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sorry if asked : can i claim if accounts have defaults on them?
hello all, as i said sorry if this has been asked, but, i have outstanding debts which i am only able to drip pay due to keeping mortgage paid as advised by national debt line consumer credit council and others, a sizeable part of these debts towards the end particularly was due to penalty charges put on by bank and credit…
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credit card charges
a few years ago my partner got a barclay card gold credit card, after about a year his income decreased alot through a new job thus making payment on his card difficult, he contacted the bank and asked for his monthly payments to be lowered for a period as he was struggling with payments, they refused to help and cancelled…
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address for abbey ??
does anyone know the address for abbey please so i can put my claim in for reclaiming my bank charges - thanks gary
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bank charges
if you already have a claim on hold but yet have since been charged alot more bank charges can i orocess another claim?
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Abbey
We started the procedure of taking reclaiming bank charges from Abbey around this time last year. We are one of the cases that is on hold. We opened a new bank account as advised by your site and this has been a lifesaver. Only problem is we had a £2,200 overdraft which obviously we have been in no position to pay back at…
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Submitted a non-request letter during test case
Having completely forgotten to keep up-to-date with the test case, I was levied with a fine by NatWest in mid-April for going £1.30 over my agreed overdraft limit. In response, I wrote a letter to the bank manager asking that he exercise discretion here in light of my good account management for three years and the nature…
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service charge
Hi can I reclaim my service charge as I get charged £25 every month for going over my over draft limit
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Reclaiming bank charges with Natwest
Last year we unsuccessfully tried to reclaim a lot of money from Natwest. We duly downloaded the necessary template letters and sent these off along with a list of the charges we had incurred. Guess what -no reply. We again sent a letter to Natwest reiterating that we wish to claim and again no reply. Where do we stand…
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help please
THIS IS REGARDING MORTGAGE PENALTY CHARGES hi all ive been trying to reclaim penalty charges on a mortgage acount sice the middle of last year. started mcol in december. case was stayed for parties to negitiate. and now the court has sent me an order. this order is very complicated and i dont think im grasping all of its…
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Credit Card Reclaim
I sent the DP letter to Abbey asking for details of the charges on my credit card. They wrote back saying they do not have any information as it's an old account. What do I do now?
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A small victory
Got one of those really annoying bank charge letters today. They paid the item (£12.99) and charged me £35 + a monthly unauthorised O/D charge of £28. When I went online to check, my account had gone over by 2p :o so I rang them to argue it out. I was told twice, no sorry you have to pay as I had succesfully got 3 charges…
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Just a thought
Hi All, I find myself in a position where I'm going to be short of money to pay all my DD's/SO's that fall due this week. Now I don't know in advance that there will be a problem until I have the weeks takings in front of me (SE Retailer) and last week was a bad week, so face the prospect of more charges from the bank.…
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Adding to existing claims
Hi, I, like thousands of others, had a court hearing due literally days before the stay last year. Am assuming that I will be contacted by the court after the next hearing on May 22. However, since my claim, I have been charged a few times with overdraft fees amounting to a few hundred pounds. Do I get the opportunity to…
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bank of scotland credit card question
Hi Just wondering if anyone knows how long BoS usually take to refund money after sending back signed form agreeing to amount offered? thanks in advance
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Reclaiming Bank Charges!
Hi All,I,m new to this sort of thing so I hope this forum helps.I,ve been with my current bank for over 6 years and up until last year have took out their overdraft facility.Can I claim if I went into the red on my current account before I took the overdraft out?I think the charges in total would,nt be in vast sums but on…
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mnjarrett
i have tried to reclaim my charges and was told no!!! will i have to re do this?
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Advice Please!
Hi - I'm after a bit of advice please folks... I paid off my credit card bill through their website last friday (with the final payment date being today the 28th). However the balance had not cleared as of today. I've now been informed by the credit card company that although I 'paid' before the due date, because it has…
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I'm being properly done over here
Hi all, Here is my story, would appreciate any info or advice you lot might have! I have a bank account that pays our estate agent. We have moved out, so wanted to cease the standing order from my account to theirs. Regrettably I did it too late, so I called them, and they told me that because there wasn't enough money it…
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please help! what do you think I should say when asking for charges to be waived
hi there... opinions if you could please...<O:p</O:p <O:p BACKGROUND:<O:p</O:p I am usually really good with my money and haven't had any charges for well over a year now.<O:p</O:p <O:p</O:p I have tried twice in the past to be granted with a small overdraft buffer (of say, £50) but they have always refused.<O:p</O:p <O:p…
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Me vs RBS
Hey guys I was pointed to the direction of this forum, what a great place. I have had a bank account with Royal Bank since September 2000. I stopped using them when I finished uni in 2003. However I was a fool and did not close off the account. I just forgot about it. It's now been 3 years since I last 'touched' the…
