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joint debt?
my husband left me last month and besides leaving me he has also left me in £32,000 of debt, £24,000 of which is in my name alone. is there anything i can do? or am i just stuckk with it? i live on disability benefits and am in no position to get extra work to help with payments and carried out an SOA on here and am…
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Death in Family
Hi To cut a long story short my mum and dad were married for 20yrs and in that time managed to buy a small house out right with no mortgage remaining on the house then my mum left my dad and they got divorced, but she said he could keep the house as i was going to stay living with him (house is in both parents names), a…
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Water Babies - Is it worth the money?
I am looking at taking our baby to Water Babies, but am put off by the price tag (roughly £10 per session!). I need to decide soon as I understand that some places have waiting lists and they must start before they are a year old(not a huge problem, as baby is only 11 weeks and hopefully waiting lists aren't that long...).…
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Opinions please - give an Xmas present early or not?
Hi all Just wanted to see what others would do about this. We're going away for Christmas, flying next weekend. It's a long haul trip, travel time of around 29 hours each way. We will have our 7 and 8 year olds with us. Our eldest (8) has asked for an iPod for Christmas, which is partly for the journey (it is a killer.)…
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Possibly lost £13k buying car - no refund as yet and no car!!
Hiya! Hope this is the right place to post - couldn't really find anywhere else suitable. In summary here is the situation: My mum was looking for a new car in June, found a place that was selling them for 2k less than anywhere else. This car 'shop' is a long way away from where we live, and lots of it is done via internet…
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how much money do u have left ?
Jst been looking at banking stuff after we have paid our d/d which cover loan gas/elec water council tax tv licence car ins home ins life ins aa mobiles payments on c/c (min) im left with about £800.00 which is for all petrol food birthdays anything really that pops up ! theres 3 of us in fmaily no pets and i still…
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Ex refusing to cancel Sky account after a split
Very random question here and not sure if there is anything I can do, but thought I would at least ask. Basically I split up with my fiance back in August, I now own our house, but it has taken a while to get his name off everything, mainly becuase he has to sign and he is being an !!!!. He is doing so gradually but I have…
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Would I be stupid if I did this?
Hi all. I don't really know how to fit such a long story into what will probably be a short post....ATM I am being taken through the courts by my ex partner as he wants parental responsibility and also to take his daughter up to Scotland instead of visiting her down here. I never had a problem with it previously but then…
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Boyfriend dumped me
I'vel ived with OH for a year in his house that he owns. Hes asked me to leave and we've split up Do I have any rights financially or otherwise?
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Am I wrong to be not impressed?
Hi all, I dont generally post in this section of the forum, Im usually in the other sections. More to do with moneysaving and I have posted under a different username as I dont want people to know about this. Right I am currently pregnant with my second child so maybe this is why I am more upset / annoyed. I have just been…
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feel desperate. Please advise
Hi all I have had many many problems with my eldest son and now I feel I just can't cope any more. He is 19, working with his own room in a flat share but has no sense when it comes to money. He has often stolen from my mum, who then forgives him, a few weeks later he comes back and the cycle starts again. Four weeks ago…
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HELP - don't want to disapoint a 3 year old...
My 3 1/2 year old is asking for 'Blow Blocks' for christmas. :confused: I have no idea what he is talking about. Something about red and blue and there is a fan involved. I do wonder if it is something he has dreamt up - but whenever we discuss Christmas he says this is what he wants. Does this sound familiar to anyone? I…
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Biting at Nursery Do I Complain!!
My 3 year DS has been bitten at nursery 3 times. :eek: Now I understand that kids go through the biting stage but my DS is a very quite child (at nursery not at home) and I worry he is becoming a target! The bites were done by 2 different children (he was bitten twice by 1 child and once by a different child today). The…
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Signing house over to wife
We have a joint mortgage on our property, how do we go about signing it over to me, the wife? We are not splitting up, just want to reduce liabilities in this current economic climate.
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Most MSE place for your waters to break!
Following on from a conversaion my OH was having with her friend about the imminent birth of her first born. The friend's husband has found out that if her waters were to break in Asda they'll get a year's worth of nappies. In Tesco it's free babyfood, M&S give you a hamper. So, fom an MSE point of view, who gives you the…
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Back to work after 'Family Time'?
Hi All - just wondered if anyone could share their experience of returning to work full time after being at home with the family? Until February this year, I was an Executive PA at a FTSE 100 company earning a decent wage - I took voluntary redundancy as I was going on mat leave anyhow. Anyway, I've now decided I'd like to…
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Prohibitive Steps Order against ex-wife???
Hi I have been doing a little research and all of the PSO's seem to have been obtained by the resident parent (Mother) however I wish to take one out because my ex-wife wishes to move to Dubai January 2009 with our daughter. I know I have Parental Responsibility but I am concerned that the courts decision may not go in my…
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Son taking drugs - How would I know?
Hi I recently found my son's bank statement and was shocked to see that in some weeks he has taken out huge amounts £200-300 over a couple of days. I asked him to explain where it was going and he could not. He does not have a car, pays me about £200 a month for rent including his mobile phone. He earns about £1000 take…
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help -what is ks3 MAL LEVELS
PLS can some one point me in the right direction for some information on the above as it appears on mt son stratemnt sheet as evidence and i haven't got a clue ............................. Thanks
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Where to go on Christmas day, can't decide!
I'm sure loads must have or have had similar dilemmas so here goes... We can't decide what to do at Christmas. I have always gone to my parents, where my sister and her fiance go, as well as my grandad, then me and my DDs and in recent years their dad. I got together with OH last year but as things weren't serious we spent…