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Warranty loans?
Hi I have recently completed a personal budget plan with the National Debtline and arranged reduced payments with all my lenders. One of the lenders was an Edge card account I used to purchase electrical goods from Curry's in June 2008. I contacted Santander (Edge are part of Santander apparently) and asked for a copy of…
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Is this the end of the road ?
I had a loan with GE Money (First National) in 2003. It had ppi as a single premium. I sent a ppi claim to GE Money and they replied today saying that the loan was set up by a broker called COMPASS FINANCE and they had no mis-selling on the part of GE Money. They gave me the address for COMPASS FINANCE. After looking…
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Mint Credit Card Claim
anyone claiming off these? or ever done? i sent a letter around 10 days ago but havent heard nowt! :( i used the mint address from the list of address's on the forum
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yes car credit and ppi
In 2003 I took out a loan with yes car credit which was paid off in 2007. Looking at the paper work it appears that I paid nearly £1000 in ppi plus mecanical breakdown insurance. It also looks like yes car credit has folded. Does anyone know if I can still claim against being sold ppi? Thanks
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Capital one PPI - help
All, this may take time to explain so bear with me. I had a capital one credit card since 2004 . I had taken out ppi at the time , cant really remember the discussion properly, just thought as with so many others that is was essential not optional . Anyway in April i sent a letter to capital one asking for a copy of my…
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Reclaiming PPI for my late husband
My late husband had credit cards with Lloyds TSB, MBNA, Egg and American Express, they all had PPI which I believe was miss sold. Does anyone know if I can reclaim the PPI for my late husbands estate? Thanks Judith
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A gesture of goodwill
The offer . Full refund of ppi plus interest on premium paid to date will be applied to reduce the balance of your loan and the part of the monthly payments made towards the payment protection ins premium will be offset against any arrears with any surplus funds returned to you the monthly payments due with be adjusted…
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Thinkmewon
I have not been on here for a long time. I want to let you all know to keep pursuing these rip off companies and use the templates that have been provided on here because it works. I have had an offer from the company i have a loan with for the return off my ppi+ interest it is a substanial amount and i will be needing…
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Mistake in PPI repayment from MBNA ??
Nver got round to putting it on the appropriate thread (promise to this weekend) but had some good success with Barclays and MBNA of late however i have a question with regard to the repayment from MBNA. As usual MBNA sent the standard letters ie we do not admit liability but we'll send you some cash in 6wks. They didn't…
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Successful Claim
I had two small loans with Welcome Finance in 2003/2004 and when this story broke about reclaiming PSI's etc, I believed I had no chance to reclaim. However, I decided I had nothing to lose and began the long and slow process of gathering together the information, writing letters and then finally complaining to the…
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Question about PPI - Marbles
Hi Guys, I I am looking to reclaim PPI from my old Marbles credit card account. I got the card in Victoria Station in London where they were doing a big advertising thing. I didnt ask for the insurance and after a couple of months I rang them and asked if I could cancel it as I didnt want it. They refused point blank and…
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Littlewoods Catalogue PPI
Hope someone can help me here, i would be very gratelful!. I wrote to littlewoods on behalf of my mum complaining about charges and insurance which was being applied to her catalogue account, she never really knew what the insurance was for and never queried it. My mum never asked for this insurance and was unemployed at…
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Barclays loan PPI
I have a loan with barclays which I completed online a few years ago. I ticked the box for PPI. I have now found I can get this a lot cheaper elsewhere. I contacted barclays by letter and even went into a branch to cancel it. They have told me I can't! Does anyone know where I stand and if they can do this?? I thought this…
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lloyds acceptance
i recieved a letter from lloyds today upholding my complaint about missold loan ppi :beer: they say to sign the acceptance form, to accept their offer but appart from upholding my complaint they have not made an offer ie £££.i think this is strange to accept their offer when i dont know what it is. is this normal procedure…
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CAB PPI Interview
Customer, I want help claiming PPI charges from my bank as they have seen me off. Advisor OK when did you take out the insurance Customer I havn't taken out any insurance but my mate just got some money back from the bank and I want my share.
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Lloyds Loan
I am helping my friend reclaim PPI on 3 loans from Lloyds which were all processed on phone and on original loan he was advised in 2004 that PPI was not optional and then when he refinanced loans twice he just presumed he had to have PPI. He is self-employed but on no occassion has any Sales Advisor discussed the policies…
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Mobile Phone Insurance
Hi all, I am after some advice. My gran has found herself in some financial difficulty, and I have been helping her with paperwork and things and discovered a contract from the Carphone Warehouse for Mobile Phone insurance, at £25 a quarter which she has beeen paying for 3 years. I am convinced she didnt really understand…
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Help
HELPPPPPP :j Loan of £9000 in 2005 HSBC changed it and borrowed more £13000 to pay back changed it again in 2006 £17000 than I got one more loan added to finish up at £21000 till I said to myself this has got to stop. The payments are £354 each month to pay off. I saw a tv advert for RENAISSANCE about mis-sold ppi. This…
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Morning all.............
right so ive spent the last 2 months or so waiting for welcome finance to get back to me re my PPI. I get a letter the other day saying - "as we were not involved in any policy sale that may have been carried out by the broker , i cannot answer your complaint." and then refer me to ACF car finance ltd. Now ive never even…
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Halifax PPI Reclaim
Good Morning all Well yesterday I got a reply from Halifax with regards to my PPI on credit card being missold and due to pre-exisiting med conds it was basically no use to me. I sent from at the end of July and they sent me back a letter dated the 4th August 2010 saying that they have looked into my complaint and wrote as…