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Reclaim PPI & other insurance

Archives for August 2021

Dealing with CRS
OK, so my previous post was deleted after a false complaint that I had insulted someone responding to my post - which was not the case. Note: I am asking for advice in either a) contacting Allay, who are uncontactable to the best of my abilities b) deadline with CRS who admit that I don't owe any money, but are pursuing it…
Life Insurance - not reclaim, advice but don't know where to ask such a question
Hello everyone: I have a question about getting a life insurance policy, where would I go (on the forum) to get this info? Thanks Graham
PPI Payment Tax take
We had a PPI payment last tax year. It said thay had paid £640 ish in tax. So I submitted a claim and we have just had a tax calculation back from HMRC. They have classed the PPI payment as Savings income in the income coloumn. I was expecting to get the whole £640 back, as i thought you could earn upto £1000 from savings…
Just found out my claim from 2019 was approved
Hi all, So I just received I piece of old post, from 2019 from Canada Square Operations. On it I had two claims one which was unsuccessful but one that was. I now need to see how I go about claiming this money. I tried calling Barclays but they said the claim pre dates when they took over egg assets. Does anyone have a way…
all was not lost! PPI decision turnaround!
Hello all, I am just popping in to say what happened over the weekend. I'd totally forgotten I had complained about the decision made about a ppi insurance policy I had on an overdraft in 1998! (Complaint made over 7 years ago!) Thought "oh well, that's that then!" BUT! This letter advises they reviewed the complaint and…
HSBC PPI & RSA
I've recently received a letter from HSBC explaining that due to an error in their process they did not contact Royal Sun Alliance regarding PPI. They have asked the PPI Complaints Team to investigate my case and have sent me a detailed questionnaire to fill out that will help them to investigate. The PPI was instigated in…
Claiming PPI Interest has backfired on me BIG Style.
First of all it needs to be made clear that I am a PAYE person all through my working life. This means I have no experience with filling in a Self Assessment form. Anyway, I got stuck as to how to claim a fairly high Interest claim. My overall pot was around k, but the RBS took that money due to historical debt with them,…
Mini TLC Package
I purchased a mini on a personal lease agreement and as part of it bought the TLC package to cover the costs of servicing which was £299. My cars service lights came on so I rang the dealership and was told because my car was 11 miles over the 38000 miles I would have to pay for the service myself. The service was in total…
Secret commission lawyers
I got phone call today saying they were offer 1800 pounds on my claim which I accepted but I won't receive any of that money as there costs etc is this normal
Time limit to FSCS claims - appeal grounds ?
I recently became aware that I may be able to claim against a mismanaged fund & initiated a claim with the FSCS. Unfortunately, it was rejected on the grounds that too much time had elapsed. They have said that I should have been aware that I could make a claim starting from Feb 2012, meaning that I had 6 years until Feb…
ReclaimPPI - Financial Claims Made Simple - Rayford Marwick Legal Ltd
Has anybody had recent dealings with any of the above outfits? Actually they are all the same registered to Jonathan Bonnick based in Bristol. ReclaimPPI had a good reputation (If you needed help with PPI claims) but liquidated in 2016. When Financial Services Made Simple (FCMS) took over the trading name and started…
Help pls! Trying to reclaim tax on PPI payout 2019/2020
Hello wonderful, helpful people!!! Could someone please talk me very slowly through this business of trying to reclaim tax on PPI payouts. I'm finding it horrendously confusing (figures and esp tax are not my strong point!). I have spent time reading up on it, but still can't quite grasp it. Sorry for the long post. I am…
Interest
Barclays have been sat on a amount of money that should have been paid to me 7 years ago. Will the money have gained interest and should that be paid to me. Thank you.
Old Barclaycard accounts
Hello. In 1996, I took out two Barclaycard accounts; a Visa card with maximum balance £2,000 and a Mastercard with maximum balance £1,500. These accounts were settled c.2001. Prior to the August 2019 deadline, I queried the potential of PPI in relation to the two accounts. In response, I was told that no records of any…
Allay forged my signature and now AJJB are threatening legal action
Hi. You’ve probably heard my story many times but I’m jus seeing reassurance. I have a copy o the forged signature from Allay and after pointing out that it was forged I didn’t hear from them for over a year. Recently I got some more letters from them but ignored them. Now I have a letter from AJJB on behalf of ALLAY…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Reclaim PPI & other insurance

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