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Threat of account closure
Hi Guys, I'm new to the forum so apologise if this scenario has been discussed before. Just wondered if you could offer some advice on this. I have a Nat West account which over the last couple of years has incurred charges in excess of £3000. These snowballing penalties have pushed my account aprox £1000 over the agreed…
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Payment Protection
Hi Im not sure if this is the right place to post this but wasn't sure where else so here goes! Last August I made a carers claim on the Payment Protection plan I had on my Virgin Credit card. I had been working but had to give up and look after my son who is registered as severely disabled. We have been in and out of…
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RBS charged me £114 for unpaid DD!!!
Hi all, This happened to me couple of weeks ago and is still ongoing, just wondered what youa ll thought and if anyone had any advice?!! I am single mum of 2, am stay at home mom, I never go overdrawn in my account. Last bank holiday, 2 gas and electric companies (Im changing supplier!) went to take their payments by DD,…
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Unpaid Direct Debit - help
I recently forgot to put the money in my account to pay a direct debit. I have just received notification of a 30 pound charge for this. What is the best way to go about reclaiming this. It is with Nationwide - I have paid every other direct debit with them and have 6710 in and isa with them and did have 5000 plus but have…
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what happens to my loan
Hi i have read all the info on claiming back bank charges and it informs me of what do if you have an overdraft with the bank you are claiming back off,but what about my loan,will they try to request payment in full or is this safe.
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Bank Statement Codes
I know that I saw on here ages ago a link with info on codes banks regularly use when they send your duplicate statements through when requested under Data Protection. Does anyone have that? They don't make any sense! (I am looking for Barclays specifically!) :confused:
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Regularly overdrawn, will they refund?
I have had around £300 in charges returned, mainly by moaning and groaning til I got my way. Up until a couple of months ago I was unemployed and kept teetering overdrawn, and I kept reclaiming the charges. Now happily I'm working in a great job, but just before I started, I was charged £65. I tried to reclaim again, but…
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Abbey - £40 charges for £0.04 OD
My OH just realised that he went overdrawn by 4p earlier in the month (for 1 day) and has now incurred two charges of £25 and £15. What are our chances of getting these back and what is the best step - when he rang customer services!! they just gave him the number of a recorded message stating that all complaints about the…
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Please can someone help me?
I have read all the posts regarding bank/credit reclaiming charges but cannot seem to find out the answer to my problem. Am I able to reclaim late payment fees of £25 each on a Car Finance Loan? Is there anyone who knows?
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Advise needed a bit confused
Today I have received my summary of bank charges from Abbey. Totals as follows: Total cleared transaction charges- £210 Total unpaid direct debit charges- £160 Total unpaid cheque charges- £32 Total unpaid standing order charges-£32 I have tried to imput the figures into the interest calculator however on the statement of…
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can i claim overdraft bank charges for a company?
Hi, i applied for a rebate of bank charges on all my accounts and was pretty succesful - upto a certain point. I was told by lloyds that my business account was not liable to a refund of bank charges. Can anyone advise if this is correct? kind regards, dominic
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Fair or Un-fair? Help please...
Hi there, i just need a little advise of what to do... i went over drawn 3 months ago and the bank (lloyds) tried charging me £150. The main reason it was that much was because they were charging their own charges (if u understand me). I went into the branch and had a meeting and they deducted £100 off the charges. I am 8…
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Reclaiming Advice needed.
Hi I have had a loan with a Car Finance company for 4 years and have always made the payments but on some occasions due to myself and my husband being now longer able to work the payments have been late. I am now in a position (thanks to a generous relative) to pay the balance of the loan. The charges have all been for £25…
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Closing a bank account when a claim is outstanding - Any ideas?
Hi I have a bank account with the RBS, however I got fed up of their charges and have started proceedings to get these charges back - just awaiting the court decision now. I have now cleared my overdraft with RBS and have opened a new bank account with the Halifax, however I currently pay £15 per month for having this RBS…
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Is it worth claiming if the fees total BELOW £500?
Hi, I have been thinking about claiming these fees back for awhile. I have calculated, through the useful internet banking search system of my bank, that I have been charged £265 for "overdraft excess fees", "Returned Standing Orders", "Returned DD's" and "Unpaid Cheque fees". Even though the total amount of fees is no…
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bank charges question
hi I am fortunate enough to only had bank charges once or twice in the last few years and had a few of them waivered by the bank staff after a bit of in person pleading! :p however Im having a major cash flow problem at the moment and went over my overdraft last month, only by a few pounds but was charged £50 :eek: which…
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Forced into taking out high-interest loan after claiming back bank charges
Last summer I began to claim back bank charges totalling just under £2,000. As soon as I'd filed my claim online an account manager summoned me to my local branch and told me that because I had been mismanaging my account (I was regularly going overdrawn a couple of times a month) I needed to consolidate my debt by taking…
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Reclaiming Bank Charges and Credit Card Fees from same provider
I have 2 current accounts and a credit card with the same lender, Yorkshire Bank. Can i ask for a list of charges for all 3 account in the same letter or do i have to request and pay seperately for the current accounts and visa. Thank you
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Contact Details for banks
Apologies for asking this yet again, but please could someone point me in the dircetion of the thread that had email addresses for CEO's of the major banks. Many thanks, Elise
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£12 charge
Ive had a credit card sice the beginning of 2007 and I think ive only been charged the £12 fee for being over my limit / missed payments can the £12 be refunded or are they less likely to do this and only refund the charges that are £20? Hope that makes sense!
