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PCP and car write off
This doesn't effect me but asking question out of curiosity . When I bought new car I checked with my insurance company if it was old for new in first year. They confirmed that if repairs cost more than 60% of value and car was still current model within first year it would be replaced with a new one. They stipulate this…
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No fault accident claim queries ...
Hi All, Looking for some advice please in relation to a no-fault accident my vehicle was involved in on Saturday as my insurance company are being very unhelpful. At 3.30PM on Saturday I returned to my parked car to find a vehicle ploughed in to the back of mine and another vehicle on it's roof next to it (odd I know).…
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gardx tyre/alloy protection
Anyone got experience of claiming and whether they reject claims? I'd never buy this but got it thrown in with my car purchase. Now wondering if it's worth claiming. I scraped the curb and scratched the alloys. Does this count as 'Accidental Damage' ('sudden and unforseen damage'), or would it be excluded under "improper…
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Astra alarm lights going off all the time
Has anyone experienced this? I have an astra 58 plate and the alarm lights keep flashing no alarm sound. It is happening all the time sporadically which in turn is making my battery flat. Writing to alarm has been checked and there doesn't seem to be a problem. Any ideas, its driving me crazy having to keep jump starting…
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Does Car club rented car damage affects personal car insurance
Hi, Recently have to pay enterprise car club for scratches on their rental car which happened during outside rented hours.Do I need to inform my insurer about this claim during my insurance renewal as claims/incident and will it affect my insurance premium Please advice
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New car - PCP vs. Cash price
Hi everyone, I was talking to a dealer yesterday about buying a new car and the pricings he gave me were for PCP. Ideally, I want to sort out the financing of the car myself as I intend to keep the car for a long time and I want to minimise the length/interest of the loan, so I asked what the price would be for cash as…
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Buying a new car
Good evening all, Just a quick one, I'm buying a car and have the cash sitting for the purchase, it's just over 15k. I normally put all my spending on AMEX as the points are really good. Alas the dealer doesn't accept AMEX, does anyone have suggestions whereby I could get a bit cash back or a Brucie bonus, different…
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Car hit - insurance (etc) advice sought please
This morning DD's car was hit while parked. Police left a note on the car. The driver of the other vehicle appears to have been detained by the police. She's notified her insurer (policy ends tonight would you believe and she has a new policy in place from midnight) and is awaiting details of the driver from the police.…
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Coil Pack on Corsa
Hi, I bought my daughter a Corsa (2012) from a dealership 2 months ago. Within 6 weeks we had to get the brakes done (shoes, discs and pads). Because of this I took it to a mechanic for a diagnostic to check the rest of the car. We have been told the Coil Pack has gone, its falling apart. He advised us to take the car…
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Car left abroad
Hi there guys About a year ago I drove all the way to Spain where my car broke down. I didn't want to ruin my trip so I left it at my friend's place. I didn't export it I simply put it on SORN and left it kind of to rot there. Now I thought it's time to sort it out and I want to bring it back to UK to fox it and sell. My…
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Used car - casting the net wide enough?
Hi folks, I just want to make sure I'm doing all I can, so... I'm looking for a used car, a third gen. mini to be precise, and up 'till now, I've been looking on autotrader.co.uk. This has yielded one suitable result, which I went to see on Friday and decided not to buy. Simple question to you good folk - am I casting my…
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Motability prices
Are Motability cars negotiable in price or are they all a standard price ? The reason for this question is that when I bought my last new car - AFTER I had negotiated a discount - I was asked whether it was on Motabilty or self financed ! If it had been on Motability, could I have negotiated any "extras" to bring it back…
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MOT/TAX expired - No logbook
I'm in a right old mess. Log book is registered at an old address and I have lost the document with the number on it, so I have to apply by post for a new one. According to the GOV site, my MOT expired in July last year (I don't know how I missed it). And now the tax expired on the 1st of this month. What on earth do I do?…
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Hyundai servicing
Looking for advice. I have a Hyundai, bought when I was working for the local dealer. The local dealer no longer wants my business after an issue when I left (dealer at fault) have written proof from them. Could I try and reclaim from them part of servicing cost getting it done else where?
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Car Insurance question
I have one car which is insured with Tesco bank. I have since bought another car and I need to insure both. Tesco don't do multi car insurance. I'm wondering what my best option is? Whether to get the second car insured and have two policies or whether to use multi car, if so who do it? I plan on selling my first car in…
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DVLA Removed Deceased Relative's Car
Long story short. An estranged relative of ours died in January last year, and we have only just found out. We're trying to sort out her affairs. We have only just found out where the relative lived. We visited her house for the first time today, and spoke to her neighbours. It turns out that our relative had a car that…
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Driving test cancellation services
Does anyone have any experience with driving test cancellation services. Are they worth paying for?
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No claims discount
So after various mishaps, touchwood, I'll shortly be due my renewal with 3 years ncd, which is the most I've had. I understand its at this point which insurers allow you to protect? I usually use a comparison site eg gocompare and have never seen a 'protect ncb' box. Is this because I've never had enough years? Or is that…
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Paid twice for car insurance
Hi all, this is my first post so bear with me if any mistakes made. First of all, I moved house five months ago which is connected to this story! My car insurance company charged me twice, as one was on auto renewal. They'd sent me reminder and a new quote, which was considerably more than I paid the previous year. I went…
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Possible write off early in PCP and no GAP
Hi all, I have purchased new Triumph Scrambler 1200 XE my dream bike on a PCP agreement 3 weeks ago. On Wed young lady pulled out on me from a side road and even though I have tried my best to stop we ended up in a collision. I was on the main road, she was meant to give right of way, but still awaiting what her insurance…
