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Reclaim PPI & other insurance

Archives for December 2008

Can we claim Credit Card PPI?
Hi Really sorry if this has come up before and I've searched with no luck. Anyway, some time ago I had a Virgin credit card and paid around £50 per month on PPI. About a year later I was made redundant and tried to get in touch with Virgin so that I could make use of the PPI. Anyway, to cut a very long story short, they…
Egg PPI
Hi I have had a egg loan (which i have confirmed applied online :mad:) since 2007 may and due to finish in march 2009 :D and I have ppi on my loan. I have never claimed on loan in the 2 year period and I know Egg was recently fined by the big uns ( do i stand a better chance?) and I am claim the ppi costs. I did speak to…
PPI mis sold on Halifax loan want to re claim - help
Hi there Xmas MSEers I am thinking of trying to relclaim the PPI sold to us on a loan for approx £20k by Halifax in 2006, I have the old account number but dont know where to start. We only had the loan for about 8 months and paid it off as we remortgaged but I recall when the conversation about the payments came up we…
final response on ppi reclaim process - what next?
Hi, I hope you all had a good christmas. I'm hoping one of you can give me your thoughts re the following: I have sent the first letter in the ppi reclaim process, and got a letter back from the bank yesterday, to say they were not going to refund, and that that was their final response. The thing is, all the data they…
debt sold on whilst ppi refundstill not dedcted
can anyone give advice on this last aug l sucessfully had the ppi + payments deducted from my p/loan with the halifax after going to the fos to date the amount approx £3, 500 is still on my p/loan l have chased this up sent in copies of the letter confirming this to BLAIR OLIVER SCOTT whom the halifax passed the debt on to…
A&L PPI loan Insurance
Good morning. I am usually on the DFW boards, but thought I amy get a better/quicker response here for this question. A few weeks ago, following A&Ls big fine, I wrote to them with regards to my loan insurance (as it was taken out between jan 05 and dec 07). 56 days is up on Christmas eve. Question is, has anyone else…
Successful PPI Claim - now a problem!!!
I dont know if i have put this in the correct place as i am new to posting but here is my question? My partner and i used templates on this site to claim back PPI from the Halifax. The claim was successful (thanks MSE) and we received a letter stating that the money would be paid into the account within 4-5 weeks. When we…
PPI claiming - Few Questions? Please advice.
Hi everyone, I’m preparing to write to HSBC to claim mis-sold PPI. Just a few questions I want to know before I sent off the letter. I had two graduate loans with HSBC which are both paid off. I had my first loan 2001. Then in 2002, I borrowed more money, with the new loan account, I paid off the first loan and that…
london scottish
for the last 6mths or so the FOS have been trying to reclaim ppi for me which was mis-sold. ive just received a letter from them today saying it could take a bit longer as they have gone into administraton. i have a loan out with them & have a year left to pay does this mean i can stop paying my payments if this has…
Credit Card PPI help please!!
I posted this on some other post and realized it may not get much responce. So thought I start my own thread on this to see if anyone can help me. I know I'm such a dumb a##!!!:o , when it comes to these things, so just wanted to make sure I'm doing it correctly. So a few questions below.................... if anyone can…
Credit Card PPI - can i reclaim?
Hi there; I have been getting charged around £30 a month in PPI charges on top of interest of like £30!!! I am self employed and so am pretty sure the PPI was mis-sold to me and isnt even valid anyway! Does the same apply as claiming back the Loan PPI's? Thanks Lou
HELP... Was I mis-sold ???
Now i dont know whether to pursue my claim and hold out for the cost of the policy which is around £460 +8%, or take my money and run with it being so near christmas etc.. Does anybody know whether i have a chance of getting the money or would i be jeapordising my existing refund offer?? please help
PPI Recovery service i-sm@rt advice needed please.
Hi all, Just wondering if anyone can shed any light on an issue i have regarding PPI's and companies that reclaim on your behalf. I went with i-sm@rt consumer services Ltd for ppi claim with Northern Rock, well anyway i have won the case and am being reimbursed but i-smart said there fee would be 10% which i was fine about…
ppi reclaiming
having used the template letters posted to request details of the initial loan agreement, and the step one letter to the bank regarding my claim, i have received a questionnaire back, asking for all the details specified in the initial letter. i have 10 days to fill this in and return, is this right? or should i just refer…
Is this right?
Hi guys! Just had a conversation with my Dad about his Co-op credit card. To start with they just sent him a card out of the blue last in September '07 (NO APP!). But he decided not to use it. He has been using it recently (since Aug '08), he has just been going through some paper work and noticed that he has been charged…
FirstPlus interest rates - again
Just been reading Financial Ombudsman's site re: Interest Rate complaints. Their basis for complaints is summerised as: -* Was all the written or spoken information given to the customer about the interest rate clear and accurate? * Is any change in the interest-rate charging structure a fair reflection of a change in the…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Reclaim PPI & other insurance

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