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PPI Reclaiming
Just joined today. Would be VERY grateful for any help with this... I have taken out 3 loans with NatWest. The first loan was taken out in 1999 (i believe - unfortunately I have lost the paperwork) and then rolled it over into another loan in 2005 and then into a third one in 2007. I would like to reclaim PPI as this was…
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PPI Calculation Help!
I am in the process of reclaiming mis sold PPi from Natwest. I have today had a letter with a goodwill offer but am not sure how close it comes to what I am owed. Really confused by it all!! The loan was taken in Oct 2005 and was for the following: £5791 for 36 months Total Payable £6598.80 9% APR Loan payments comprising…
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Any advice welcome.
Recently I have been reviewing my finances. I have a loan from Bank of Scotland taken out in 2008 which has Critical Illness Cover on it. When I was sold it I believed it was being sold a stand alone policy, however on review it has been added to the loan!! Obviously I should have noticed this in 2008 but didnt. Is there…
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PPI Claim through Claims Advisory Group
Hi folks, I have a query I am wondering if you could help me with regarding asisstance from Claims Advisory on reclaiming PPI. The company I was claiming against was Welcome finance. I had sent about 4/5 letters to Welcome requesting my PPI be refunded but it fell on deaf ears. I then contacted Claims Advisory who…
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Is it too late to claim
I bought an aiwa stereo in 2001 from comet and interest free credit was free for six months. I have not got the contract details but when I finished paying for it I ended up paying around £400 instead of £250 because of the interest. I also think i paid ppi insurance cause I remember ringing them and saying i did not want…
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PPI Totals lets see who are to blame
Lets put together a list off sucessful PPI claims which i will put together with everyone one on this forums help. What i would like is. 1. Name of Bank/Lender 2. Date of complaint. 3. Date of redress (when you got letter with an offer) 4. Amount of the loan 5. Amount you recieved back I hope of you can give me this…
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Car insurance Refund & Data Protection Query
I was wondering if anyone could tell me where I stand on this issue? My car is insured with Direct line, I was going to purchase a new car so i transfered the insurance details over the phone before i went to collect it and paid the extra money on my debit card. About 2hours max later I returned home without the car due to…
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We Fight Any Claim
Hi I am in the process of dealing with the above company. I have a feeling from the amount of times I am being fobbed off regarding my claims that I may be using the wrong company. Yes.... I have paid money up front which I now realise I probably shouldnt have. I am just wondering if anybody can tell me anything about…
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Egg PPI
Hi, Just needed some advice on Egg really. I had three loans with Egg so originally I decided to use a reclaim company-(Ismart) after looking into the company I decided not to go ahead with using them and I was lucky enough not to sign the form giving them authority to my accounts. I have recently been in contact with Egg…
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Cancelling Barclays PPI = Big headache
Hi, I need some help on the next step or direction I go on this. Took out a Barclays loan In March 2005 for £16,000 with PPI. The statement of price is as the following: APR 7.9% Cash Loan: £16,000, Total charge for credit: £7,059.20, Total amount payable: £23,059.20, Monthly repayment: £192.16 over 120. Premium Loan:…
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Halifax Loan PPI - have I got a chance to reclaim?
This is my first post in the forum and I look forward to being part of the community here. My post regards a Halifax unsecured loan I took out in March 2006 for £7000. The interest rate was 8.8%. As the loan is due to be completed in May, it was brought to my attention. Being more knowledgeable about tools on the Internet…
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Barclarycard ! reject Claim
Hi Sent Letter in July 2010 to claim the PPI was mis sold on my Barclaycard , after chasing and chasing and the usual stall techiques used by barcalycard , I managed to speak to someone in the directors office this morning , (yes they answer phone at 8.25am) , I have been told that my claim has been rejected but they said…
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claiming back ppi from loan with HSBC
i had a loan with HSBC in 2003 still have the credit agreement paperwork does anyone think i can claim back my credit protection loan please advise me please
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PPI from more than 6 years ago and catalogue?
I had a loan out in 2002 - they conned me into taking out PPI, can I still reclaim this? Also, we have just noticed that our catalogue has been charging us PPI, apparantly from 2004, however I always just went online, paid the balance and stupidly never checked anything else. I know we never asked for this, because since…
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Egg Loan - PPI Refunds
Hi all, Has anyone had any experience of attemping to get payment protection insurance refunded off the balance of the loan?? I recieved by Egg annual statement on Saturday, and although Egg have already refunded the portion of the PPI I hadn't yet paid (when I cancelled the PPI in 2006), they DID NOT refund the £450 or so…
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Missold Critical Illness Cover!
Hi everyone, This is a bit long, but just wondered if anyone can help / tell me who to send my complaint to / if I've got a leg to stand on......... After recently reviewing our finances, I have discovered that we have been paying out for Critical Illness Cover on two separate policies. The first is a Decreasing Term…
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Is my mortgage protection useless?
Ten years ago(11 in July) we took out a mortgage and my DH insisted we also took mortgage protection,which we did. I have never had a problem with this apart from the fact its about £30 a month but I'm just grateful we have never needed to use it. Last week a lady stopped me in town and asked if I had ever been miss sold…
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Provider offering Full and Final Settlement
Hi I have been offered a full and final settlement equating to 6 years premiums. The provider states that this is a good will gesture as they can't find the original paperwork signed when I was an impoverished student some 20 years ago. I think my premiums were at least double that offered in total - plus they have not…
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Virgin MBNA Credit Card PPI
Hi guys, need some advice, called up MBNA today to ask a few questions about my account one of them was about some transaction the other was, what was this payment protection plan for on my account, they said it was if my card was stolen, or transactions that was not made by me... then she paused and then said sorry let me…
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MBNA Are they stalling or genuine ?
Hello all, I applied to claim back PPI from a credit card with MBNA. The form came 'pre'ticked' for the PPI and after phoning them was told it was more likely that we would be accepted if we took out the PPI. I sent the form to them on the 4th January this year, got a letter back dated the 26th January saying that they…
