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Cold calls about reclaiming PPI - HELP!
I'm hoping someone can help. I received a call on my mobile today, the person knew my full name and said I was entitled to claim back money paid for PPI. I don't have any PPI on anything. He asked if I had a mortgage and I stupidly gave out who this was with and the amount it was. I'm really worried now that they will be…
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BLACK-HORSE LOAN pre 2005 You can complain to the FOS
Hi everyone Just to let you know that I have received a letter back from Black Horse and they have said that they cannot help me with my complaint, as having looked into it according to them I have not been mis-sold. I also cannot complain to the FOS as they were not regulated by them until 2005. (Please see my previous…
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GE Money PPI from 2004
Hi Guys, I took out 2 loans with GE Money in 2004 Paid both off in June 2005. Total PPI's was £2,777 & £1000. Didnt actually need it but was told that it would get me a better interest rate and that It would help with my application. There was some rebate but I never received a letter informing me of how much. From what I…
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A & L Letter
Has anyone else received a letter from Alliance and Leicester regarding PPI. They are asking me all sorts of question whether I felt I was mis sold etc etc. I have until 15th June 2009 to reply. The problem I have is I do want cover on my loan I guess if I say I have and claim funds back I will not longer be covered.…
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Had reply-no luck where next
Hi everyone I have today received a reply back from Black Horse. They state that having investigated the claims made, (however they are addressing me as somebody acting on behalf of the client)(me)???. They first note that I refer to the FOS. Although Black Horse Ltd is now subject to the FOS for General Insurance…
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Firstplus in trouble again
Here is a story highlighting how Firstplus ripped off this couple, I think it will ring a bell with many of their customers !! http://www.thesun.co.uk/sol/homepage/news/money/2453506/Ill-take-27000-from-the-top-and-push-two-to-the-bottom.html They have around 128,000 customers and the DTI reckon that around half may have…
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maureenp
Hi I purchased a car on HP in 2004 which included ppi insurance which amounted to £1200 for the insurance. This was added to the loan and interest was charged on the total of the original loan plus the insurance. I repaid the loan in full 11 months later after getting a settlement figure from them, I didn't realise at the…
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Re Reclaim PPI from virgin card (no reply)
I sent the template letter to MBNA asking for details of my PPI payments I received acnowledgement letter from them stating that they were looking into it and I would receive a reply within 40 days and they cashed my £1 cheque the 40 days has now expired with no reply, could anyone suggest the best course of action for me…
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PPI Reclaim from Capital One Credit Card
Hi My first post.... I took out a Capital One credit card out in 2002 and was sold payment protection insurance even though I was due start being self employed. I have used the template on the website for the letter to Capital One stating that I have mis-sold this insurance due to the fact it would have been worthless to…
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HFC PPI Reclaiming - Advice please
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capital one
advice please.could i ask capital one for a copy of the telephone conversation that sold me the ppi dating back to dec 1998?if so would i have to pay for privalige?thanks
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capital one
capital one say i purchased mine over the telephone and that their staff are not financial advisers and could not advise me only sell me and that i received all the bumff with the 30days cancellation notice.is there a way round this?thanks in anticipation
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Ppi
Hi I'm new to this so please excuse any ignorance. :o My hubby and i got a business loan from RBS in 2004 and were told we had to have insurance to get the loan. I recently looked out the policy after reading this forum and it says its a Homebuyers Protection plan?????? when we got the loan we were told that we had to pay…
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information on sar
Please help i,m new to this.if i request a sar from a company how long do they go back?to the start of the account or limited time?thankyou in anticipation
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PPI Offer from Natwest!!!
Hi All, I have just come home from an exhausting meeting in London to find an offer letter from Crapwest... I am a little annoyed as once again the offer is being made and is due to be offset against my 'arrears'. Now I made it perfectly clear in my last letter that I owe money to other organisations and offsetting would…
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Credit reclaim services
We have been contacted this evening by the Credit Reclaim Services. Has anyone had any dealings with this company? What they offer sounds too good to be true!! They have told us how much we are owed by different companies which have mis-sold PPI's to us. We have to pay a fee for each company they contact on our behalf…
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Alliance & Leicester - successful claim in January but no payment yet!!!
Hi, I successfuly reclaimed my PPI from Alliance & Liecester - YEH!:j BUT it's now been 5 months since I recieved the letter confirming that they were going to repay me. How long should I wait??? I've rung A&L twice since the claim was agreed in January, first in March then in May, only to be told that the claim had been…
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PPI refund
Hi We were contacted by A&L about a loan my husband had 3 years ago. My husband made one phone call regarding being sold PPI unfairly. Two weeks later we received £517. Not bad for a phone call.
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HSBC PPI reclaim, do they send a cheque?
Hi, just wondering if I won my PPI reclaim against HSBC, would they send it by cheque or would they automatically put it on my card account? (I dont want it to go on my account) do you have a choice? thanks
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Broker or Lender
The Broker Norton say they sold the PPI but on the Loan agreement there is the loan and PPI together on the same page which is by the lender First plus. The broker had us sign an information only sale?? that isnt selling the PPI Has anyone been succesful getting PPI back from the lender even though they initially had a…
