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Helping a friend in need with Court
Hi All Friend of mine has just told me she's got a court date this Friday. It's for an outstanding debt circa £20k with Nationwide, they've been chasing her for years and just wont take any advice from anyone. What really pee's me off is that my friend now has MS, she can no longer work, even though she would love to and…
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Welcome Finance
Hi this is my first post but I have been reading on the site for a long time with great interest. I have decided to get my affairs in order today as I have been running away from my debts for a long time. I know it is wrong to ignore debt (which is what I have been doing after moving house a couple of times) but I am now…
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Pay loan of early ?
Hiya I have a loan and my last payment is 2014 and I was wondering if I pay it off 2 years early do i get some intrest knocked off?
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Student Loan Company
Ok first post, can anyone help with this as in my head this is strange. Whilst at college/university I took out 2 student loans, 1998/99 £1850 1999/00 £2875. I have been paying off my loans now for about 7 years but haven't heard from them for the past 2 or so. Phoned them today and was told the balances are as follows,…
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lifetime mortgage
am considering taking out a lifetime mortgage. I have paid back my "ordinary" mortgage. I am wanting to either buy a share of the freehold of my flat or extend its lease which is only 56 years now! Any experiences of the above?
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credit agreements
hiya, i wonder if someone can give me a bit of advice when i was allot younger i took out loads of credit in the form of catlogues and then didnt pay them, i am now older and a little wiser and have a little girl me and my partner are trying to get our finances straight and before i carry on paying my debts i want a copy…
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Barclays loan nightmare
Hi there, If anyone could help it would be greatly appreciated. I took out a loan for £3000 with Barclays in 2005 at a staggering 20% rate (I know). It has take a long long time for me to pay it back and was often late with payments and fell unemployed to which I used the PPI I was sold with it. I had paid as far as I knew…
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1 month loan....
hiya my husband applied for a payday loan through 1 month loan on the 5/1/11. he logged on yesterday and says he has been accepted and there is a repayment date ..but he has not recieved funds into his bank. He has emailed them but not replying and ringing cant get through! anyone had the same problem ??
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Student Loans when living abroad
I was wondering whether anyone knows whether student loans are cancelled when you move abroad. I took out 3 student loans prior to 1998 and when I did so there was a rumour going round my uni that if you lived abroad for 5 years the students would be wiped out. I am sure it is an urban legend but just thought I would check…
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bad credit loans!?
hi, ive been turned down for car finance on a £3000 car, last week my rear wheel fell off my car(Collapsed bearings) and i need a car asap! ive had a couple of defaults over the last 6 months bout 3-4. i had very bad credit in the past but paid off all my debt about 18months ago, so does anybody no a reliable loan company…
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loan?
i am wanting to do a loft conversion and a single story extension to my and will need to get a loan my bank hsbc are offering 7.5% on loans over £7000 is this good or not
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I've paid off my last Pay Day Loan...
:money:After 3 years of being trapped in the pay day loan cycle, i am finally free. With my december pay packet i finally paid off the last of my loans. They done their job for me, i knew what i was getting into - and in a way although they cost me a fortune they did help me out quite a bit at times. Have worked out that…
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Ending a HP agreement early
Over a year ago I entered a HP agreement to buy a car borrowing over £12,000 and I am currently making the repayments. However I am currently looking at the possibility of ending the contract early as it states I can do so in the contract but I think I am right in thinking that I am only able to sell the car once the…
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£3000 over drawn HELP!
Advice needed - Have over draft on current account of £3000, need to pay it off at £100 a month, thinking over 3 years, but paying upto £40 month interest at the moment on bank charges. Is it better to take a loan, can I put it on a credit card interest free? Anyone got any useful ideas?
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Problem with getting loan renewed...
Hi there, I was wondering whether someone here will be able to answer to my problem. In the summer 2009 (about 18 months ago) I have taken a £10000 loan from my bank - NatWest. I have still about £5700 left to pay in another 18 months. I also have NatWest credit card with balance of £1790 out of £1800 which means it’s…
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secured loans
could anyone tell me where i stand if i have a secured loan but the company are not named on my mortgage do they still have legal rights to try to reposess ?
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is it a real company?
Im desperate to get a loan so that I only have one monthly payment to deal with but I have really bad credit history and Im in reciept of benefits I have the finances to pay back the loan and am much better at dealing with financial situations now however I made some loan enquiries and was being plagued with answers from a…
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BMS sells up and agreement not honoured
I made an agreement with BMS in June 2009 that if I paid in installments I would only need to pay half my debt and the rest would be cleared. I tried contacting them to day to find the debt has been pasted on to Credit security Ltd. They have not taken any payments since June 2010. Further more they will not honour the…
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please help loan company massive charges
hello, I am at my wits end my husband got into credit card debit on his personel card he used for his company expenses, not good but this is how his old company worked spend on card then they gave you the money back next month.ie. air flights,food,taxis etc. To cut along story short he didnt clear off all the money when he…
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Car Finance Problem - Misold?
Two years ago I took out finance to purchase a new car. I am now at the point where I want to trade in the car and get a new one as it is proving to be very costly to run. Today I visited several garages to look at new cars only to learn that I still have over £8000 left to pay on a car that is worth around £2000. In the…
