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Someone Help for £50
Sorry...got an reply already...thanks PS. Anyone knows will I get another £50 if I recommend my friend to open the account after I get the first £50?? I mean A & L account.
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Which account?
Hi folks, Need a bit of advice. Would like another pot to but a bit of extra money away.The amounts will be variable from a few pounds upwards(earned from extra hours at work), in the past they tended to get swallowed up in the current account on bits and pieces, but i would like to put them elsewhere and use them for…
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Transferring cash isa's from ......
Transferring mini cash isa's from national counties and skipton b.s to the nationwide b.s will either national counties and skipton b.s charge me a fee to do this ? do
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New to shares
Can anyone please tell me what an ex-div date is, how they work and how I can find out what a certain company's is? Thanks! xxx
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Some way to go for financial awareness
This is a scary survey statistic. http://www.thisismoney.co.uk/news/article.html?in_article_id=406095&in_page_id=2 "One in four of those surveyed said they would go to an independent financial adviser for help with their money, while 19% said they would prefer to talk to someone at a High Street bank :eek: ."
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best savings accounts?
hi... im wanting to save £300 a month for a deposit on a house and will be saving for around 12-18 months not sure if an isa or a savings account would be best? any ideas? thanks!
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Dividends.. what do you do with your payments???
I've just realised that from September 2003 I have managed to waste £173 of dividend payments. So I thought I better get something organised!! I've arranged (as of Friday) for any future payments to be paid in to my ISA. Is this the best thing to do with them?? :confused: I can't reinvest it and buy more shares, but I…
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Just applying for ISA, bit confused about monthly payments.
I've just been onto the Hargreaves Lansdown site to open an investment ISA. The thing that confuses me is that I have to make a minimum investment of £3K,and since it's a mini ISA then I have a max of £4K. However, I want to make regular monthly payments into a unit trust fund. Am I confusing things here? AFAIK you can…
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what next with my childs savings ?
We have saved about £6200 in a childrens account for my 7 yr old daughter by saving £50 per month over the years (this includes interest payments over those years). The account is with the Coventry building society we have been told we can't put any more into this account where is the best place to invest this money and…
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Borrowing on my house to invest - am I crazy?
I bought a house in 1990 and it's value has quadrupled over the past 15 years. I am paying around 5% interest on the mortgage, and during that time the stock market has risen at around 14% each year. Has anyone ever re-mortgaged to release equity and then used that money to invest in shares or a GEB (Guaranteed Equity Bond…
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Are our savings safe?
This is my first attempt to join a forum. Apologies if I'm in the wrong area. Following my recent retirement we find we have money spread in five accounts all with the Halifax. At the moment we are quite happy to continue doing this with the Halifax. My understanding is that if the Halifax goes bust the maximum we would…
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Investment Advice
Hi, I have around 40K to invest for around 6 months. Can anyone recommend the best way to earn the maximum interest on the savings? I’ve looked at new 6% or 7% savings accounts on offer, and Lloyds and Alliances current accounts which also cash back. Can anyone please recommend the best way to invest this? Thanks, Ship
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Saving for Driving Lessons
Hello, I want to save some money in some sort of an account and would like anyones help, to tell me which one etc. I want to save up for driving lessons. I'm 16 at the moment, and turn 17 in July, so i'd just like to be adding say £40 a month into an account, but will be taking it out in chunks after July and was hoping to…
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Buying shares as a high tax payer
I want to buy some shares in a company I know will make money (how many times have you heard that one !) I've never brought any before, but as a high tax payer I am worried about this capital gains tax thing. I only want to buy £200 worth and I hope to make a few hundread back. It it worthwhile trying to do this via an ISA…
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Student Savings
Hi there all I just wondered if anyone knows if as a student with a small amount of savings, is it still best for me to invest them in a mini cash ISA? Emma
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Best short term return on large sums
What's the best way of maximising return if you have say £30,000 of capital to put somwhere for 3-6 mths?
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ISA: £3k now, £3k in April, will I be earning interest on £6k?
Hello peoples, how is everyone today? I would like to know whether putting £3,000 pounds into an ISA now, and another £3,000 in April (beginning of tax year) will then have me earning tax free interest on £6,000 pounds total? I'm not one hundred percent sure if it will. And if it wont, then I'll put the other £3k…
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A niggling question about interest- monthly or annual?
I have a question that has been bugging me (and may have even been answered before?). If you could help with it that would be great! Please assume you are talking to an financial novice with the mathematical skill of a lemon (nb: I actually scored a 'B' at GCSE, but really copied most of the work from my neighbour- a total…
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saving for my child
I would like to invest some money for my child's future education etc... What is the best long term investment available?
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Does interest accrued on ISA Balance count in the £3000 pa pay in limit?
I want to make sure that I top up my ISA at the start of April to have got the full £3000 for the year, but I am confused as to whether interest payments I get monthly added to the balance count as part of the £3000 limit. Does anyone know if the interest is counted?
