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Closing an AA Internet Savings account
Hi all, I've got an AA Internet Savings account which I understand has a rate of (currently) 4.66%, 0.6% of which is a first-year bonus, and interest is credited on the anniversary of opening the account. If I close this account and move the funds elsewhere BEFORE this date, I'll still get the 4.66% credited on closure -…
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Monthly Income
Hi all Some ideas where I can get a decent monthly income on a lump sum of £20,000. Thanking you Steve LL
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Business Savings Internet Accounts?
Dear All, Does anyone know of a business internet savings account that can be opened in the names of two directors (unrelated)? We are looking for instant access & a £1 minimum balance. Kind regards, poshgaffer
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premium bonds
i would like to buy a large amount of premium bonds,when do the numbers to to the first draw(is there a cut off date to apply) is it best to buy say 30000.00 straight off or divided it down into chunks (thinking ahead if and when i need to encash small amounts of this capital invested) how long does the process take from…
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Lump sum, short period
We are selling our home and will have something in the order of £100k (equity) to put into a savings account (of some description) for between 1 and 2 months. Can anyone point me in the direction fo the right article to read here? The savings & investment advice for lump sums tends to suggest that you will be keeping the…
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tea and biscuits
in days gone by .... you would be invited in to your bank for tea and biscuits if your current account balance reached a certain amount . or at least called ... i want to have tea and biscuits with my bank manager :D any idea of the amount of money id need heard it was 100k
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HL MM funds of funds
I've taken on board everything I've learned from you all, as well as doing my own research, and have (just about) decided to invest £50/month in Hargreaves Lansdown's three multi-managed funds. They appear to offer a wide enough diversification of assets and sectors to minimise any acceptable risk. Their fees are not…
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campaign flyer
Yesterday at my local supermarket I saw a printed flyer blowing around the trolleys which said the following:- Join the campaign to raise interest rates https://www.raiseinterestrates.com 15% base rates were great! Does anyone have anymore information?
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Zurich Vista Gold
Thinking of investing in the Zurich Vista Gold plan It would be purely the savings part with out life, critical and waiver cover. Is it any good and how does it rank against others Ta George
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Where are my O2 Shares!!
I am an O2 Shareholder. I track share prices every Friday and became suspicious when I realised that my O2 shares have been the same price for about 7 weeks. I then went to try to find info on the internet. The O2 website is down and the BBC website says trading stopped on 6 March. I have received no communication from…
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CITR Investment
The Charity Bank is not issuing another tranche of Community Investment Tax Relief (CITR) loan at the end of this tax year. Is anybody aware of any similar organisation participating in the scheme and giving 2% interest on top of the tax relief and also offering some kind of repayment guarantee?
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Selling South African Shares
Hello everyone.... I hope someone here can advise me... I have some old (bought in 1989) shares - originally they were the South African Steel company - Iscor - now Mittal Steel. I wrote to them a while ago to ask about selling these shares - this is the reply I received... ISCOR LTD "We refer to your letter received.…
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Cahoot application - help!
Hi there, I applied for my Cahoot savings account yesterday and although it said at the end of it that I had been conditionally accepted as a customer and they were going to check out what I'd put with a credit ref agency and then let me know.. how long does this part take?! I thought I'd have an email soon afterwards but…
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A&L helpdesk number
I recently opened an Online Saver Issue 2, but I'm still waiting for the two letters with the ID and PIN so I can actually log in. I called CS using their geographical number for "overseas" customers, as I resent having to call an 0845 number which they are making money on. After 15 minutes of hanging on I finally got to a…
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Best investment/savings to run with interest only mortgage?
Hi I am a 24 year old FTB and am looking to by a property in the next few months but due to high house prices (for the type of house i would like in a decent area) my initial step is to take out an interest only mortgage to enable me to manage my finances more effectively while making the transition. Currently i save…
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ETFs
Hi y'all Exchange Traded Funds, How are they different from investment trusts. Are they avail. as ISA Tanx
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Appointment with Halifax
Hi, I'm going to Halifax on Saturday with the OH to discuss our finances. We are currently with Barclays but it's never bad to look around. Is there anything to watch out when approaching Halifax? The personal banker which we will be seeing seems professional. She spoke with the OH for about half an hour a few weeks ago. I…
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What the best & safest way to invest?
Hi there my parents are both in their 70's and want to invest around £25k. But they dont want to take any risks, which is the best way for them to invest this or should I say what will give them the best risk free returns
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Cashing/claiming limited company shares re: a buyout?!
Hello, I was wondering if anyone had any advice on a rather interesting situation: I am an employee of a small private company, and having been taken on in the initial stages of the company some years back, was given documents that gave me share options/entitled me to shares. I was told they would only ever be worth…
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Small savings
I have £0 savings at the moment but am now in the position to put aside £50 to £100 a month. I don't want to be tied down to making regular payments of an exact figure as the amount I have left over each month varies. How would people recomend I best save??
