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Staybrite pushy salesman sold me PPI
whilst tidying up old paperwork, I have found a PPI document sold to me by Staybrite windows back in 1998 - I quickly remembered the slimy salesman.... I approached GE Money, who now own First National, who the loan was with and they quite rightly said that they did not sell me the PPI, Staybrite did. Staybrite no longer…
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Other PPI insurance
A great site for reclaiming PPI from lenders, but how do I best claim from my separate insurance? I took out unemployment cover but not from my mortgage provider. When I was made redundant, the claim was rejected in 2002/3, although I had been fully employed by a bank for 23 years.
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MoneyMatcher forcing payment for failed PPI claim
Hi everyone, Money matcher the PPI claims company contacted me claiming I was entitled to money back on a miss sold PPI. However, after a lengthy period I was informed I wasn't entitled to anything. One year later Money Matcher wrote to me requesting a overdue payment of £108 as I hadn't taken the claim any further. They…
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Phone call from bank regarding my PPI claim
Hi, I received a call from a complaints manager from HSBC regarding my PPI claim. He told me that he would be the one to make the final decision and just wanted to got through a few questions to clarify my claim. I answered a couple of basic questions but the line broke up so I ended the call, suggesting he call back in a…
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Ppi claim refused then got settlement letter advice please
I had a credit card that I paid ppi on but I was fully covered with work benefits to cover repayments. My original claim was refused so I left it at that. This was about 2 years ago. Yesterday I received a letter telling me that they have looked at it again and are sending me a sum not to be sniffed at. Does this happen?…
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Ppi claim after 6 months?
Hi, Can anyone tell me if I still can claim PPI after when the bank has said 'no' ? They gave me 6 months to appeal but I was that disheartened I didn't do it. Thanks.
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WeFightAnyClaim
I had a phone call from this company the other day saying they could reclaim me up to £3000. I am a bit cautious of these types of companies. What worried me was they had all my details ; home address, full name and address and also my mobile number. How would they have got all this?
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Section 75 timeshare sales refund help?
Hi just wondering the best way to claim under section 75 on mis-sold Timeshare in Tenerife. The purchase was sent up as a club credit card with Clydesdale bank/Barclays Partner Finance the limit of £25000 used to pay Resort Properties. I was in a bad place at the time and told it was an investment which I would use for 2…
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Need contact address
Hello I want to claim PPI compensation on an old Sainsburys Visa card. However, i have not been able to find a contact address to write to. Does anybody have one. Thanks
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Verus Associates
Had a call last night from Verus Associates it seems the registered company is Debt Ace. they called regarding ppi claim and stupidly convinced me i have a large claim, today i have found out they have charged my credit card nearly £500 without properly informing me anyone had any experience with this company previously…
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Santander offer - confused
I had a loan with Santander for 16k which had PPI with it, there was no separate payment the payments were made in with the loan payment. I raised a complaint a few weeks ago as I was advised that the PPI was definitely suitable for me but I have since discovered it wasn't, I had 2 jobs at the time so didn't need the…
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Enforcement Demand (may need moving)
Afternoon all, I'm not sure if this is in the right area so feel to move it somewhere more relevant ! I've had a final notice handed to me from a friend that had been posted to an old address i moved out of in January this year. I owed some business rates to Wakefield Council which were paid however the Enforcement company…
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Company PPI
This is about a company and PPI. Would PPI or something similar be offered on a bank Guarantee for HM revenue and customs? Basically, my Bank, at that time, guaranteed HM customs that I was good for £15k, known as a Deferment Guarantee. and was renewed each year. The bank charged me a commission fee and a setup fee. It was…
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PPI fopr a non-PPI guy
I never paid into a PPI. I took out a £5000 personal loan a few years ago and was hard sold a PPI but I refused to take it and my ultimatum was if I can't take out the loan without PPI I am not taking the loan. They then offered loan without PPI. I was lucky in that I didn't really need the loan and was willing for it to…
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Signed contract invalid, new one issued - is this legal?
Hi, My mother is attempting to claim back her PPI for a loan taken out. The loan was under my dads name but he passed away so she is claiming. They issued her a letter confirming the amount and asking her to sign and return. She did this and they have acknowledged receipt of the letter. However they have since contacted…
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PPI Rejected Twice By HSBC/FD & The FOS Lost My Paperwork.
PPI Rejected Twice By HSBC/FD & The FOS Lost My Paperwork. After HSBC/FD rejected my claim I went to FOS for help. They then kept me hanging on for 4 years until I complained to them. They they 'found' my paperwork but said too much time had passed to make my claim stick. Tried again to claim against HSBC/FD recently and…
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Santander
Good morning, I have received a copy of the credit agreement for a loan taken out in 2008 with Santander. In the terms and conditions is the following: Optional payment protection insurance: i) You have indicated that you wish the Insured Person to have the benefit of the option payment protection insurance ('the cover')…
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corporate bonds - compensation if misled
Hi, I hope someone can clarify something for me - in 2005 I had some spare money and invested in a corporate bond with a well known bank. The banks own financial advisor was obviously very keen for me to invest in the bond - he never suggested I should spread the investment in other products and actively promoted the…
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Can I claim for PPI other than mis-sold?
Hi there experts I will try and keep this as short as I can After travelling I got a new job and a new bank account with Abbey National in 1997. Shortly after I got my first Credit card (MBNA) within the Abbey branch and remember sitting with a lady but I cannot recall discussing PPI. I was employed,living rent free ,no…
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ppi reclaim newbie
Hi ya everyone In need of abit of help please :-) I had some credit cards and a loan out when I was younger and thought I'd try to reclaim the ppi on two of them (to start with as I've never done it before ) Unfortunately they are quite old ( over ten years) but I do have the paper work etc for them so I thought I'd give…