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Best way to pay off my tracker mortgage overdraft
Hi All, Please disregard this posting as I have made a double entry by mistake. My first one is active and being debated.
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Personal loan or mortgage? Which to apply for first?
Looking to raise about £30k for some house renovation work. Can get about £20k as further mortgage advance based on current ltv, then looking for the balance on a personal loan at a good rate. Affordability and credit file good. Considering zopa for loan but heard that they will not lend after recent other borrowing? In…
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Car repo on HP not picked on date 3 years ago ! WHAT DO I DO NOW?
Hi Guys, I need help in trying to find out what to do next with regards to my car. I brought this car on hire purchase in 2005. After defaults on my payments due to lost job in 2009, I was taken to court in January 2010 and the judge told me to hand the car back to the lenders.:eek: I rang and tried to make arrangement to…
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speed credit... X
I have recently took out a loan for £100 and plan to pay bk within 14days.my question is has anyone ever paid this company back and when done so had any problems from them afterwards?thanks...
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Welcome Finance Bank Details
Hi, had a loan with Welcome Finance for a long time. In 2010, being out of work, I contacted PayPlan, cancelled direct debits, changed bank accounts etc etc. Every creditor has been fine with my payment plan except Welcome. I have made an offer of a monthly payment and asked for their bank details so that i can set up a…
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Options for bad credit???
Hi all Now I am going to be the first to admit that my credit rating is not great but I am trying to improve it. I currently have a £700 loan (paying back £77 per month for 12 months) and a credit card at its £500 limit (I pay the minimum every month without fail and sometimes pay an extra £20 if I have the spare cash). I…
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Wonga Loan
Hi there :) Just wondering if applying for a loan from wonga shows up on your credit report. If so, how long does it stay on the report for? Thanks in advance
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Re-payments
To cut a long story short, I have been left £40,000 and half a House. I was going to buy the other half (agreed) with the money left but now the DWP are investigating and look like they will be taking a big chunk of the money. I can have a Mortage and I'm 50 plus, but was wondering what would the Monthly payments be for…
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Couple Of Questions about a 10k Loan
Hi, Looking to get a £10,000 loan for a new car. I'm thinking about applying for one with My Bank Yorkshire Bank. Would the apr etc be the same outcome whether i Spoke directly to the bank or used there online application? They offer a personal Loan http://www.ybonline.co.uk/personal/loans/personal-loan/ and a Car loan…
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Welcome Loans unauthorised debit
Hi, My friend applied for an unsecured pay day loan in a panic and quickly cancelled it immediately after. Welcome Loans, Glasgow took a processing fee for which a refund letter has been sent, he is within the 14 day period.we await with baited breath for a response. However, what is more concerning is that a further…
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Fraud Or scam?
My SIL received a letter from Capital Credit Management asking for payment of an Instant Cash Loans Ltd loan. My SIL has never dealt with either so rang them and they told her the person who took out the loan was a nurse in Edinburg she's never been to Scotland and certainly isn't a trained nurse. So could this be a scam?…
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First Plus
Right I have been reading these boards for some time and now but can not find the answer to this question. We stupidly nearly five years ago took out a First Plus loan. We have repaid every month £615.00. I asked for a settlement figure to find it is basically the amount we still owe? What would you guys recommend? Would…
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Funding for second degree
Is it possible to pay off the first student loan in order to take out a loan under the new terms and conditions.I know that if you have had a loan for a first degree then you cant get a second one. However if the first loan is paid off does that rule still apply. My daughter has an outstanding loan since 2008 of about…
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What is logbook loan?
I heard about logbook loan.Please give me more information about this.
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£500 loans
is there anywhere you can get a £500 loan and pay it over a year? this is for a friend who has no credit cards. cheers scott
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Provident Finance
Hi, My nana has got herself in a little mess with provident which im trying to help her sort and was just wondering if anyone would be able to help with the answers to the following questions ? She has asked them if she can pay her monthly amount by direct debit or standing order however they are refusing ? Can they do…
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Red Debt Solutions !!!
Hi all Ive been recieving letters from Lowell collections stating i owe an outstanding balance to Egg,(which i have not aknowledged) and that they have have tracked me down to the address and how or what are my methods of payment to clear the balance... Today ive recied a letter from Red debt Collections stating that they…
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debt collector help
Hi i am new to this site but i am in need of some help i had a collector here today from a company called robinson way i had recieve a feq letters saying it was on behalf of o2 which i cant remember it was a very long time ago but i thought it was a different company i owed not お2
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Car Finance Issue
I have a car on Finance with a very well known car company and I wanted to get advice on what are the implications of cancelling the Finance due to a number of issues. * The car for a new car is very unreliable and I've had to call the AA out 5 times in the past 3 months. * The car is not fit for purpose as each time I…
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Loan I haven't applied for
I'm not sure if this is on the right board, so apologies if it isn't but I'm not sure where I stand on some text's I keep receiving and if I am okay to keep ignoring them. I haven't applied for a loan and now I've received a message stating: FINAL NOTICE: your debt consolidation loan has been pre approved - please call…
