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Where to put £80K
Hi there - I am new to this so forgive me if this question has been asked before. I did see the £100k posting but did not really get what it was saying. I have £80k sitting in my NatWest current account having just sold my flat. I have already cleared all my cards etc (hooray) and now want to put the remainder away for the…
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2006 issues for the banking sector?
I have to give a student presentation, (of very high standard) answering the following question; all comments welcome please ASAP "What are the key issues and opportunities at present for British banks?"
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Best way to save £1,600 a month
I'm starting to save for a house. Could anyone suggest the best place to save my money. I would want to get at it quickly when I do finally have enough to get a house. I currently have a cahoot account but am unsure if this is the best option for me.
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Quick Halifax Regualr Saver A/C Question
My 12 months is almost up. I think the last debit from my current a/c (with another bank) happens later this month. Will the direct debit continue and will Halifax use it to lock me in for another 12 months? I have no intention of regular saving with Halifax for another 12 months.
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Smoking and Retirement
Quitting smoking is good. However, the only time in your life you benefit as a smoker is when you buy your annuity from a private pension fund accumulated. Annuity providers dont expect you to live long so you get a much better rate. I quitted six months after arranging my annuity. I want the maximum from them !
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First Direct: Make an easy £25 in 15 minutes!
I got a mail shot today from First Direct. It offers £25 to anybody who opens a standard bank account with them. All you need is a credit balance of one hundred pounds (£100) before 31 March 2006. After 28 days the account is credited with a further £25. -At which point you can close the account and do a runner with your…
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savings
hi, im 20 years old and currently an apprentice engineer. I have set up a savings account with halifax where by i pay 250 pounds a month for twelve months then it gets transfered over to an instant saver account. I also pay abount 400 pounds into my instant saver account but the interest is only abount 2.3 %. I have saved…
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£1000
i have £1000 to invest/save/ do whatever i want with for the next year. What would you do with it?
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Saving for regular big bills with Natwest e-savings?
New Year = New start with my finances and I figure its about time I got a savings account. :o I'm with the Natwest for my current account and the set up I have (bills all going out on Direct Debit and keeping track through online banking AND Microsoft Money) it great as it is BUT when it comes to April and MOT/Car Tax and…
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EGG "Your accounts"
Is anyone having trouble accessing the "your accounts" section on the egg website?
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Best option for saving £100 per month?
I'm guessing an ISA but I wondered if I'm missing anything? This is for a higher rate tax payer. Any suggestions and ideas would be gratefully received. Thanks.
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Liverpool Victoria Mutual Investment Bond
As a result of an e mail I sent to BBC2's Working Lunch, I was invited to record an interview yesterday concerning the swingeing MVA's that LV are applying to this bond. The interview will be shown today (4 January) between 1:30 and 2pm and following a phone call from the BBC today for more details, it is hope that someone…
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BoS Name and Address for Complaint Req
Does anyone know the name of the person in charge of the BoS in Edinburgh and their address? I have wrote a complaint to BoS and didnt get a satisfactory response so I am pulling my account after 20 years. Have already had a letter from their Customer services section who I wrote to and dont wish to deal with them. Bella…
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The best way to invest £100,000
There is so much confusing information out there, would anyone like to show off their knowledge and offer some advice on the best way to invest £100k? It must be invested as a lump sum - there will be no additional deposits It can be tied up for up to 2 years It can't be invested in anything risky. There must be a…
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Childrens savings
We are expats currently in Holland. We have off shore accounts, is it possible to have off shore for children? In the same way as adults? The interest rates on some of the accounts available to children in the UK are very favourable. BUT we cannot access them because we dont have a UK address. The children do have barclays…
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Off-Set Mortgages
Hi.Sorry if I sound thick, but can someone explain how you off-set your mortgage against savings and I am right in thinking if you had for example £10,000 in savings and a £50000 mortgage you pay interest on 40000 only??
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Help please! Branches open tomorrow?
I'm in England, and need to visit a building society branch (the Coventry) tomorrow, i.e. Tuesday 3 Jan. I've just been talking to someone in a Halifax call centre about something else, and she told me most of THEIR branches would be closed tomorrow, which shocked me somewhat, as I thought it was a normal working day and…
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IR85 Forms
I have numerous savings account for which I have previously registered for gross interest. My gross interest is now likely to exceed my personal allowance. Must I now pay tax on all my accounts and then claim monies back at the end of each tax year from the Inland Revenue or can I continue to register for gross interest on…
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ICICI HiSAVE - Odd experience
I opened an ICICI HiSAVE account at the end of November and have had an odd experience with them recently. Just though I'd share it with the community. No problems with set up. Took just a couple of weeks (due to the requirement of posting a cheque and them posting the password). RUNNING TOTAL: 08/12/05 = £1.00 Having set…
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What to do with my money?
I currently have just under £5k in a natwest account, its just a normal account. I also have £450 in premium bonds which havent won me anything in the last year. Im just wondering what should i do with all my money? Obviously its all the money i have to my name. I am 18 and at university so i may need access to some of the…
