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Independent Financial advice in Milton Keynes
Hello I am looking for some independent financial advice in Milton Keynes - is there a way to find reputable Advisors? Thanks Mark
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Multi Managers
Hi I am been told about Multi Manager ISA funds - i have been looking at Abbeys and Fidelities, can anyone tell me any personal experiences / impressions of both funds? Cheers Mark
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Investec questions commodity prices, urges caution on mining shares
http://www.citywire.co.uk/News/NewsArticle.aspx?VersionID=79678&MenuKey=News.Home what do you guys make of this ??
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Cahoot Bonus Savings account
Message sent yesterday from Cahoot says basically no change to interest rates. 24 Jan 2006 type: system message Bonus Savings Account Interest Rates. Please note that although the Bonus Savings Account was taken off sale on 17th January, there are no changes to interest rates. If we make any changes to the interest rates…
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Auto Surfing - Newbie Money Saving requires information
A friend has just 'sold' me the benefits of AutoSurfing. With an investment of $12 (returned on a 20 day basis via a storm pay account) the potential is $2373 in 12 months time. As a newbie at this game I am willing to invest and potentially lose the $12, but is there a big downside to this that I have missed? (I realise…
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Non-taxpayer's options?
Hi all, I'd be grateful for advice on a sum of ca. 25,000 to save, being non-resident in the UK and thus non-taxpayer also. I plan travelling to further foreign lands in the months to come and financing my expenses from this sum. Having read already (right here!) about the benefits of the Nationwide debit card overseas,…
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New Child Trust Funds printable guide
PLease use this article to discuss the new Child Trust Funds PDF guide.
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Best account for Child without CTF
Hi, I'm sure my situation is similar to many others. I have 2 children, 1 got the CTF and one didnt. Therefore to save any arguments in the distant future. I need to ensure that my eldest has a savings account similar to her little sisters who has a cast CTF that she can not touch till she is older. Therefore would what be…
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Cahoot
Cahoot,are so long winded,still not managed to open a savings account,decided to move from ING because of the rate change,nothing but problems,I did not want to borrow,just save but believe me they are so slow,the application on the website is not user friendly,and they make you jump through every hoop.
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Inheritance
Unfortunetly due to a family death we (myself and my parent) are likely to receive an inheritance in the region of £40,000. We have never been with money and although we get by this is going to be a huge change in our lives. We are likely to spend some of the money on luxuries etc but we are looking to the future and would…
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Tax on savings
Hi all I'm aware of A&L offering 10% interest on one of their savings accounts... Yet when I read the press release it says on £3000 you would earn about £150. What are the sums here? I'm aware you are taxed on your interest but how much? Thanks in advance.
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Help Please!!!!
I am trying to work something out (please forgive me for being thick!!). If you invested £3000 and in ten years time it paid me £5,500. What would be the annual interest be each year. Apologies again if there is an easy formula. Please can anyone give me (a) the answer and (b) the formula. I am trying to compare it against…
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Halifax Home Plan
It's bad enough getting red letters about endowment policies, but now I have an amber one from the Halifax warning me that my Home Plan ISA may not reach the target amount. I do not have much faith in the Halifax any longer. The question is: Do I transfer the ISA to a (hopefully) better performing one such as this Standard…
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Newcastlenet Savings Issue 4, what else similar?
I've put a load of savings into the A&L Online Savers Iss2 (5.15% AER with bonus). It's a yearly payer. I also want a monthly payer account and according the MSE article Newcastle BS isse 2 is a good one. Instant access and pays 4.85% AER on the monthly option. Seems pretty good to me. I have considered the First Direct…
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shares what to do
i have been left with the following number of ordinary shares (nat grid 308. bg group 936. cenrtica 891. scottish power 184.) ive never had anything like this before and do not no what to do with them. are the worth holding on to or should i sell them and put the money in a savings account. also how do i find out how much…
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£10000 deposit - where should it go?
Hi, Where is the best place to deposit £10,000 inheritance? Ideally, I'd want it tax-free and high interest...
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high interest notice accounts
sorry if this has been discussed before, but its a new idea to me, so i thought i'd share it. i have a high interest savings account, with no loss of interest if i give 90 days notice of withdrawal. Thinking that i may need to withdraw at some point soon (due to house purchase) i enquired as to the flexibility of the…
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Offshore Savings Accounts - what are the benefits?
Hi all I am still trying to work out what is best for me - i have seen on off shore savings acocunt with Northern Rock and wonder how this differs from a normal savings account? Thanks Mark
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Keep ISAs where they are or pay off mortgage?
We've had two Legal and General £7,000 fund(?) ISAs for about six years. The value dropped massively and has since crept back up at a sickeningly slow rate to now be worth £6,800 - near enough what we put in in the first place. Now we've virtually got our money back, we're in a bit of a quandry as to what to do. Should we…
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Liverpool Flexible Savings Plan...
Hey, I just got a mailshot from Liverpool Vic, if you open a Flexible Savings Plan with them (for min of 10 years min amount £25) they give you £25 of M&S vouchers. The vouchers are issued on your first payment, I wondered if you could take the policy out(make payment asap), get your vouchers and then cancel the policy…
