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Motoring

Archives for July 2015

No signature from seller on V5C - everything ok?
In short, a relative of mine went on a 160 mile round trip today to buy a car. I was supposed to go with them but couldn't go in the end. They've got back & i go to help with the taxing of the car. They say the seller said they're leaving the tax on the car. The first lot of alarm bells start ringing. I explain the new tax…
BMW 318I se CAT C
anyone please help me going to test drive this car tomorrow. the guy holds cars for insurance companies untill claims are resolved he had this bmw for a while told me that thar the front bumper was replaced no chassis damage 38k on the clock. and would sell to me for around £3,800 so i went home a ran a HPI check through…
Car Hire Excess Insurance - Am I missing Something?
Hi Guys, I travel a lot of the time, and about a year ago after writing off my car in the UK it just made sense to hire a car when I was back. Anyway, it worked well - there are some great deals out there (just hired a car for 2 days from Luton Airport for under £7.50 a day!). Until the 'problems' came. I never take the…
Accident eighteen months ago
Well I will try to be brief.My daughter in law was involved in a motorway accident,hit from behind by a car which was then hit by a lorry. The problem is we were payed out by the Insurance company over, a year ago but my son has started to receive letters from the insurers for the car that hit her asking for information on…
Mr Clutch / Halfords Auto Centres
Are places like Mr Clutch and Halfords Auto Centres worth going to for replacement timing belts etc? Or should I completely steer clear?
Fixed penalty notice.
Hi, new to the forum so be nice if this is in the wrong place, trying to work my way around:) I got a fixed penalty notice and there is no amount stated. At the bottom of the ticket in the small print it says the fixed penalty is £30 / £50 * delete as applicable. But nothing has been deleted. So how am i ment to know what…
Car seized MID showing no insurance but was insured
My daughter's partner was stopped by police saying his car was showing up as having no insurance. His insurance had been automatically updated that day and he did not have any certificate to prove this at the time. They had the car taken away and he had to produce his insurance documents the next day. He took them the next…
Selling car - repairing hole in bumper worth it?
I'm planning to sell my 2009 VW Polo Bluemotion next month it has about a 4/5 cm by 2/3 cm hole in the lowest part of the front bumper. Just got a quote of £175 for fixing this. I was wondering whether this would be worth doing for a private sale? I presume it wouldn't be worth for selling to a dealer? The car has done…
Best time to apply for refund of tax....
Trading in old car to dealership and collecting new car on Tuesday ( this is Thursday 30th July) what's the best way and the best time to cancel my current road tax. I'm assuming if I don't cancel before the end of July I lose out on the month of August as well. If necessary I can leave my old car at the dealers tomorrow,…
Failed MOT on bulb / then passed.
A friend of mine took his Skoda for an MOT test the other day, asked them to fit a brake light bulb which he knew had blown, and waited for it to be sorted. An hour later, he was beckoned to the counter to pay, and was told that, the car failed its MOT only on the bulb issue, so they had raised a fail certificate, fitted…
New car - timing belt failure
I purchased an 08 Zafira 1.8 petrol with 74k miles on 29th June. The service history showed the timing belt was replaced in April 2015. On Monday (27th June), we were driving on the motorway when the car quit. Cut a long story short, the guy (a dealer) got a mechanic to look at it he has told us the timing belt has went.…
DVLA, SORN and Court
Hi, I have received a request to attend court, No ASN Required, (Form 293SMK) to answer a charge that I kept a vehicle on a public road for which a licence was not in force whilst a SORN declaration was in force. Summary of events. Start of November 2013, my Renault's aux drive belt snapped/melted and wrapped itself around…
Clarkson, May and Hammond on Amazon Prime
http://www.bbc.co.uk/news/entertainment-arts-33715671 If you don't already have Amazon Prime will this be an incentive to get it in 2016? I think it might well sway me.
VW Golf - vibrating noise
I have an 02 reg Golf. It's great in all ways but one. The dash rattles. At the back - near the vent which blows on to the windscreen. Sounds like a leaf or a loose fan. It isn't a leaf though. It's intermittent but is getting worse. If I rest something heavyish or wedge something under the windscreen it stops, similarly…
Driving Experience gift
Special birthday for my lovely husband. Before I embark on paying for a driving experience any tips. I've decided to book directly somewhere as the experience middleman companies seem a bit poor I thought the 6th sense one at Chertsey looked reasonable. Thanks
PCP Advice after Illness
Hello Just thought I would ask a question about PCP and whether anyone has any knowledge that may assist my situation.... I took out a 3 year PCP deal on vehicle in October 2013. To keep a very long story short, I unfortunately had a seizure following the birth of my daughter in February 2014 and I was diagnosed with a…
Fixing a car - what is reasonable?
I bought a used car (Focus from this thread) and it is great to drive but has a few little problems - one electrical, two are bodywork related. The dealership has been a bit awkward in terms of getting these things sorted, claiming it's a used car not a new one and some issues are to be expected. But they did say the car…
Transit Connect '57 plate - spare key
My OH recently bought a new (to him) transit connect but it only came with 1 key. I've just been quoted £179+ vat for a spare key. This seems a bit steep but as he's only 1 key we can't send it off anywhere to get another made up. Is there any other way to get a spare for a more reasonable price?
Pulling to the left
Hey, so I bought a 61 plate polo 1.2 bluemotion last Monday and noticed on the drive home it was pulling to the left when ive got a light grip on the wheel (no I didn't think to check on the test drive!). It was bought from a national dealership 100 miles from home, and I was told any problems could be dealt with from the…
business use? Surely not!
Hi, I have one permanent place of work but my company does have several other offices. Once in a blue moon I have to go to one of those sites, for a meeting or training session, but it really is rare, probably doesn't amount to even once a month over the last couple of years. Now my insurance company have said I need to…

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MSE News

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Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
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Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
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Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
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Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
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Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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