We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
bank charges question
sweetnothings
Posts: 52 Forumite
hi I am fortunate enough to only had bank charges once or twice in the last few years and had a few of them waivered by the bank staff after a bit of in person pleading! 
however Im having a major cash flow problem at the moment and went over my overdraft last month, only by a few pounds but was charged £50 :eek: which was then reduced on request to £25
....unfortunately this has happened again this month and this time by more money (£45 overdrawn as it stands)and for a longer time ...so far 4 days and unsure when I can credit as I am waiting for some backdates benefits due to a health problem stopping me from working and being left with absolutely nothing in the meantime:mad: . It is pretty much common knowledge about being able to reclaim back unlawful bank charges but if it is still claimable why are banks still charging? anyone know if the charge will go up for everyday Im overdrawn and if I can still claim these charges back?
help pleeeease!:o
however Im having a major cash flow problem at the moment and went over my overdraft last month, only by a few pounds but was charged £50 :eek: which was then reduced on request to £25 ....unfortunately this has happened again this month and this time by more money (£45 overdrawn as it stands)and for a longer time ...so far 4 days and unsure when I can credit as I am waiting for some backdates benefits due to a health problem stopping me from working and being left with absolutely nothing in the meantime:mad: . It is pretty much common knowledge about being able to reclaim back unlawful bank charges but if it is still claimable why are banks still charging? anyone know if the charge will go up for everyday Im overdrawn and if I can still claim these charges back?help pleeeease!:o
£264.05 / £11,000 in 2011 :j
frugal living 2011 total spend £300 :mad:
frugal living 2011 total spend £300 :mad:
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards