We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
£3000 over drawn HELP!
crocidillypig
Posts: 1 Newbie
in Loans
Advice needed - Have over draft on current account of £3000, need to pay it off at £100 a month, thinking over 3 years, but paying upto £40 month interest at the moment on bank charges. Is it better to take a loan, can I put it on a credit card interest free? Anyone got any useful ideas?
0
Comments
-
crocidillypig wrote: »can I put it on a credit card interest free? Anyone got any useful ideas?
That would be ideal - if you can find a 0% card offering super balance transfers (or very low cash withdrawals) with a £3k limit.
All depends on your circumstances (credit file)
A loan would also be a good move if you can find one at a good rate (Credit file again).
An Overdraft can be withdrawn at a moments notice leaving you with the whole lot to find in a short time.
Q. Did I meet you in a nightclub last Friday??0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.3K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards