Credit Card PPI - can i reclaim?

divalou

Hi there;
I have been getting charged around £30 a month in PPI charges on top of interest of like £30!!!
I am self employed and so am pretty sure the PPI was mis-sold to me and isnt even valid anyway!

Does the same apply as claiming back the Loan PPI's?

Thanks
Lou

divalou

just bumbing me up a bit

hummy

I think it does. I had a Halifax Visa Credit Card and was paying £50 ppi per month. Just had a letter from Halifax saying that they agree to refund me an amount with out admission of liability. Just waiting now for the amount. It's worth a try. What have u got to lose....just the cost of a piece of paper and envelope and a stamp!!!! Good luck

Orford

Read the guide here:
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

july73

Hi I hope the OP doesn't mind me jumping on here. But could anyone help me with this?

I know I'm such a dumb a##!!!, when it comes to these things, so just wanted to make sure I'm doing it correctly. So a few questions below.................... if anyone can answer them, much appreciated.

I have just cleared a Virgin credit card and have been paying PPI on it. When I took out the card I was told the PPI was not optional. Is this true? As it seems they have lied, but just wanted to make sure before I go ahead.

The template below..... Is it the correct one for claiming PPI on Credit Cards?

I am writing to request a fully comprehensive list of all the insurance charges added to my account with [insert name of lender]. If you are unable to provide this data, I will accept copies of my statements. I understand that statements on their own are not covered by the Data Protection Act, yet I’m not requesting the statements per se, but the charges, which I’m entitled to.
I look forward to your response within 40 days, as is obliged under the Data Protection Act 1998. If not I shall seek remedy from the Information Commissioner.

Should I bring up this being told it was not an option in this letter somewhere, or should I just see what their reply is first?