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Mppi
3 years ago we used a broker to take out a mortgage. We were rather green and he could have sold us sand in the desert as we totally thought he was acting in our best interests as his fee at the time was £1995. We signed for a 3 year MPPI policy which he added to the mortage a total of £997. The policy has just run out on…
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Black horse car loan
Within the last 5/6 years i have bought a vehicle from a car dealer and part of the car was financed via black horse finance.Question is i have no records of what i paid them and am not sure if i could claim anything.Would they still have records as to what insurance etc i paid them if any. Any advice appreciated.
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I've finally got a reply from Lloyds TSB
Hi everyone, well, i'll just fill you in first on how things started.... In Feb on this year myself and my husband desided we would send a letter to Lloyds TSB asking that they refund me the PPI which I took out on a loan. I took this loan out about 5 years ago and re-paid it in mid-2008. I had always maintained that i was…
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Charge Claims Ltd.
as anyone had any dealing with this company? www. ppiclaim .net I submitted a claim against HSBC through them some time ago. Last week I recieved a letter from the Financial Ombudsman stating that they have had no response from Charge Claims Ltd. in 3 months and they needed to know that they were going to agree with the…
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Help and Advise regarding PPI
Hi I'm after some advise regarding PPI, My dad had his own business and look out a loan with Lloyds TSB and they added PPI to their loan which was never asked for. My dad then become ill and couldn't work my mum reliased they had PPI on the loan and asked if she could claim as my dad could no longer work. They told her…
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Ikea Card PPI
Hi, I only recently realised that the Ikea Card balance I've been paying off for the last few years includes a few pounds PPI per month. I don't recall signing up/being told/asked whether I wanted it. How would I go about finding out whether I actively agreed to it and whether I can claim it back? Has anyone else dealt…
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should i send second letter
hi just starting to get my letters back from the companys I sent them to lloydstsb are looking in to it but can cancel the ppi now is this the norm black horse (:confused: said no case to claim I signed so I was was not mis sold ppi and cant cancel they say Ii was told I had 30 days to do it in (no) new to me any help…
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Stand Alone Insurance
Can anyone give me some details of companies that are doing deals with regards to the above, i currently have PPI attached to my loan which costs me around £25 per month. I am looking to cancel this & replace with another cheaper option that will give me the same cover. Many Thanks In Advance.
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The end for lump sum loan insurance
This thread is to discuss the following news story: The end for lump sum loan insurance
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Help, please the calls are becoming harrassing.
Hi, I have 3 credit cards which I took PPI out on each of. I am self employed but due to the recession have had only 2 weeks work since Christmas. I was self employed since 2001 and got the cards in 2004/5. Now when I claimed for the PPI on my cards, 2 of them will not cover my unemployment. I am claiming Jobseekers…
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PPI reclaim companies
I used Brunel Franklin to reclaim PPI on 2 loans with HFC. I received £2400 from one claim, and paid £690 to BF. I have heard nothing since, despite me phoning them a couple of times. I suspect that as both PPI claims were submitted as one, BF have closed the claim in mistake now that I have paid them. So what do I do? Do…
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HSBC & PPI can they do this?
Hi, need a bit of advice, HSBC have offered to settle on my PPI claim, (without admitting liability ) inc's interest ....excellent very happy! however.... they want to use this to first clear off the remainder of the loan (has about 18months to go) of course I want the cash and am happy to continue to pay the loan monthly.…
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PPI companies
I was wondering if anyone can advise me on reclaiming PPI on a loan? I received a telephone call from a company 'all mortgages and loans ltd' recently to discuss mis-selling of PPI. After sending them loan agreements etc they have written back stating that there is a potential claim for £2,000, however they are asking for…
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can i claim ????
hi,new to this sort of thing so please bare with me,i`ve just recieved a letter from the alliance and leicester about our ppi on a joint named loan we took out back in may 2005 asking us to review our ppi and our situation,i presume this is to do with the mis-selling of ppi`s,when we applied for the loan we were asked if…
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Reply saying they would look at account, nothing received, what now?
Hi all, I sent a letter beginning of April to a loan company pointing out mis-selling (I had a recent illness/hospitalisation that would have meant me not being covered for this same illness and this was not explained, also we was told we HAD to have the PPI on the loan). They replied with a letter date 16th April saying…
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7 Marketing - Swansea
I have been approached by 7 Marketing offering to claim back my PPI Payments from Capital One. Against my better judgement I paid them 199.00 which I thought was the total fee for them to handle my claim. they have now contacted me advising that I do have a valid claim but are asking for more money to pay 'solicitors' to…
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Help with Abbey
Hi all, not sure if I have posted in the right place but if not I apologise. I had a loan with Abbey and cleared same back in 2007. However I dont have any documentation whatsoever and am not even sure if I had PPI with this loan. Do you think I should maybe write to them anyhow and ask for confirmation if I did pay it.…
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Account started in 1999, settled in 2005
Hi All, I had PPI on an MBNA card which I took out in 1999. It took me until 20055 to pay the thing off and that was only after getting a badly sold LTSB loan (that's a whoele other thread!). Given that I took the card out in 1999, and thisis when the mis-selling definitely took place (I have a very poor memory but for…
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How long after passed to adjudicator...?
Hi all Finally my claim against Egg has got as far as being passed to the adjudicator. Can any of you successful people out there tell me, what happens next and how long will it take? Thanks Hug
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PPI Reclaiming Discussion part 4
Firstplus Hi I'm wondering if anyone can help us , we took out a Firstplus loan approx 11 months ago, it is set out repayments for loan £515 and for PPI £102 per month. As we are currently suffering financial difficulty we thought that we would cancel the PPI and save £102 per month but when we asked to cancel this they…
