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First Direct - Any successess out there??
I'm a newbie to this site and am interested to find out if I have a case with PPI's on two loans with First Direct (extremely nervous!). 1 in June 06, other in June 07. I have already sent the first stage letter to FD and have received there response within 7 days. Basically they've denied misselling on both loans. One of…
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Welcome have replied - advice needed please
Welcome have sent me out another questionairre as I sent the last one back incompleted stating they should have known my circumstances at the time of giving me my loans. They have said in the letter that if the questionairre is not received they will not be able to respond to me. It states that they cant accept my…
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Consumers victorious in majority of official bank complaints
This thread is to discuss the following news story: Consumers victorious in majority of official bank complaints
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how do I cancel PPI on my HSBC loan?
Hi I have payment protection on my personal loan with HSBC, i sent a letter to cancel it last year but never heard anything back. When reading the policy document it says I can only cancel within 30 days and the only other way to stop the policy is if I were pay it off early or to take out a new plan/loan which means going…
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Advice on making a claim
Hi I did have ppi insurance on my MBNA Credit Card untill I cancelled the insurance lastyear realising that it was a waste of money I think I could have a good case to claim the payments back as when insurance was sold to me aprox 9 years ago I was on long term sickness after having a major heart operation and Im pretty…
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Gap Insurance and PPP
After reading the info about miss-old PPI - I have dug out my partners HP agreement for his car. I have been trying to get my head around the agreement and insurance that was taken out. My partner remembers taking out the GAP insurance as he was quoted £143.00 (the credit was over 3 years and he remembers that the…
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Lloyds Tsb PPi Claim
Hi guys and gals, I'm helping my brother with his ppi claim against lloyds tsb,we have filled out the first letter from the site and have received two letters back so far: The first letter just said it was being forwarded to the correct department. The Second letter sates that they have recived his complaint that he is…
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Can I Claim Mis-Sold Gap Insurance back?
Hi I did have car finance for two cars with Yes Car Credit aka Direct Auto Finance, I feel I was pushed into signing up for GAP insurance and Breakdown Insurance/Warranty that I did not need. The salesman stated that if I didnt sign for it I wouldnt get credit for the car. Reading trhough the PPI reclaim I feel I was…
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Loan insurance charge
Wondering if someone can help. My brother has asked me to claim for his bank charges for him, which I am in the process of doing so. On some of his bank statements he has been charged a "Loan Insurance Charge", twice, both for quite a considerable amount of money. Looks as though he had a loan in 2003 but couldn't keep up…
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Newbie - Advice on Abbey PPI
Hi all - newbie here so please be gentle!!! I took out and Abbeyloan in July 2005 and "chose to protect my payments with accident, sickness and unemployment insurance". The amount of the insurance was £4530.60 with a interest this equals £5599.44 (interest = £1068.84 as shown on my original loan agreement). Is this…
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James178
Hey guys, new here so stay with me on this please. A&L have offered to pay back my paid amount of ppi plus 8% interest-which is nice :j- but they then sent me a new credit agreement to sign at the lower amount without the ppi and I'm in 2 minds to sign it or not... Do i have to sign this new agreement, and what happens if…
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advice re loan Black horse
Hello everyone I am hoping somebody could advise me please regarding a loan I took out 4 years ago, via Norton finance. The loan was secure and for the sum of £15.000 for 300 months. Mad I know, but needed at the time, so please don't judge me. The interest per month was 0.759% APR 9.5 monthly payment 126.99. Over 300…
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Help! PPI advice urgently needed!!
I'm looking at claiming back from our PPI, using the letter templates and advice from this site, but the only thing I'm unsure of is whether I need to make each claim individually, or as one? My husband had one loan, then took out another,larger loan to pay bk the existing one, and get more money. We have recently done the…
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Help pls ! - Paragon / Purple / M & G Direct
Hi I had a secured loan which was taken out in 2001 We contacted PURPLE LOANS when we first made contact, the loan paperwork also said a GE MONEY COMPANY The loan itself was with PARAGON I have submitted a PPI claim to Paragon, who say that I need to contact the brokers - they say the brokers are M & G DIRECT LTD I have…
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Claiming Loans without PPI
Hi Guys, I have couple of loans under 5000 now to be repaid and a creditcard, all of which were taken out late 2005 early 2006. My question is, Can I claim back or cancel the loan without having subscribed to the PPI ( to the best of my knowledge I did not take one out)... I receieved calls from companies claiming they can…
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Ppi reclaim - disabled
Hi Guys Just been speaking to my sister who is disabled and she advised she has a loan with lombard that she has had for 10+ yrs. She has been paying credit care on this, but I said to her is it a tailored policy to meet with your spinabifida? She said no. Surely she can claim for full refund of subs??? Thanks Nikci
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Egg card ppi
Hi Guys Had a letter from Egg Card saying that they will not entertain my claim for PPI as it was an internet application and the PPI box was ticked. I cannot remember ticking this, it was my first ever credit card when I was 18 years old, a very very long time ago. Do I have any redress? Cheers Nicki:mad:
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PPI help please!
I have been reading with interest about claiming back PPI. I had various loans and credit cards taken out before the 6 year limit. Around 2004 we were having serious financial difficulties. We re-mortgaged and paid off all our debts. I have been looking at the paperwork from back then and think I am justified in claiming…
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how long does it take?
I sent in a template letter to clydesdale about missold ppi and they replied with a questionnaire to complete and return to them(a stalling tactic i believe but done it non the less).how long should i give them to reply to me before i send another letter to chase them up?:confused:
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claiming IPPI
If I have claimed for redundancy on my ASU IPPI for 3 months then I have had to claim sickness for 9 months can I then return to claiming for unemployment for the rest i.e. 9months, seeing as I am paying to be able to claim AS and U
