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PPI and LLoyds TSB
Hi to everyone New on here so treat me kind lol. In the process of claiming PPI for both LLoyds Credit card and also Personal loan(closed loan in 2008 and reloaned without ppi). My first letters are going off in the morning for both to LLoyds, how long do I have to give them to reply to the first letter asking for…
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Barclaycard ppi upheld..when will they pay out
Hi i received a letter last week monday from my nemesis...barclays:( saying they upheld my CC PPI claim..HOORAY.. gave me amount to which i had to agree-idid and state acc to pay too if not barclays i sent it off at once,as letter said it was there final letter,will they write to say when they are paying or do i have to…
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HSBC PPI ***please help***
Hi everyone and sorry if this is repeating any posts but this is not an easy subject to comprehend!! My wife took out a Loan with HSBC in 2004, she then got a second loan, around 2005 in total it was 10k. after speaking to a friend who has just claimed back PPI she thought she would see if shes entitled to it. She has just…
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M and S Credit card?
Me again! Has anyone had any success claiming from M&S Credit card? I see more people here tend to right about the big banks than anything else and i have had the card for years. Originally it started with the M&S chargecard then turned into a credit card without my knowledge of PPI added. Any luck anyone claiming? Thanks!
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Egg?
Quick question. I sent a reclaim PPI letter to Egg but i haven't heard anything since and i sent it in November now i'm guessing its because Barclaycard took over the Egg accounts, as this is the case does this mean that Barclaycard are also liable to for customers claiming against Egg? I've already lodged a claim with…
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Ratesetter
Hi does any infromation on ratesetters? Cheers, Meggers
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Hfc ppi claim
I would like to put a claim in for ppi with a loan which has been paid off 3 years ago. The problem is I don't know the loan account numberand since moved house. What do I do to acquire the key docs - do I need to send a sar with proof of my change of address. I don't want to give hfc any reason to delay the response to my…
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The Minefield that is PPI
Afternoon all, This is my first posting so any advice would be really welcome. After a friend talking, at work this week, about her successes at claiming back some money from PPI's, I thought I'd give it a go. However, I have so many questions, I dont know where to start! Firstly, how do I prove the insurance was…
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Can I/should I Reclaim PPI?
This is my first post as I’m new to the forum. I started a debt management plan back in 2007 with CCCS, since then I have been making regular payments and have seen my debt shrink...phew! The reason for my dilemma is yes I was missold as I was told that to get the interest rate I had to have PPI but at the end of November…
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LLoyds PPI payment issue
Hi there I am after some advice on my PPI claim payment. Back in May of 2011 I put in a claim with LLoyds PPI. They responded with in the proper time frame and agreed I was due my PPI back. It was a long wait after then before they actually told me how much I was going to get back. The figure they gave me was correct and I…
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Paragon, Loans.co.uk, PPI Claim advice please
Hello everyone, old slow coach here, is about to investigate PPI reclaim from a loan take out in February 2005, Whilst we were younger and a bit more wet behind the ears, my partner and i took out a loan to consolidate our joint debts (eek i know!) After inputting our details on a loan comparison website, we were contacted…
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Can I Claim
Hi Guys I'm a newbie to mse, and so far have not really thought about it to any great depth, but I am curious if I can claim for misselling of PPI I had on a car loan from Black horse that I took out way back in July 2001, that was paid off early in Januray 2003. I have a copy of the credit agreement, with account number…
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New ppi claim with HSBC
Hi - I am considering trying to reclaim the PPI on my personal loan with the HSBC. At the time of taking the loan (and now) I have been working as an IT contractor. This is in effect a temporary form of employment, which I suspect make my insurance invalid if I tried to claim. The loan was taken out in 2005 for 25k and has…
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£3000 PPI Claim awarded
Hi just wanted to let you know that 2 weeks ago I wrote to all our past & present credit card companies on the chance that i be entitled to any PPI compensation, 2 said that I wasn't, 2 haven't replied yet, 2 are investigating further and mbna sent a letter informing me I was due £3000. Thanks so much for all the info…
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help needed with Beneficial Finance claim (ppi)
I've been trying to get back ppi for a friend from Beneficial Finance. they sent a questionnaire to fill out about taking out the policy which we filled in and returned. we have recieved a letter back saying they will not refund ppi because my friends signed and agreed to take it out . Although we say we feel she was…
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HSBC Won't pay out
I made a complaint about my boyfriends PPI on his loan and credit card that he got when he was 18 (about 7 years ago). The loan was paid off early, and he cancelled the PPI on the CC when he realised what PPI was. We complained that the PPI was mis sold as the adviser said that he had to have the PPI on the loan. He didn't…
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starting a ppi claim, help!
Hi all, I'm new to this forum, but have been doing a lot of reading over the last week or so. We have a secured loan with nemo personal finance which has ppi on it which I now believe to have been mis-sold to us, we weren't told that it would only cover us for 5 years but that we would still be paying for it for the…
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I got my offer letter from M&S credit card today.
Full refund plus interest. Thank you everyone on here for giving me the confidence to do it myself. Just short of £5,000 coming our way! Final question, I have sent a SAR letter to Clydesdale Bank although I am pretty confident that I will be outwith the 6 years since everything has beeen paid off. Is there a reason why…
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What about Income Protection Insurance?
Can anyone help with this. My husband took out a loan and was strong armed into taking out insurance with it. It's not PPI though its income protection. The benefits were for the same amount as the loan repayments and it started on the same day as the loan and ran for the length of the loan. He was told he couldn't have…
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santander - Debenhams - fob off help
I had a debenhams card which started in 1991 with I believe GE capital, at the time I was a housewife (worked as civil serv from 2003-2010), this then changed hands in 1998 to to abbey?.. My husband was self employed throughout the duration of my card being active. I've recieved a letter back, these are the points I would…