PPI mis sold on Halifax loan want to re claim - help

Krasnoludek

Hi there Xmas MSEers

I am thinking of trying to relclaim the PPI sold to us on a loan for approx £20k by Halifax in 2006, I have the old account number but dont know where to start.

We only had the loan for about 8 months and paid it off as we remortgaged but I recall when the conversation about the payments came up we were told we couldnt have the loan without the insurance - isnt that mis selling ?

Has anyone any experience of reclaiming with Halifax ?

We also had loans from Nationwide and Cahoot within the past six years and paid PPI on these, we dont have the account numbers though, can we still reclaim and if so where would we get the account numbers ?

Many thanks

K xx

pinknico

If you go to the loan section of the forum there is a section on PPI reclaiming and some lovely people who can help you:D

hummy

I have reclaimed 3 times from the halifax.
1 - Personal Loan (one that was paid off 4 years ago)
2 - Overdraft Charges
3 - PPI sold on credit card.

Each time the same routine was followed:

1. Send in Data Access Request letter
2. Send in first letter asking them to refund money that is due.
3. Letter received they are investigating.
4. Letter received that (without admitting liability) they will provide me a refund
5. Cheque for the outstanding amounts received.

I've claimed over £10K from the Halifax alone on the 3 products.

Go for it....you should have no hassle.

Mangawill

does anyone know if Halifax unsecured loans are good since i heard from my Father that it isn't very good from the news since someone didn't read the fine print and they couldn't afford to pay off the loan with the interest?

di3004

Mangawill wrote: »

does anyone know if Halifax unsecured loans are good since i heard from my Father that it isn't very good from the news since someone didn't read the fine print and they couldn't afford to pay off the loan with the interest?

Just bumping this thread up for you, someone who have had loans with these (Unsecured) may post up to give you their opinions.;)

marshallka

Mangawill wrote: »

does anyone know if Halifax unsecured loans are good since i heard from my Father that it isn't very good from the news since someone didn't read the fine print and they couldn't afford to pay off the loan with the interest?

Perhaps this would be better posting in the loans section of the pure money. May get a better response.;)

Mangawill

marshallka wrote: »

Perhaps this would be better posting in the loans section of the pure money. May get a better response.;)

where is loans section of pure money?

Krasnoludek

hummy wrote: »

I have reclaimed 3 times from the halifax.
1 - Personal Loan (one that was paid off 4 years ago)
2 - Overdraft Charges
3 - PPI sold on credit card.

Each time the same routine was followed:

1. Send in Data Access Request letter
2. Send in first letter asking them to refund money that is due.
3. Letter received they are investigating.
4. Letter received that (without admitting liability) they will provide me a refund
5. Cheque for the outstanding amounts received.

I've claimed over £10K from the Halifax alone on the 3 products.

Go for it....you should have no hassle.

Good news :money: well done. Once we have our PPI back we are going to ask for the bank charges back , thanks for posting on here its very encouraging

K x

gems008

Just wondering if you had any luck?