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Debt management and ppi
I was in debt a number of years ago and entered into a debt management plan. I cleared all my debt over five years ago. I have now put in for claims on PPI as I believe I was mid -sold. Capital one have sent me a final descision staying that they cannot uphold my claim but there is a balance £122.00 to redress. They have…
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Hastings-Car Insurance Cancelled Without Notice
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is this a ppi scam to get full payment
i can not remember the name of the company id did it with as the paper work is at home and its took that long i forgot about it.plus they rang me and i work away all week as a hgv driver.ok i should of asked and listen a bit more but when they call u and ur driving and im on hands free its not that easy to pull over on m3…
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freedom Finance ppi agreement help
Hello, I've been trying to reclaim PPI from my credit agreement and found it quite perplexing thus far. I got a loan for £17000 secured on my house for 120 months and was told i needed PPI by freedom finance at a cost of £3K+, unbeknownst to me at the time was a broker. So the loan was set up with firstplus (baclays) which…
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Insurance Saving plan reclaim
I would just like some advice please. We can make a claim under for the plevin rule because we wasn’t told the large amount of commission taken from ppi payment. Can this rule apply to other financial product like saving plan ? My mother took out some saving plan from insurance company through a broker. With this sort of…
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Auto uphold £300
Hi I have a very small ppi complaint current with Hbos Worth about £420. Inc statutory interest. Is this with the realms of auto uphold limits? Thankyou
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Suggestions for a PPI Claims Company
Normally this is something i would take on myself but following a recent stroke this is not something i can do on my own as our (Mrs & I) financial affairs are a wee bit complicated, so we are looking for a claims company to take our case on. I was going to use "The Claims Guys" but after looking at some reviews i don't…
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Northern rock. Nram?
Hi first post We had a mortgage with secured loan from Northern rock from approx 1998 to 2007 We got in touch regarding ppi on the secured loan part but they said they had no record.. We found a statement from 1 year with all the details on they have now replied offering us £538 for that year as a goodwill gesture but say…
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England Claim Services
I was called today by Eric Johnson, who had a strong Indian Accent, and told me that I have £1826.40 awaiting as a PPI reimbursement. he said the company he worked for were related to the Government and that his government ID was EJ786. He advised me that 40% of this refund will be kept by the organisation. This all…
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Sold by an 'Introducer'
Hi I'm thinking of making a claim for refund of (possibly) PPI (from 1993), but there are two things which potentially make it a non-starter, so thought I'd run those past you folks first. i.e. is it even worth progressing? 1) I bought my Mortgage (and Endowment and Insurance) through what Halifax always referred to as an…
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Unfair Charges refund in Maiden name
Hi everyone I unexpectedly received 3 cheques for unfair charges, 2 from Lloyds for a loan and a credit card and one from Black Horse for another loan, The Black Horse one is in my Maiden name as its from a very old loan, will my bank (HSBC) accept the cheque or will I have to get Black Horse to issue a new one?
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Ppi help !
Hi. Ive read lots about ppi lately and decided to see if i could find out if i had it. I signed up to credit check however, in the last 6 years I've not had loans etc. Back in 2003/2004 I was married and we had joint accounts and I had a credit card and loans. I have none of this paperwork now though and have since…
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Black Horse PPI
Hi, I am a newbie and not posted on here before. I would just like some advice please. I filled out a ppi form on black horse website and they show as being under Lloyd’s bank. I don’t know much about ppi and wanted to find out if I ever had it. I took out car finance through a car dealership in 2013 and Black Horse were…
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Reclaim PPI if defaulted?
Hubby took out a loan with Lloyds around 2005. It was for £20,000 then they put on £6,200 in PPI. Forward around 6 months, and we couldn't afford to keep up the payments - not with paying mortgage etc as well. Lloyds recommended this loan and PPI to us but we defaulted and it was passed to (what is now) Cabot. My question…
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Bank of Scotland HSure Policy c1997
Dear all Would anyone happen to know what a Bank of Scotland Hsure policy is. It came out of my account monthly from 1997 Ono - it's a Bank of Scotland policy Cheers
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confused by PPI offer
Hi everyone! Confused here... got a letter of SatanDanDer (sorry;)) about a flexi Loan I had with Cahoot, Its a old loan and Statue Barred now. I still owe more than the offer. But they want my Account details for payment??? The offer claims to PUT YOU BACK IN THE FINANCIAL POSITION YOU WOULD HAVE BEEN IN, IF PPI WAS NOT…
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First direct claiming no PPI
Hi there I took a loan out with First Direct in 2000. £7500 over 36 mths. £285 per month I asked them to investigate a ppi complaint regarding single premium added to loan attracting interest till loan was paid in a2003 The Bank have said there was no record of ppi and didn't uphold complaint. ! However I rang the call…
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PPI payout
I got a payout from Barclaycard as I had statements but at the same time had a NatWest Visa card which was changed to Barclaycard Visa but I don't have statements only the payment stubs in my old cheque book(paperwork was lost in a flood),I contacted Natwest bank and they said they cant help me. Please advise what I can do…
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Interior credit card
Does anyone know what company funded the "Interior" credit card which was usable in many furniture stores .
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debenhams store card
I just responded to a small ad on the side of my computer page saying that Santander were paying out on ppi for Debenhams cards .I filled in a very simple eform and less than 4 weeks later they have offered me £700 on a debenhams card that I didnt know the number of and which was paid off 25 years ago !
