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captain184
1 Allay claims are charging me 36% on a successful PPI claim. According to the Law Society a PPI cap of 20% (excluding VAT) was imposed by The Financial Guidance and Claims Act 2018 with effect 10 July 2018. Are Allay claims now breaking the law by imposing the 36%? 2 Should this charge be imposed on the gross amount…
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Rbs ppi after paid off bankruptcy
My husband put in a claim for ppi with rbs. We had an offer letter returned and between 2 were offered £7,500. We have just been told today that the repayment is in a backlog and are now extending by another 28 days. However really just looking for advice if any available on our situation. My husband was made bankrupt 10…
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Employment status and PPI
Evening Experts! A quick question. I have just had a claim for PPI denied. The letter I received stated that the PPI policy required that I was in 'permanent' employment, I was employed by an agency at the time. My question is, does agency work qualify as permanent work? Cheers
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Ace Claims Management - too good to be true?
Hi I'm after some advice please everyone. Yesterday I had a call out of the blue from Ace Claims Management who tell me that I am due over £8,000 from the court case against Provident Finance. I did have a loan from them years ago. This all hangs together but I'm a bit twitchy about it all when there are so many scams…
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RBS Royalties account
My husband had an RBS royalties account. Just wondering if anyone had success in claiming ppi? It was a number of years ago so can't remember if there was ppi attached or not.
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Lloyds/TSB
Hello all I am pretty certain i had a loan quite a while ago which i paid PPI on The loan was with the TSB The TSB and Lloyds joined together but was forced apart (i think that was the story but please correct me if i am wrong) My account was originally with TSB but after they seperated i was then with Lloyds (not sure…
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Ppi mbna
Sorry if this has already been asked but I can't find it... I have 2 PPI complaints in with MBNA and they have sent me a letter saying the reject my complaints based on the fact they wrote to me in June 2013 to bring them to my attention and apparently the letter said I had to get back to the and make a claim within 3…
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Chandler Simmons? Who are they?
I received a letter today from a company called Chandler Simmons who deal with reclaiming PPI. This came after I clicked on a link via instagram to check if I was owed PPI. They offer a no win no fee service, in the letter was a number of letters for me to sign to authorise them to check on my behalf. I haven’t signed a…
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Credit Card PPI
Hi I am sorry if this has been answered. I have tried to find it but can't find anything on the forum. I have a credit card through debenhams (Newday) and have always paid the card off in fill, would I still be able to claim PPI? Thank you, Lance.
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mortgage protection insurance from swift advances
hi folks, i was wondering if anyone can help me, my mother borrowed £15k on a secured loan from swift advances with mortgage protection insurance, she repaid around £65k, she did fall into a lot of arrears, does anyone know if mortgage protection insurance can be reclaimed? thanks Ian.
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Bradford & Bingley - Turned down PPI claim
My parents have had a mortgage with PPI with Bradford & Bingley for 25 years, we have tried a few times to claim back PPI from them but they continually say they have nothing to claim. Any info or advice would be gratefully appreciated. They also had shares which were just wiped off and lost which I find incredible.:mad:…
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Advice on Deceased Husbands PPI payments please
My Husband has sadly passed away over a year ago after being ill for a long time. He had debts that have been written off by the creditors which I knew nothing about. I have found paperwork which shows he paid PPI on at least one loan or credit card. Would I be able to claim the PPI and would I have to pay it to the…
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PPI company
Hi did have a ppi claim going through Harringtons Advisory. I know it was passed onto another company back last December. Only received one letter from them which unfortunately I'v lost and cannot remember the company's name. Is it worth going through another company to start a fresh ppi claims? Thanks
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Halifax bank account package reclaim
Hi guys, Anyone had any joy reclaiming off Halifax. They never told me about the insurance, dating back to 2010 . Tried reclaiming but they wouldn't take it further due to the length of the claim. Should I go to the Ombudsman? Any help much appreciated Cheers...Ed
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Checked for PPI but company says no.
I am providing the following information for completeness and to show the type of information and advice I was receiving at the time. Around March 2006 my then wife and I started applying for a mortgage through Northern Rock. We used a broker but unfortunately I can't remember the name of the company. At the time I was…
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Car Finance company search
I bought a car in 2002 on finance I’m nearly sure I had ppi and definitely paid them an early repayment fee. I shredded all paperwork after a test of paying it if and now I can’t remember who the finance company were does anyone know if there is a way to find out ?
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MPPI refund legit as I claimed in redundancy?
Several years ago I claimed for the maximum 6 months on my MPPI when I was made redundant. The figure amounted to around £2400, which was roughly the same as I'd paid into the policy at the time over the years. I continued paying into the policy for a further 3 years after and then sold my place. I've always felt it would…
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Buying PPI to help with your Mortgage Application
Recently took our claim to Santander and the Financial Ombudsman based on MSE advice... A. Were you told it was compulsory? It's a common complaint that consumers are told they must buy a policy from the same provider as the loan to be accepted for the product. This is mis-selling. Implied or insisted you take out their…
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Use forms Halifax sent me or MSE template?
Hello (TL;DR: Should I continue with the forms Halifax sent me or instead use MSE's template and Resolver app? Do I need a separate form per account number? Will a lack of information jeopardise my claims?) I've decided to look into any PPI I may have been mis-sold. I'm not the most financially responsible or savvy person…
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Finance company won't divulge info
Hello, I had a car finance loan in the early to mid 90's with NAAFI finance. This was underwritten by a company called 'Close Brothers motor finance' I recently contacted them to see if PPI was attached to the finance agreement. They responded - 'Having checked our records using the information you have provided, we have…
