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Advice on PPI - HELP!
How do I go about finding out if I have a PPI on any of my credit cards or loan? Also once I have discovered that I may have it on any one of them, how do I find out whether I agreed to the PPI many years ago? I'm concerned that they may say I agreed to it. But then how do I know for certain if I did agree or not, if I…
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6 month left on First Direct Loan can i still make a claim?
Hi hope you guys can help me... In 2005 My ex-husband and I took out a joint loan to buy a new car (aproxx £11k) which included PPI. When we spilt up in 2006 and as the owner/driver of the car I agreed to take on the the loan myself and the PPI was automatically included and a new loan was recalculated over a 36month…
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I'm new and have a question about PPI! Help!
Hi there! I have a loan with Barclays which I took out online about 2 years ago. A couple of months ago I called Barclays to ask them if I could cancel my insurance policy but was told that was not possible. I would have to take out a completely new loan. I've never encountered this before. Is this right? Is it worth…
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Unsure on PPI
I've been reading about all this and I'm not sure whether I am really eligible to claim. In the past, I've always had PPI on car loans, my main one being a £17.5k 'options' scheme for 3 years on a new BMW. I know I was paying about £430/month but having thrown out the paperwork, I'm unsure as to how much the PPI was on…
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First Plus or Debt Busters???
I currently have a secured loan with First Plus which includes a single premium PPI of around 6000. Wasn't even aware of how this worked when took out the loan or obviously would not of had it! I have complained to First Plus but had a rejection letter(surprise surprise) but it appears they are claiming it not to be their…
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Report claims loan insurance rates hiked
This thread is to discuss the following news story: Report claims loan insurance rates hiked
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Ombudsman rejected PPI Claim - what now??
:confused: I'm hoping that someone can give me some advice following some bad news from the FOS yesterday: My husband and I took a loan with First Plus through a broker which we settled early by repaying in Dec 05. At the time both FP and the broker said we couldn't have our PPI back because we'd made an early settlement.…
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ppi help needed
hi. i was just wondering if there is a limit that credit cards can charge for ppi my boyfriend is paying nearly £40 per month with mbna
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Was my Insurance a Single Premium??
Hi I took out a loan for 15,000 on which they added ppi, This amount was for £2550.00. Interest per month 0.759% APR 9.5% (this has increased 10.5%) for the loan and ppi monthly monthly repayment 21.59. Over 300 months. Was this a single premium? Please excuse my ignorance. Just trying to understand how these things work.…
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Repayment cover
i am getting charged on my credit card (Halifax) for repayment cover almost £12 every month since last five years, can i reclaim back this amount from Halifax? i am not sure if i have signed agreement or not.
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should i try?
hi we got our morgage 10yrs ago, and in the contract at the time it stated we had to have our buildings and contents insurance from them. I did question this with the broker at the time and he said just to go with it. our morgage is still with the halifax. so should i risk claiming it back or has anyone heard of them…
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Do I have a claim?
My partner and I took out a joint loan with BoS in May 2005, with payment protection included. When I was made redundant earlier this year I called the insurers, only to discover that the payment protection was only payable in the event of death or critical illness - but not redundancy. Moreover I have looked again at the…
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PPI Picture
Hi guys just needs a little advice. We currently have a loan with Picture. ( I also wasn't aware that that they were out of business is that true??) We were sold insurance and not really given an option as we were desperate at the time so I suppose my fault was not checking it properly. So can I claim back the PPI? Feel it…
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Liz reclaiming PPI on old loan
Hello there. I took a loan out in 2000 and took out PPI at the same time and am just starting to think about claiming the PPI back. To complicate matters, quite a lot has changed since 2000! I went on maternity leave (twice), my now ex husband was unemployed at various times and to cut a long story short, the loan was…
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Reclaiming ppi
Hi, trying to claim ppi back from R.B.S. On a personal loan. sent first letter back in april saying we have been mis sold insurance. we have received 3 letters back all saying the same sort of thing that they are collecting information. not sure what to do next last letter received today says they will get back to us as…
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Loan PPI
I was duped a few years back into a holiday ownership scheme and am still trying to find a way out of it, anyway i was loaned the money from the holiday companies finnace group, and there was a PPI tied in with it but it is not a company that has anything to do with the holiday group. Now when i started the loan the…
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Cento Client Review
I was contacted a few weeks ago by a Welsh based company called Cento Client Review who claim they can write off my entire Northern Rock loan balance (£18,000) due to a loop-hole they have discovered which means that my original loan agreement was void. Has anyone else dealt with these people and if so, what were your…
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unable to activate my loan insurace
I got a loan for £3000 from natwest. I lost my job in december and had to claim J.S.A.Ive tried to have the form signed that I was sent but the jobcentre say I need to have my policy number ect in order for them to sign it.I contacted my bank and they said I have to call the number they gave me.The loan people say they…
