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Egg - Still in shock
I sent my letter requesting a PPI refund off to Egg on 15/10/09 and received a letter today advising me that they're winging £1200 to my bank account. The best £1.30 I've ever invested! I was ready for a battle too, I'd almost be disappointed if the result wasn't so good! :beer:
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do I have a chance??
Hi, new poster here. I have read many of the threads on reclaiming PPI and wanted to go through my circumstances to see if people reckon I've got a chance of reclaiming my PPI. My partner and I have an unsecured loan with Northern Rock started in 2006 and it was a single premium PPI which added about £9000 to the loan when…
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SAR letter
hi all just joined the site after long time viewing, want to reclaim PPI from RBS, dont have all my loan account details and want to send the SAR leter, Stupid question alert - just want to know where best to send the letter - to my branch or the head office in Edinburgh thanks in advance
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MBNA Loan
Hi all, Please excuse me if this has been discussed before and i've not found it anywhere yet. I have a Loan with MBNA due to expire in April 2010. I took the loan out 3.5 years ago. recently i called them for a settlement figure as i had lost my paper work. during my internet search for the MBNA loan helpline number i…
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First Plus Default Judgment
Hi I have a case vs FP. Papers were served on them in Sept - one from my lawyer (this is the only PPI claim I am doing via lawyers because of the amount) and one from the court. FP did not lodge any defence and so default was given. All good! :beer: BUT! Now the *************** have come back and said they did not receive…
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Freedom/PPI
Just another question, when paid a single premium it becomes part of the whole loan. So when you redeem the loan early i know there is a early redemption charge say for instance 6 months interest. Can you claim that interest back off insurance as it would have included the PPI figure as well.;)
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PPI Reclaim Advice Please
Hi Everybody, I was wondering if someone could please give me some advice on my PPI reclaim. I have an outstanding loan for 5 year (which I am 2 years in to) with with the Alliance & Leicester, whom I spoke to advising that I may have been miss-sold my PPI. 4 days later I received a letter from the A & L offering me a…
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ppi problems
After Martins info on illegal PPIs,decided to look into a loan that I have been paying since 1998,there was a slight break and then loan restarted.My problem is with PCS Membership loans.The only paperwork I have from them is about disclaimers etc but there is only one contact number and that is for people who are deaf.Any…
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Pre FOS Claim Bespoke/Freedom/Paragon Dead End
Hi Guys Well, having written repeatedly to Paragon (the original loan providers) they have refused to acknowledge any responsibility in my PPI claim and advised that they are closing the case and if I want to do anything more, I should seek legal advice. Wrote to Freedom, who said that Karacus (Bespoke) were responsible…
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Very aprehensive dont know ?
First of thanks to all you guys n dolls im finally standing up and wanting to claim back wots rightfully mine so i sent a PPI claim to my bank with a letter from this site now today ive getn a reply saying They sent a letter along these lines I am sorry to learn that you are dissatisfied with the service you recieved.We…
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Lloyds PPI Offer- **Need advice**
Hi All, Really need some advice on a PPI claim.:confused: My dad has just come back from Holiday to a letter from Lloyds offering a settlement on his PPI claim, this is fantastic!! Only problem or issue that we have with this is they have sent no calculations or a settlement figure, but they have sent a final settlement…
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Number of Issues with Black Horse Finance
Last September I applied for a loan with Black Horse Finance, little did I know what a complete mess and a nightmare that it would be. I wanted £5500 to pay off a couple of Credit Cards. The other half and I attended a meeting at their offices in Dunfermline and they were very plausable and we ended up borrowing £7000…
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Do I accept a goodwill gesture or do I persevere
I have been pursuing a Single Premium PPI policy taken out with Mint Loans (RBS) in 2005. They have sent me a final response refusing to uphold my claim but offering me a goodwill gesture of £750. They have produced the paperwork I signed agreeing to the PPI, which I already had. At the time I signed it because I believed…
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1chizal v EGG CreditCard - Winner!!!!!!!!!!!!!!
Hi All, Just writing to let you all know, I carn't believe i've been successful in such a short space of time. I came accross this web site in early september and didnt think it could actual work for me, even though I did know I was mis sold ppi, but thought i'd have a go for the price of a recorded delivery postge. I sent…
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The right to buy advisort service
I was miss sold a scottish provident ppi through the Right To Buy Advisory Service (RTBAS) in Ilford essex when I purchased my flat in 2003. I had an existing condition which I informed the sale person about and i ended up paying double the premium for it, when I went to claim they advised that I did not meet the…
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ppi mess
hi again all i wrote asking for help with a dead end claim against G E Money iv'e since looked at all paper work i have in nov 2004 to start it was Purple loans the broker was Midland &General Ltd the cheque came from First National Home Finance later to be passed to G E Money the Insurers are Cardiff Pinacle I wrote to g…
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newbie would like advice on reclaiming!
hello, I have currenytly a loan with lloyds tsb which started in 2003 and which has been re-financed every couple of years... pay off overdraft etc.. So have ultimatley had about four loans with them and have allways had ppi, i never realised this was optional and never advised that i maybe did'nt actually need it..…
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Capital One Idiots
Hi, had this reply from capital one today just wondering what i can do here Thank you fr writing to us about your account. I understand you feel that we have mis sold ppi to you. Your comments are correct in that Capital One were fined by the FSA regarding the sale of PPI. As part of our resolution to the issues identified…
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littlewoods extra care 500 ppi
looking for a bit of help i am trying to claim back ppi from 2001 as i have been unemployed since 1979 1st letter from them refused to refund then after i telephoned them they said they did not realise it was through unemployment i was claiming now 2nd letter stating that they do not agree it was mis sold and are not…
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Welcome Finance - Help Please.
I’m currently going through the laborious process of reclaiming my PPI from Welcome Finance. I originally wrote to them on the 8th September 2009. There were two reasons I believed I was due my money back: a) I was told that I needed to agree to the insurance to get the loan. b) I called them a month into the agreement to…
