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Reclaim PPI & other insurance

Archives for May 2016

Hit a dead end with Mortgage PPI - help
My parents decided to venture down the PPI re-claiming path after my Mum thought they never really had PPI. I had a look through their old Mortgage agreement and they paid a £1000 cash upfront payment to a mortgage broker for PPI insurance - paying out £200 per month should they have required it. Now, I can not locate the…
Halifax wont provide Account No
Hi guys can someone help me please? I had a loan with Halifax that I repaid approximately 10 years ago. I no longer have the roll number so rang their PPI line, who told me to direct my query to their loans customer service. They in turn told me to write in with all my details, which I did, and they've written back to say…
Britannia still collecting ppi for a mortgage paid off 3 years ago
Has anyone had similar? Britannia BS debiting our account by around £50 per month for ppi on a mortgage that was completely paid off 3 years ago. Other half had assumed it was his life insurance but, looking closer, it's not - it's definitely ppi. Obviously really frustrating that we have only just noticed this. However -…
Amex records
Has anyone had any success claiming PPI from Amex? I had a credit card from 1996 to roughly 2006. I wrote complaining but they have replied stating that they haven't kept records that far back, it therefore looks like I've hit a brick wall. Has anyone had any luck with them? JS
Northern Rock Credit Card
Hi I used to have a northern rock credit card and believe that the PPI was mis-sold to me. Does anyone know who I write to as Northern Rock no longer exists. I'm pretty sure someone took the credit card over years ago but can't remember. Thanks
Strange call from MBNA
Hi I claimed my ppi back from MBNA about four years ago, had the payment and thought the matter was closed. They called and said they had made a calculation error and that I would be sent a letter and another cheque through the mail. I'm a bit worried (I'm ill and struggle with phone calls/stress etc) that although the…
TSB Payment Protection 1990
In 1989/90, I took out a policy with the old TSB, long before they became a part of the Lloyds Group. The policy was a form of salary/payment protection. Each month a pre-agreed amount was paid on a monthly basis. The aim was that when you experienced a loss of income it would 'kick in' and ensure that your monthly…
EGG PPI help
Hi If I were to put a claim in to Egg to claim back the PPI I had on my CC who do I contact please? Someone told me it was Barclaycard?
MBNA want more info
MBNA did not uphold my PPI complaint for old credit card PPI I believe I took on PPI but did not really need it as I did not ask the right questions at the point of sale so I have now asked them to review their findings I have now sent lots of additional info to MBNA to show all my savings, shares, pension details, sick…
Ppi
My wife had been with Provident for years, is she entitled to any PPI compensation, Thanks Sam
Argos Store card
Hi all, Just carrying out ppi checks on my fathers old store cards and he had it added to his store card. I have added it all up and have read that compound interest can be added - could someone advise how to do this please many thanks matt
PPI reclaim Confusion
I am very confused. I had quite a few (and im not proud) loans a few years ago and I know that I was told I had to have the PPI or they wouldn't give me any money. I have read lots about reclaiming PPI but I still cannot work out how I start or who I contact. I still have some of the ref/loan numbers but not all and would…
HSBC Success advice anyone?
Hi My husband and I have had success at claiming back PPI on a loan with HSBC. We've accepted the offer and returned the forms we would just like to know if anyone has had success with HSBC recently and how long it's actually taken to receive the money in our account? (We've read horror stories and when speaking to them on…
Urgent Help Welcome Finance Liquidation
Hi Hoping someone will help here or point me in the right direction. Put in a claim to Welcome Finance direct for PPI as advised by FSCS who could only help with loans from Jan 2005 onwards. In a nutshell Welcome have responded just within the 8 weeks and admitted liability but are refusing to pay out as they are in their…
HSBC PPI Claim
Hi everyone I could really do with some help with a PPI matter against HSBC. I made a claim in 2013 against 2 loan agreements and 1 credit card but didn't receive anything. I moved house since and left the claim until now sending the letter from this site but the bank claimed I was not on their internal system but had…
Claim ppi - never dreamed we'd get anything
I never ever thought claiming PPI applied to us - over 15 years, if we had a loan or card etc. and took out insurance when we applied we always cancelled it. When we recently had an IVA the company put us in touch with a PPI specialist and we agreed for them to check. We were shocked when we were owed over £2000 by several…
Claim pip before an iva
We recently applied for an IVA. Once it was set up they asked if a company could do a PPI check and any funds gained would be paid to creditors. I genuinely didn't think we held any but after just 4 weeks there was over £2000 due - but obviously it went to the creditors. Had I known I would have done the PPI ourselves and…
Studio cards
Has anyone had any luck claiming from studio cards. I am looking at the charges for late payments, and also the monthly fee that they describe i think as a service charge. thankyou for any help. would i need to use the standard PPI
MSE News: Payday loans and packaged bank accounts climb complaints league – but PPI r
Payday loans and packaged bank account complaints have skyrocketed during 2015/16, but PPI remains top of the league...Read the full story: 'Payday loans and packaged bank accounts climb complaints league – but PPI remains top by a distance' Click reply below to discuss. If you haven’t already, join the forum to reply. If…
Package account and 6 year rule
Looking for a bit of advice. I have complained about a packaged account I had between 1995 - 2006. I had a response, which basically said they have reviewed, confirmed I had a packaged account, but advised would not be investigating further as 6 years had passed, I should have complained within that time. is this correct ?

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Reclaim PPI & other insurance

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