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Older Parent's Vehicle - Insurance, ownership etc
My father is considering stopping driving due to his age and health. He has a cherished vehicle, which is over 25 years old and he has had from new. I have helped him look after it over the years. He is due to renew his insurance in August. His broker contacted him saying that they are struggling to find any insurer to…
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Cheapest way to get temporary car insurance? Can you get Third Party?
Hi all, I recently changed cars to a more economical one and now need to sell my old one. I need temporary car insurance for about a week while I take it to different garages etc., but the cheapest I've been quoted is about £130 and I can't seem to find anywhere that does third party. Any hints or tips on how to bring the…
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Beware of Hastings Direct vehicle insurance 2
I sorted what I thought was a good policy with Hastings Direct (HD) for my daughter, and 1/3 of the way through the policy she changed her car. HD could in no way transfer the policy to the new vehicle because the underwriters had not heard of an Volvo XC40, a car which has been in existence for 4 years +. A lot of extra…
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Risk of replacing both cars with EVs?
We owned both our cars outright. We’ve recently replaced OH’s car with a Tesla 3. It’s on a company lease, as the BIK made it a no brainer. We have the option to get a second car on the same scheme, but that means we are totally electric. Is this too risky? Downsides are that both cars will be leased, both linked to the…
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Notice to Nominate Driver- Careless Driving, Failing to Stop and Failing to Report
I have just received a 'Notice to Nominate the Driver' for an incident that took place at the end of May (more than 2 months to the date). The allegations are for Careless Driving, Failing to Stop and Failing to Report. On the day in question, I was taking one of my usual routes to the hospital for work during peak hours…
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Dealer's 1 year warranty
I bought a used car in November from a dealer.The Autotrader lisitng ( which I didn't photograph ) mentioned that it had it's servicing done recently. The car also comes with a 1 year mechanical warranty. I never switched on the air con as I did not need to do so until recently. There was no cool air. So, I took it to a…
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Car Insurance Big increase this year
I've been with Sheilas wheels for a couple of years with premiums of just over £200, at last years renewal they quoted £208 and no comparisons could get near that. Another year of no claims, car older, and the renewal comes through at £297. I did a quick go compare and money supermarket check and the second cheapest (but…
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What does "Recovery Made? Yes" mean in Car Insurance
Hi all, I was wondering if anyone could clarify what they think could be happening. So back in November I had a minor incident, no damage to my car but the other car claimed that they sustained some damage to their alloys while trying to avoid the accident and filled a claim against my insurance (Esure). Liability was…
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Dropping off on Zig Zags
Just seen two video clips on TV of high profile celebs being dropped off at court, on a zebra crossings zig zags. Do the police prosecute these offences?
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Car insurance rip off?
Insured my classic car Feb, renovated and MOT ready for sale. Insured. Car was sold a couple of days ago having never left the garage where it was MOTd and restored. Car is to be further restored and is not likely to be on road for some time. Phoned insurance broker, expecting refund only to be told I owe £60 cancellation…
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Car tax for new vehicle
Hi I am getting new second-hand car next week and I need to tax it. I do not have any DVLA documentation relating to this new vehicle. Vehicle is being collected on Tue 2 Aug, and I do have the registration number of the vehicle, so how do I tax it in order to drive it home? Many thanks
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EV charging history
I'm mulling over the idea of getting an BEV. Just doing some research. And wondering if it is possible to see the charging history. E.g. how many times the battery has been charged, from what level to what level. The reason being I'm less likely to choose a vehicle that has been regularly charged to near zero % to 100%…
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Hit and run on my car but my insurance increases!
Hi there, I’m wondering if any of you can shed some light on this situation. Not too long ago my car was parked at a local shopping centre where someone done a good bit of damage to the front right of my cars bumper. Being that it was at a shopping centre there was a lot of CCTV around so thought I’d get the police…
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Capital resolve/DVLA
A debt collection agency started contacting me on 8th July saying I owed them money. I just ignored them as I thought it was a scam. Two weeks later when I went to get into my car it was clamped. I hadn't paid my £30 road tax which was due 1st March. I had totally forgotten and hadn't had any reminder letters. When I rang…
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Does unsettled claims affect new policy
I had car accident last year and still not settled although I got my car fixed by my insurance company. The problem is the unsettled claims starts affecting me getting new quotes, which means I can't get car insurance, anyone had the same experience, tell me what to do? The old insurance company is not giving quotes to old…
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Need Advice on Car Finance / Update to Settlement Figure
Hi everyone. I want to ask some advice in regards to a car finance agreement that has been confirmed this is the following issue I'm having My old Car was worth : £11,200 My old Settlement was : £10,090.37 New Finance was agreed after the settlement was covered & Deposit was put down on the new car etc etc etc. I have now…
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Lost driving licence
Is there any problem obtaining a second driving licence if the first one is lost ?
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Car insurance - NCB policyholder or main driver??
Hi, my husband and I are separating. We have a car each and I am the registered keeper of both cars. I am the policyholder for both car insurances (separate not multicar), but he is the main driver for his car. My question - is the 13 years NCB on his car for him as the main driver or is it for me as the policyholder? I…
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Electric vehicle justification
Any help with my attempts to justify buying an electric car, as opposed to a petrol car, would be much appreciated. My trusty 15 year old Honda Jazz is on its last legs and needs to be replaced soon. I would love to replace it with an electric car to do my bit for the planet. I am comparing a new basic hybrid Jazz with the…
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Beware of Hastings Direct vehicle insurance !!
Hi you may be interested in what I consider a scam with HASTINGS DIRECT vehicle insurance. I did a fully comp quote on go compare and got directed to Hastings Direct best price quote for my 16 year old van. About to buy and put my credit card details in when I noticed the word GPS in some small print at bottom of page. So…
