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Is Motor Legal Insurance worth it?
Direct Line car insurance: Motor Legal Protection This optional cover is available for an additional premium Legal Costs cover up to £100,000 This covers you if you have a road traffic accident involving your car where you are not to blame and you wish to claim from the person responsible for the accident. We will pay…
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BMW Feedback
A neighbour has a 3 year old BMW M135 - which, in iteself is a very nice car He admitted to me, yesterday that BMW are misusing the customer rating feedback system in that whenever he takes his BMW into the dealers for servicing or any work - he gets an email asking him to rate the work (1-5) and if he puts less than 4 -…
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car accident injury
sorry if this is in the wrong place but can anyone help me understand this hubby and i were hit from behind at traffic lights in feb both treated for whiplash and had our personal medicals hubby got his report back with an estimated value of £3500 - £3700 i've had mine back its got the Diagnosis of injuries sustained and…
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Excess mileage charges
Hi, I’m voluntary terminating my PCP contract, has anyone managed to get out of paying excess mileage? And if so how? Many thanks
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Engine warning light - 2007 Fiesta Deisel
Hi guys, The girlfriend bought a really tidy little diesel Fiesta today and all is well except the amber engine warning light stays on... there are no other dash issues and the car has literally just had its mot and service. The garage have said, and without looking at it, that the warning is on because the door sensors…
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Traffic enforcement camera (council vehicle)
Hi, seen an increase in those little Toyota cars which are usually parked near bus stops and schools, with cameras on the roof. Read that they monitor parking violations. Do they also do speed checks? Curious as they have the council logo on them.
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Everything I need to drive away from a dealership?
Hi, so when I eventually buy my first car from the dealership, in order to drive it away I need insurance, MOT, registered with the DVLA and vehicle tax. That's all right? Can I do all these things in one go over the phone or is it better to buy the car, do all those things at home online and then go pick the car up? Can…
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Using the handbrake when stopping at lights and junctions
Hi, I just had my first driving lesson today and overall it went really well, at least according to my instructor. However I'm finding it hard to pull away quickly... My instructor doesn't tell me to apply the handbrake when at traffic lights or junctions so I usually hold the car still with the foot brake if on an incline…
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Car stolen - help
So my car was stolen. Insurance agree the current value is £30k, I have £20k left to pay on my PCP.. They have just told me that they will pay the £20k to my finance and the other £10k is gone forever! Is that right? What can I do? To clarify, this isn't a gap insurance issue. My insurer admits my car is worth more today…
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New Gearbox one month out of warranty
My Hyundai Santa Fe is one month out of warranty and has done just over 60,000 miles. I have just been told it is highly likely that it needs a new gearbox and another gearbox related part that will total £5000. Absolutely gutted! Should Hyundai be paying for this?
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Temporary modified car insurance
My car is currently parked off road and all I want to do is drive it to get an MOT and back. However: 1. It's modified - only alloy wheels and a couple of body mods. Nothing that affects performance 2. It's old and not very valuable. Probably £1000 at most. edit: 3. It's currently SORN and I can't get tax without an MOT Is…
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Do I need to replace my car tyre?
Hi all, I'm wondering if anyone can advise me whether I should replace my car tyre(s) or not? Today I went to Kwik Fit for MOT test but failed the test. The inspector advised me that I should immediately replace one tyre and other tyres also need to be replaced soon. I was surprised because my car is only 3 years old and…
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Speeding ticket?
Hi, so this is a bit of a long story and not something I ever expected. Today I was driving through my town after a long while, the last time I drove through that way was probably early 2018, i was on the main road which was always a 30mph road, as you’d expect considering it’s a road most commuters use. There is a school…
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How to calculate cost of commute to a single place of work?
My office is being moved to a new place and I have been asked to calculate the additional cost of commute to the new office, possibly with the intention that the employer can reimburse the extra cost. Can someone kindly guide me what to include please? At the moment I walk to work. I will be driving to the new place. I own…
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Driving Boss' car to work, exempt from tax?
Myself and a few colleagues are going to be working on a different site, and the boss is giving us a car to use to get there. Car is owned and insured by the boss. Is this classed as a benefit? We are not getting paid for the extra commute, but we have the benefit of not using our own cars/fuel. Carpooling does my head in…
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Car Insurance premium query
Hi, I have changed my car twice in the last year but each time there has been no premium adjustment. Last September I traded my 1996 BMW X3 2.0 Diesel for a 2010 Ford C Max 1.6 Diesel , then just last week I traded that in for a 2019 Toyota Aygo 1.0. I find it convenient for the insurance company to inform me there’s no…
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Sold car - DVLA - Advantis
Good afternoon. August last year I bought a new vehicle from a dealership. I part exchanged my old vehicle as a deposit. They signed and stamped the V5C, and I signed it too. I handed over logbook, keys etc and posted the V5c to the dvla the next day and that was that. Or so I thought. Since then I moved address, but…
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New shell rewards scheme
Hi just wondered if it's worth doing? It says you earn a visit every time you fill up £10 and after 10 visits you get a reward? I use company vans so could easily put in £10 plus every few days.
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Storing motorcycle in locked storage facility
Hi Given the high level of motorcycle / scooter / moped thefts nationwide, I'm considering renting a storage container - essentially a shipping container with a secure protected padlock - for keeping my scooter in when not in use instead of keeping it at my home address. The facility has about 40 plus storage containers…
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Knocking sound when braking- low speed to stop
Hi guys I’ve posted about this before. I can’t seem to get to the problem. I’ve taken it to two separate garages and none of the mechanics can find something wrong with my car. The knocking noise appears when I brake at low speed (20Mph to stop), and it becomes louder when my cars been running / got warm. The noise comes…
