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Foreign exchange help
Hi All, I have a problem regarding currency exchange and wondered if any of you can help me out. I get paid by cheque in pounds sterling, but I lodge my checque into an Irish bank account each month. I dot have to pay for the currency exchange but the value I put in each month varies due to the fluctuation of the value ot…
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ETFs versus index-trackers
Hello again all, Does anyone know which is better? I've got an index-tracker which allows me to reinvest my dividends at no extra cost and charges are currently 0.03% but will go up to 0.53% soon. I know ETFs are cheaper but then I won't be able to reinvest my dividends unless I make another trade which incurs commision…
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Shares Research Help?
Hi again, I was wondering if you can recommend sites or anything that you use to research a company? I found the Annual Reports Site here the other day and ordered a free Annual Report. I didn't even know this service existed until I stumbled across it. So now I'm wondering what other nuggets I'm missing. What does…
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Halifax cut Websaver rate to 4.5%
On logging into Halifax online and clicking on my Websaver, it states a 'Current rate of 4.5%'. Looks like the Halifax are the latest bank/building society to reduce their rates on their savings account. This follows ING Direct and Nationwide's rate reductions. **Oddly, Halifax's interest rates page currently still…
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best place for £1300 to grow
My wife has an Isa with Halifax( was opened with Bank of Sctoland) it made £51 interest in the year to 30 June 05. Is there any where else we could move this that would give a better tax free return or shoulc we just leave it?
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Monies paid in to my bank account by accident
Just before the New Year, a friend of mine was credited in his personal bank account with two separate transactions totalling £5,000. He realised this money was most likely paid into his account by mistake. About one month later the bank who paid this into his account has now realised that an error was made. Consequently,…
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Internet Saving Account
Hi, can anyone advise on an internet ssavings account? I only have about £50 to open with and will be depositing minimum £50 a month. Preferably easy access but not a major problem. As long as I get a decent rate of interest not really bothered about the highest. Cheers
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I Need A Passbook Savings Account & Quick
Hi everyone, Without going into too much detail as Ive already posted it on the debt free board, I need to open a bank account / savings account really quickly so that my wages can be paid into a new account either by bacs transfer or cheque. Does anyone know of a passbook account that I can just walk into a branch with id…
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Employee Shares...
Okay.. I've been signed up for a SAYE with my employee. I save £50.00 and at first I thought it was a really good idea.. as they took the money out of my pay cheque before I got it (to reduce temptation!) and you get to buy shares in the company at a reduce rate at the end of the term. BUT... looking in to it further..…
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Cahoot Bonus Saver - how long?
If you have opened one... how long does it take... i returned my form + id over a week ago and i've heard nothing since. I still can't logon to view any accounts... I was surprised about the proof of identity requirents. But now i'm worried that they have been lost. One credit card statement (with full card number) and…
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"and now for something completely different!"
In researching answers to my other thread decided to check out the FSA comparative tables to see how competitive their products are. They (SJP) do not participate in the tables - anyone know why?
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18th Coming Soon, What Do I Do With My Savings?
Hi everyone, At the moment I have over £4000 in savings in a Nationwide 'Smart' Account, but my 18th birthday is coming up and I was just wondering what I should do with it! I am going to Uni in September (if I get the grades), and obviously want to make sure I have an account, and hopefully earn some interest on some of…
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biggish sum - euro to pound- where to change
hi there, not sure where to put this here or holidays section? but just in case. I have about 8,000 euros to change into pounds. how can i find who will have the best deals for me? is there any sites which does the search? thanks for your help.
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ST JAMES PLACE "PARTNERSHIP"- One for the non IFAs
A client has given me a copy of a letter from the St Jame's Place Partnership which states "the advice we give is guaranteed". "For this reason your your existing advisor,IFA.......cannot show you the exclusive range of services offered by the Partnership." Can anyone shed any light these products/guarantees? :confused:
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GEB / GIB or something else
Hi I have maxed my isa allowance wondered where i would be best putting 10K - dont really want to put it away for more than a year, and i would ideally like to add / put away £500 per month. Can anyone suggest decent products or accounts - i dont really trust HSBC's financial advisors!
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1st Direct ISA
Hi guys I currently have my ISA HSBC and am considering moving it to 1st Direct - any thought on how good this prodcut is?
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Emergency savings
Hello all :hello: I am thinking ahead and was wondering how much would any of you super savers advise would be a good amount for an emergency savings pot? All feedback appreciated.
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Saving 25000 pounds: Nationwide vs A&L
Hello, having seen the latest "urgent" (applied the day after announcment) cuts in interest rates from Nationwide, I have started looking for an alternative for some savings, which are currently with Nationwide esavings. Among the more established institutions and accounts which offer also online transfer I found A+L to be…
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20K - highest interest account?
i wonder if anybody could advise about the best place to save. we have 20K in an A & L online saver 1 account, and wish to add 1K per month to this until december 2006, when we will then pay a lump off our mortgage as our 2 year fixed rate will be up then. are we better off saving this elsewhere for a higher return?? i…
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Cashing in a Policy
I have a Brittanic Assurance and have had it 10years,no payments are made into it. It started at £990 and has now risen to £1449. So making approx £55 a year. The advisor who collects payments for another policy has said thats a poor return and may as well cash it in and spend it. At present I have Barclays Cash ISA - 4.6%…
