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Barclays Loan settlement figure
Standard Barclays Loan settlement figure Do you call to find this out or is it the amount shown on your online account? Just having a look round and want to make sure i am asking for roughly the right amount
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Advice needed please :)
Hi Everyone, I have just joined the forum today although i have been receiving the money saving e-mail for a few years! I wondered if anyone could help and wouldn't mind giving me a bit of advice please? I want to apply for a loan but not sure if it is the right thing to do or if i will even be accepted. My husband and I…
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Help!
I have a lot of debt approx £2500 ( may not be a lot to some people but it sure is to me! ) i am paying it off slowly but surely though, i earn ok money etc.. I was living in a house share but we have now been told the house is being sold and we won't be able to re new our tenancies! I now need to get my own place sorted…
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married - name change is this stopping my applications ??
Hi I need some help I have great credit however I recently got married and my name has changed so on my credit file Its shows Electoral role Maiden name 2006- October 2011 Married name October 2011 – current register I have recently applied for a loan and should have no problems getting this i have been turnt down and for…
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Career Finance: Unable To Repay
Hello! I was recommended using this forum to try getting some help regarding a loan problem i have. Basically early December, i signed a credit agreement with Career Finance, to pay for a course with Train2Game. All was planned and went well, up until two things occured; I was told I could pay for it by my Visa Electron.…
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BOS Loan
Does anyone know when (or if at all) Bank of scotland/Halifax will update their online banking so that when you apply for a loan instead of being directed to external link you can apply in a similar way as Lloyds (i.e. enter loan amount, quote shown and apply). I seem to remember the first few days of launch this was…
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Help needed,please !!
I am in the depths of despair and desparate for help. Some years ago,not sure how many years, I took out a loan!.I was struggling to pay it back,as my husband had left us.The bank suggested I consolodated my two accounts and increased my loan,which I did. I had undergone ECT for depression around the same time. I wasnt…
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bailifs - urgent help required!
Hi guys I urgently need some help, and I dont know who to turn to. About 2 years ago, I bought my house with my husband, my dad and his wife (my step mum) where having a rough time and split up andI let my dad stay with us for about 6/7 weeks. Needless to say it's destroyed what little relationship I had with my father. He…
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What should I do? I made a mistake and I am paying the price for it!
Dear all MSE members, I bought a Laptop on 0% finance for 12 months and I made a payment to settle the account early December. The finance company charge a £10 admin fee to close the account (which I knew about) but also charge a % fee to settle by Debit/Credit Card. It's free to pay by bank transfer. Anyway, I paid by…
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i am 20 and i need a loan! help
i am 20 years old and i have a bad credit history because my mum made £600 worth of debt in my name which i didnt know about until i moved out so the debt was sat there for 2 years. I really need to get a loan of about £4600 but i know i wont get it because of my history and ages. This is really important to me and i am in…
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Signed credit agreement
A few years ago, I took out a loan with egg. However, due to circumstance the payments were reduced. I was ill advised to stop paying because it was unenforceable. I then went to a council run debt advisor and I requested that egg sent me a signed copy of the credit agreement. They sent me a copy of a standard agreement…
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Applied and money in bank within 2 minutes !
How quick was that Applied online for a personal loan with my bank, had to enter limited details and it was confirmed and money in my bank within 2 mins. I never knew it was as quick as that. Not even been to see the car I like yet and was panicking I wouldnt have the money in time in case when I test drive Friday I wanted…
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Consolidation of relatively small debts
Hi everyone, I am sure there have been loads of posts like this in the past but I just want to know everyones opinion on my personal situation and what the best way forward is. Long story short, I got a credit card given to me by my bank when I was 17, didn’t really understand anything about credit whatsoever, spent all…
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Annual Percentage Rate (APR) & Loans
I am having trouble understanding the APRs in relation to the total repayable on personal loans as quoted by banks. For example, RBS is advertising: Personal Loan of £5,000 over 36 months 36 monthly payments of £177.29 Total amount payable: £6,382.44. Interest rate: 17.9% p.a. (fixed) [calculated daily] Representative…
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Applying for a loan with 2 mortgages
Hi, we own two homes one of which is rented out. We are looking to Borrow money for home improvements on our home, Do I mention both mortgages when i apply and do i include the tennants rent as income?? Hope that makes sense thanks!!
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Trapped
Hi all, I am new to this but don't know where else to turn.... I have only myself to blame. I have an ongoing trust deed, which takes the majority of my disposable income, I have managed to get myself a payday loan and have been trying to pay it off for the last 6 months, the big problem now is I in way too deep, due to…
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can i get a Loan?
I am looking to get a loan and was wondering what my chances would be without having to tarnish my credit score, I am married and live with my husband but i am not on the mortgage as yet as i only finished my bankruptcy a month ago but this isnt now showing on my credit report, I am not working and am claiming tax credits…
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Student Loan coming to an end, being asked for the interest only.
I took out a small student loan in the 90's which I haven't paid back as I never reached the threshold. As I'm approaching my 50th birthday, I keep getting phone calls from Thesis Servicing promising me that they will write off the debt if I could just pay them the interest, which is about 250 quid. The weird thing is -…
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wonga payment due friday cant pay it
hi all appreciate any help in advance i have a dmp setup myself which has been affected already this month after 12 months of paying to time which has annoyed me but this is more serious my brother owes somebody you dont want to owe money to a fair sum of money my dad has stopped helping him (because he cant anymore) and i…
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Nationwide Loan - Help
Hi, i have applied for a nationwide loan for 8000 and i have got no obligation quote of 18.4% apr. Is this a decline or am i safe to accept it? cheers
