windfalls in the event that a society takes over another society. It becomes another factor in the equation of whether equity based CTFs will beat cash based CTFs.
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Saving money in the uk while over sea's???
Hello everyone, Im off to travel the world in September(upto 2 years in OZ, upto a year in NZ, then asia then . . .?) Ill be working along the way to get by but ill have about £10k in a savings account in the uk to tide me over. At the moment i've got a First Direct e-savings account. Ill be using a Nationwide current…
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what best to do with £30k?
Hi, we are looking at the best way to invest a lump sum of money. We both work and don't want a risky associated investment. We have a mortgage account that it could offset but feel it would be worth more investing. We have no isas or any financial products and really just wonder where start. Any advise to get us going…
