Repayment cover

rajajang

i am getting charged on my credit card (Halifax) for repayment cover almost £12 every month since last five years, can i reclaim back this amount from Halifax? i am not sure if i have signed agreement or not.

di3004

rajajang wrote: »

i am getting charged on my credit card (Halifax) for repayment cover almost £12 every month since last five years, can i reclaim back this amount from Halifax? i am not sure if i have signed agreement or not.

Hi there

Not too sure on the charges on credit card, maybe you could post this on the card reclaiming for more feedback and help on this matter, good luck.;)
http://forums.moneysavingexpert.com/forumdisplay.html?f=102

If you need help in regards of reclaiming PPI insurance, we can of course try to help you in this case.

rajajang

thanks di3004, i did my post there as well but nobody replied so i thought i am in wrong place thats why i have posted here.

di3004

rajajang wrote: »

thanks di3004, i did my post there as well but nobody replied so i thought i am in wrong place thats why i have posted here.

Hi hun

I see.
Sorry to hear that.

I have not a clue when it comes to charges to be honest, but hopefully someone will be along to help you.;)

Have you tried this thread here also?
http://forums.moneysavingexpert.com/forumdisplay.html?f=11

Fingers crossed X

maxdp

rajajang wrote: »

i am getting charged on my credit card (Halifax) for repayment cover almost £12 every month since last five years, can i reclaim back this amount from Halifax? i am not sure if i have signed agreement or not.

Hi There. If you do not need this cover just cancel it. You usually have to give a months notice. Yes you can claim this back if you feel it was added to your account without your knowledge. Sometimes what they did was to have a pre ticked box that you would automatically have to opt outof if you did not want the insurance.

Go for it and Good Luck. I have got PPI on Credit cards back on 1 x Barclaycard. 2 x A and L (MBNA) and I have a Lloyds still with the FOS. I also have got back the late payment charges on the above plus about 3 others as well so you may consider doing this.

Good Luck to you.

di3004

maxdp wrote: »

Hi There. If you do not need this cover just cancel it. You usually have to give a months notice. Yes you can claim this back if you feel it was added to your account without your knowledge. Sometimes what they did was to have a pre ticked box that you would automatically have to opt outof if you did not want the insurance.

Go for it and Good Luck. I have got PPI on Credit cards back on 1 x Barclaycard. 2 x A and L (MBNA) and I have a Lloyds still with the FOS. I also have got back the late payment charges on the above plus about 3 others as well so you may consider doing this.

Good Luck to you.

Thanks for posting Max.:T
Glad you came along, I have not a clue with charges.....:o and don't want to give the wrong info, so cheers for this.:beer:;)

maxdp

di3004 wrote: »

Thanks for posting Max.:T
Glad you came along, I have not a clue with charges.....:o and don't want to give the wrong info, so cheers for this.:beer:;)

Hi Di

No Problem. It is the same with all the other stuff on here really. Hope you ok.:D