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Applied and money in bank within 2 minutes !
pinkladyof66
Posts: 1,829 Forumite
in Loans
How quick was that
Applied online for a personal loan with my bank, had to enter limited details and it was confirmed and money in my bank within 2 mins. I never knew it was as quick as that.
Not even been to see the car I like yet and was panicking I wouldnt have the money in time in case when I test drive Friday I wanted it.
Is this the norm nowadays.
Applied online for a personal loan with my bank, had to enter limited details and it was confirmed and money in my bank within 2 mins. I never knew it was as quick as that.
Not even been to see the car I like yet and was panicking I wouldnt have the money in time in case when I test drive Friday I wanted it.
Is this the norm nowadays.
Make £200 by end of January... £20.42/£200
Grocery Challenge £200 pm Jan £0/£200
January no spend days - 1/31
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Comments
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With your own bank, yes. It is good in respect that it is convenient, however I think people should have more forced thinking time when applying for loans. This may promote irresponsible lending, logging on after a few beers and ending up borrowing money and regretting it when you sober up.0
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michael1983l wrote: »With your own bank, yes. It is good in respect that it is convenient, however I think people should have more forced thinking time when applying for loans. This may promote irresponsible lending, logging on after a few beers and ending up borrowing money and regretting it when you sober up.
yes I know what you mean I have been pondering for months about upgrading my car and the loan is only for £2k so wont break the bank was just pleased it was so quick.
Make £200 by end of January... £20.42/£200
Grocery Challenge £200 pm Jan £0/£200
January no spend days - 1/310 -
Halifax by any chance?I was a DFW, now I'm a MFW :T0
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InsertWittyName wrote: »Halifax by any chance?
No first direct why are Halifax quick too
Make £200 by end of January... £20.42/£200
Grocery Challenge £200 pm Jan £0/£200
January no spend days - 1/310 -
I had the same experience with Halifax on a 10k loan a few months ago
I was a DFW, now I'm a MFW :T0 -
michael1983l wrote: »With your own bank, yes. It is good in respect that it is convenient, however I think people should have more forced thinking time when applying for loans. This may promote irresponsible lending, logging on after a few beers and ending up borrowing money and regretting it when you sober up.
I guess you've got 14days to cancel if that happens. :beer:Can I find out my credit score?You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)0 -
First Direct taking 2 minutes for a £2k loan is not bad First Direct agreed on my mortgage in about 20 mins and then sorted everything out for me, all I had to do was go to my solicitors and sign the forms. People say buying a house is stressful I found it a piece of P155.0
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