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Closing a bank account when a claim is outstanding - Any ideas?

Hi

I have a bank account with the RBS, however I got fed up of their charges and have started proceedings to get these charges back - just awaiting the court decision now.

I have now cleared my overdraft with RBS and have opened a new bank account with the Halifax, however I currently pay £15 per month for having this RBS account which I no longer want or require!

Does anyone know if I can close this account and still have a chance of getting back these reclaimed bank charges if the court decides in favour of customers?

Any advice would be greatly received.:confused:

Les

Comments

  • Orford
    Orford Posts: 2,199 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Does anyone know if I can close this account and still have a chance of getting back these reclaimed bank charges if the court decides in favour of customers?
    It will make no difference whether the a/c is closed, you can still calim.
  • catwoman150
    catwoman150 Posts: 974 Forumite
    When the claim is settled and it is in our favour then they should send you a cheque for the amount, if the account is closed.
    cross stitch cafe #90 UFO's 6 to finish in 2013, and loads of new kits to boot
    Refunded bank overdraft charges £915 :j
    SPC 2007-2008 #078 aim £500-£341.67
    SPC 2011-2012 #078 aim £500-£426.42
    SPC 2012-2013 #078aim £500 - TBC
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